BREXIT - Is This Really Still Rumbling On? 😴

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Comments

  • TheBigBean
    TheBigBean Posts: 21,921
    I'm starting to think that @tailwindhome might be right.
  • Stevo_666
    Stevo_666 Posts: 61,428

    john80 said:

    I tend to agree that tariffs make little difference to consumer choices, as currencies fluctuate anyway and people are not going to buy Jack Daniels instead of McCallan because the latter is 2 euro per bottle dearer...

    Other things will be affected by the lack of a deal: if your holiday ends up costing 50% more because of health insurance and a weaker currency, many will simply not be able to afford it... jobs will go.

    The total volume of trade will probably be reduced (good for the environment?), as people will delay buying a new car and jobs will go. Delays in the supply chain mean I won't be able to order a new pair of Vittoria tyres when I need them and will stick to the old tyres a little longer, jobs will go... uncertainty over the future will curb investment and more jobs will go... that's almost inevitable and made worse by the lack of some kind of arrangement

    Sterling is not going to fall much further as Brexit is already priced in. You can currently buy worldwide travel insurance annually for less than £100. Last time I checked my EU healthcare did not get me treatment in the USA. Holidays are not going to be 50% dearer as you logic is flawed.

    What we will see is a shift of buying habits due to tariffs. That mass manufactured French brie will be closer in price to UK options. That German car will be dearer as there is a limit to how long VW can offer to pay consumer tariffs. The could not even get to 2021 without offering this deal.

    Trade will be reduced due to covid more than Brexit in my view
    Astounding ignorance.

    Why?
    "I spent most of my money on birds, booze and fast cars: the rest of it I just squandered." [George Best]
  • Stevo_666
    Stevo_666 Posts: 61,428

    Stevo_666 said:

    john80 said:



    Sterling is not going to fall much further as Brexit is already priced in. You can currently buy worldwide travel insurance annually for less than £100.

    Does that include Covid cover?

    That's more or less what I had in mind... now, for a family of 4 that might just be too much...
    Plus, it's going to be £ 100 if you don't have pre-existing medical conditions... obviously all those 50+ that invade the Costa del Sol will have high blood pressure and will be on at least a couple of medications... that will price up health cover, provided you are able to get it at all.

    IMO, the loss of medical cover across the EU is the single biggest Brexit regret... in practice, it means a lot of people will not be able to go abroad anymore, which is very sad...

    All those US, Japanese, Chinese etc tourists seem to manage it somehow.
    Some of them will be coming over less because of the removal of the vat claim back scheme.
    Maybe, but that's not the point.
    "I spent most of my money on birds, booze and fast cars: the rest of it I just squandered." [George Best]
  • john80
    john80 Posts: 2,965

    john80 said:

    john80 said:

    john80 said:



    Sterling is not going to fall much further as Brexit is already priced in. You can currently buy worldwide travel insurance annually for less than £100.

    Does that include Covid cover?

    That's more or less what I had in mind... now, for a family of 4 that might just be too much...
    Plus, it's going to be £ 100 if you don't have pre-existing medical conditions... obviously all those 50+ that invade the Costa del Sol will have high blood pressure and will be on at least a couple of medications... that will price up health cover, provided you are able to get it at all.

    IMO, the loss of medical cover across the EU is the single biggest Brexit regret... in practice, it means a lot of people will not be able to go abroad anymore, which is very sad...

    Insurance companies were always liable for repatriation costs and some treatment costs above immediate life saving in the EU. As always manage your health is your best way of reducing costs.
    That doesn't solve the problem. I, like many others, never bought health insurance for EU trips... now we will have to. I'll have no problems to get cover and I am sure I can afford to, but remember half of the population is on some prescription... many of them will struggle to get affordable cover now... so they will be bound to remain in the UK for the rest of their life... it is likely the majority of them will be of advanced age and as a an average the majority will have voted FOR Brexit, so that is some consolation to me, not to the many who instead are in that position and voted to remain...


    So you decided to historically take a slim chance of a significant bill in the event of a serious problem as this was not covered by the current arrangements. Given you were so relaxed about this risk why are you bothered about being uninsured for a minor problem such as a broken arm in 2021.
    As I said,

    I have already factored in the need for health insurance in my future trips to the EU and I am not overly concerned... I am however sad for those that will now be locked on an island, unable to get out of it...
    There will be people with serious medical conditions that will be denied any form of insurance and will just have to suck it up.
    If you don't care, that is fine, but for some reason I do...
    Have you ever considered that those with serious medical conditions may not be fit to travel. Your concern is touching however I am not sure that you have a great grasp of the travel insurance market.
  • john80
    john80 Posts: 2,965

    john80 said:

    I tend to agree that tariffs make little difference to consumer choices, as currencies fluctuate anyway and people are not going to buy Jack Daniels instead of McCallan because the latter is 2 euro per bottle dearer...

    Other things will be affected by the lack of a deal: if your holiday ends up costing 50% more because of health insurance and a weaker currency, many will simply not be able to afford it... jobs will go.

    The total volume of trade will probably be reduced (good for the environment?), as people will delay buying a new car and jobs will go. Delays in the supply chain mean I won't be able to order a new pair of Vittoria tyres when I need them and will stick to the old tyres a little longer, jobs will go... uncertainty over the future will curb investment and more jobs will go... that's almost inevitable and made worse by the lack of some kind of arrangement

    Sterling is not going to fall much further as Brexit is already priced in. You can currently buy worldwide travel insurance annually for less than £100. Last time I checked my EU healthcare did not get me treatment in the USA. Holidays are not going to be 50% dearer as you logic is flawed.

    What we will see is a shift of buying habits due to tariffs. That mass manufactured French brie will be closer in price to UK options. That German car will be dearer as there is a limit to how long VW can offer to pay consumer tariffs. The could not even get to 2021 without offering this deal.

    Trade will be reduced due to covid more than Brexit in my view
    Astounding ignorance.

    You might want to go and look at current GDP figures in relation to Brexit predictions.
  • john80 said:

    john80 said:

    I tend to agree that tariffs make little difference to consumer choices, as currencies fluctuate anyway and people are not going to buy Jack Daniels instead of McCallan because the latter is 2 euro per bottle dearer...

    Other things will be affected by the lack of a deal: if your holiday ends up costing 50% more because of health insurance and a weaker currency, many will simply not be able to afford it... jobs will go.

    The total volume of trade will probably be reduced (good for the environment?), as people will delay buying a new car and jobs will go. Delays in the supply chain mean I won't be able to order a new pair of Vittoria tyres when I need them and will stick to the old tyres a little longer, jobs will go... uncertainty over the future will curb investment and more jobs will go... that's almost inevitable and made worse by the lack of some kind of arrangement

    Sterling is not going to fall much further as Brexit is already priced in. You can currently buy worldwide travel insurance annually for less than £100. Last time I checked my EU healthcare did not get me treatment in the USA. Holidays are not going to be 50% dearer as you logic is flawed.

    What we will see is a shift of buying habits due to tariffs. That mass manufactured French brie will be closer in price to UK options. That German car will be dearer as there is a limit to how long VW can offer to pay consumer tariffs. The could not even get to 2021 without offering this deal.

    Trade will be reduced due to covid more than Brexit in my view
    Astounding ignorance.

    You might want to go and look at current GDP figures in relation to Brexit predictions.
    They are looking a tad optimistic but one supposes the rate of decline will slow in a few years time
  • john80 said:

    Stevo_666 said:

    john80 said:

    Stevo_666 said:

    rjsterry said:

    Stevo_666 said:

    I guess if there is no deal, then we can say to Macron 'So long, and thanks for all the fish' :)

    I look forward to Johnson performing some herring related photo-opp. I think Macron probably has same ability to control the French fishing fleet as we do of our football fans.
    I'm sure the Royal Navy can control them :smile:
    The irony in Brexiters suggesting the EU was not responsible for the longest peacetime era in Europe for god knows how long and literally the day after Britain leaves they’re threatening nato allies and EU members with the navy.

    So pathetic the whole thing.
    That shows a complete lack of awareness as to why developed nations neighbouring each other have stopped launching wars a couple of times a decade. I will give you a clue it is down to weapons systems. France and Germany don't need to go nuclear to completely destroy each other in a matter of days. We are no longer sending thousands of men to look at each other across a trench. This is the real reason Europe has been peaceful and it is routed in weapons technology and self interest. The naivety of your argument is staggering.
    We are also in a military alliance called NATO, which could be relevant.
    Are we going to war with France or not? 😂
    The French do have a long track history of getting beaten at war. Maybe their fortunes are due a change.
    I am starting to think you are trolling us in attempt to call you a thicko
  • pblakeney said:

    S

    You think pensioners are by definition dependent on the state?

    Before I answer that can we agree on what a generalisation is?

    Can I apologise - I actually did not realise that 40% of pensioners' income comes from state pension. 1 in 6 have no other income.

    It's a fair generalisation, I'll allow it.
    It is a common error made on this site to group all pensioners into the same income group.

    You think that pensioners as a whole are less dependent upon the State than the population as a whole?
  • john80 said:



    Have you ever considered that those with serious medical conditions may not be fit to travel. Your concern is touching however I am not sure that you have a great grasp of the travel insurance market.

    My dad was on a dozen pills a day since the age of 55, as a result of a rare heart condition. He lived a normal life until he passed last year, age 78. Keen walker. He used to travel from Italy to France by car a lot, but he couldn't realistically travel outside the EU.
    He wasn't an isolated case... among the pills, your usual statins, ACE inhibitors, Beta-blockers that a good number of people his age take every day.

    Basically, you are saying that all these people are not fit to travel and should stay within the UK borders, unless they can pay hundreds of pounds for a health insurance.

    As I said, the European medical cover is the single biggest regret of Brexit
    left the forum March 2023
  • pblakeney
    pblakeney Posts: 27,333

    pblakeney said:

    S

    You think pensioners are by definition dependent on the state?

    Before I answer that can we agree on what a generalisation is?

    Can I apologise - I actually did not realise that 40% of pensioners' income comes from state pension. 1 in 6 have no other income.

    It's a fair generalisation, I'll allow it.
    It is a common error made on this site to group all pensioners into the same income group.

    You think that pensioners as a whole are less dependent upon the State than the population as a whole?
    I think some are 100% dependent while others are 0%. I make no claims for knowing where the crossover is, but there is one.
    The above may be fact, or fiction, I may be serious, I may be jesting.
    I am not sure. You have no chance.
    Veronese68 wrote:
    PB is the most sensible person on here.
  • pblakeney said:

    pblakeney said:

    S

    You think pensioners are by definition dependent on the state?

    Before I answer that can we agree on what a generalisation is?

    Can I apologise - I actually did not realise that 40% of pensioners' income comes from state pension. 1 in 6 have no other income.

    It's a fair generalisation, I'll allow it.
    It is a common error made on this site to group all pensioners into the same income group.

    You think that pensioners as a whole are less dependent upon the State than the population as a whole?
    I think some are 100% dependent while others are 0%. I make no claims for knowing where the crossover is, but there is one.
    The question is if pensioners as a segment of society are more or less dependent upon the state than other sectors?
  • Stevo_666 said:

    Stevo_666 said:

    john80 said:



    Sterling is not going to fall much further as Brexit is already priced in. You can currently buy worldwide travel insurance annually for less than £100.

    Does that include Covid cover?

    That's more or less what I had in mind... now, for a family of 4 that might just be too much...
    Plus, it's going to be £ 100 if you don't have pre-existing medical conditions... obviously all those 50+ that invade the Costa del Sol will have high blood pressure and will be on at least a couple of medications... that will price up health cover, provided you are able to get it at all.

    IMO, the loss of medical cover across the EU is the single biggest Brexit regret... in practice, it means a lot of people will not be able to go abroad anymore, which is very sad...

    All those US, Japanese, Chinese etc tourists seem to manage it somehow.
    Some of them will be coming over less because of the removal of the vat claim back scheme.
    Maybe, but that's not the point.
    It's certainly a point. An unrelated point. But a point.
  • john80
    john80 Posts: 2,965

    john80 said:



    Have you ever considered that those with serious medical conditions may not be fit to travel. Your concern is touching however I am not sure that you have a great grasp of the travel insurance market.

    My dad was on a dozen pills a day since the age of 55, as a result of a rare heart condition. He lived a normal life until he passed last year, age 78. Keen walker. He used to travel from Italy to France by car a lot, but he couldn't realistically travel outside the EU.
    He wasn't an isolated case... among the pills, your usual statins, ACE inhibitors, Beta-blockers that a good number of people his age take every day.

    Basically, you are saying that all these people are not fit to travel and should stay within the UK borders, unless they can pay hundreds of pounds for a health insurance.

    As I said, the European medical cover is the single biggest regret of Brexit
    Your dad was risking his finances by not taking out travel insurance as anything significant requiring either live or dead repatriation would not have been covered. Many others have pointed this out. So in summary you can pay for health insurance or take the low to middling probability if you are ancient and have an issue abroad it is your financial problem. My mum with a heart transplant takes out travel insurance when she goes to the EU. Your argument follows a poor logic in that your dad was never covered for serious issues unless he bought travel insurance. The EU will likely agree to basic cover as they won't want their nationals getting large NHS bills in response. As always there will likely be some pragmatism next summer for all these old people that apparently are trapped on a rather large and varied island. I can see the political campaign now to free the old.
  • john80
    john80 Posts: 2,965

    john80 said:

    Stevo_666 said:

    john80 said:

    Stevo_666 said:

    rjsterry said:

    Stevo_666 said:

    I guess if there is no deal, then we can say to Macron 'So long, and thanks for all the fish' :)

    I look forward to Johnson performing some herring related photo-opp. I think Macron probably has same ability to control the French fishing fleet as we do of our football fans.
    I'm sure the Royal Navy can control them :smile:
    The irony in Brexiters suggesting the EU was not responsible for the longest peacetime era in Europe for god knows how long and literally the day after Britain leaves they’re threatening nato allies and EU members with the navy.

    So pathetic the whole thing.
    That shows a complete lack of awareness as to why developed nations neighbouring each other have stopped launching wars a couple of times a decade. I will give you a clue it is down to weapons systems. France and Germany don't need to go nuclear to completely destroy each other in a matter of days. We are no longer sending thousands of men to look at each other across a trench. This is the real reason Europe has been peaceful and it is routed in weapons technology and self interest. The naivety of your argument is staggering.
    We are also in a military alliance called NATO, which could be relevant.
    Are we going to war with France or not? 😂
    The French do have a long track history of getting beaten at war. Maybe their fortunes are due a change.
    I am starting to think you are trolling us in attempt to call you a thicko
    Or maybe some of us are not so riled by Brexit as others. You will need to keep a clear head for the future apocalypse and maybe some perspective.
  • Cornwall to only get 5% of the funding they received from the EU
    https://www.bbc.co.uk/news/uk-england-cornwall-55279468

    Again this could be posted in more than one thread
  • john80
    john80 Posts: 2,965
    https://www.bbc.co.uk/news/uk-politics-55292890

    What is the point in continuing this charade that any deal of worth is going to be reached. Is Boris's intention to tell UK businesses that there are definitely tariffs on New year's eave or roll out deal paperwork. Maybe we will have Frost and Barnier to get their families round the table for a Christmas day working lunch as a photo op.
  • Cornwall to only get 5% of the funding they received from the EU
    https://www.bbc.co.uk/news/uk-england-cornwall-55279468

    Again this could be posted in more than one thread

    https://youtu.be/_8mduTEvnU0
  • pblakeney
    pblakeney Posts: 27,333

    pblakeney said:

    pblakeney said:

    S

    You think pensioners are by definition dependent on the state?

    Before I answer that can we agree on what a generalisation is?

    Can I apologise - I actually did not realise that 40% of pensioners' income comes from state pension. 1 in 6 have no other income.

    It's a fair generalisation, I'll allow it.
    It is a common error made on this site to group all pensioners into the same income group.

    You think that pensioners as a whole are less dependent upon the State than the population as a whole?
    I think some are 100% dependent while others are 0%. I make no claims for knowing where the crossover is, but there is one.
    The question is if pensioners as a segment of society are more or less dependent upon the state than other sectors?
    I don’t consider them to be a group, a segment or a sector. I consider them to be individuals in vastly different circumstances.
    The above may be fact, or fiction, I may be serious, I may be jesting.
    I am not sure. You have no chance.
    Veronese68 wrote:
    PB is the most sensible person on here.
  • john80 said:

    https://www.bbc.co.uk/news/uk-politics-55292890

    What is the point in continuing this charade that any deal of worth is going to be reached. Is Boris's intention to tell UK businesses that there are definitely tariffs on New year's eave or roll out deal paperwork. Maybe we will have Frost and Barnier to get their families round the table for a Christmas day working lunch as a photo op.

    Reckon they'll be working new year's eve? Think I will be, probably at midnight. A fitting end to a perfect year.
  • john80 said:

    john80 said:



    Sterling is not going to fall much further as Brexit is already priced in. You can currently buy worldwide travel insurance annually for less than £100.

    Does that include Covid cover?

    That's more or less what I had in mind... now, for a family of 4 that might just be too much...
    Plus, it's going to be £ 100 if you don't have pre-existing medical conditions... obviously all those 50+ that invade the Costa del Sol will have high blood pressure and will be on at least a couple of medications... that will price up health cover, provided you are able to get it at all.

    IMO, the loss of medical cover across the EU is the single biggest Brexit regret... in practice, it means a lot of people will not be able to go abroad anymore, which is very sad...

    Insurance companies were always liable for repatriation costs and some treatment costs above immediate life saving in the EU. As always manage your health is your best way of reducing costs.
    That doesn't solve the problem. I, like many others, never bought health insurance for EU trips... now we will have to. I'll have no problems to get cover and I am sure I can afford to, but remember half of the population is on some prescription... many of them will struggle to get affordable cover now... so they will be bound to remain in the UK for the rest of their life... it is likely the majority of them will be of advanced age and as a an average the majority will have voted FOR Brexit, so that is some consolation to me, not to the many who instead are in that position and voted to remain...
    Worldwide annual travel insurance, including cover for sorts such as skiing, including the US where half your battle is the other guy's medical insurance, is less than the cost of most phone handset upgrades. It isn't going to go through the roof by adding a group of less dangerous or costly countries.
    Does yours not have an age limit? Mine says not available for over 70 for annual policy, over 75 for single trip.
    Probably. That will be a new insurance market I guess. Being pragmatic (and setting aside for a moment that this is the demographic who voted for Brexit in the first place) if it is too expensive, it won't be purchased. And neither will that holiday or flight. Instead, it will simply be one more additional unwelcome expense at the Easyjet checkout to go along with all the others that people didn't realise they were voting for.
    Sounds like another Brexit benefit, definitely one I had not thought of :smile:

    Harms the destination but their holidays will still be taken in the UK, thus more spent in the UK and less spent in the EU.

    Considering the number this could affect, it makes business sense for the benefit of the tourism industry in Europe for the EU to offer a reciprocal EHIC deal
  • rjsterry
    rjsterry Posts: 29,575
    john80 said:

    https://www.bbc.co.uk/news/uk-politics-55292890

    What is the point in continuing this charade that any deal of worth is going to be reached. Is Boris's intention to tell UK businesses that there are definitely tariffs on New year's eave or roll out deal paperwork. Maybe we will have Frost and Barnier to get their families round the table for a Christmas day working lunch as a photo op.

    We've already left it too late for any FTA to be ratified. If EU and UK don't agree some form of derogation or implementation period, we will now be imposing tariffs on imports from EU from 1st Jan regardless. If some FTA is agreed, businesses may be able to reclaim those tariffs paid at some later date.

    Then of course there's all the non-tariff stuff. Yes it will be far thinner than the wondrous deal promised but some form of FTA is still far better than nothing.
    1985 Mercian King of Mercia - work in progress (Hah! Who am I kidding?)
    Pinnacle Monzonite

    Part of the anti-growth coalition
  • morstar
    morstar Posts: 6,190
    pblakeney said:

    S

    You think pensioners are by definition dependent on the state?

    Before I answer that can we agree on what a generalisation is?

    Can I apologise - I actually did not realise that 40% of pensioners' income comes from state pension. 1 in 6 have no other income.

    It's a fair generalisation, I'll allow it.
    It is a common error made on this site to group all pensioners into the same income group.
    In all fairness, we are conditioned by both government and the media to treat pensioners as a homogeneous group.
    It’s quite absurd really.
  • morstar said:

    pblakeney said:

    S

    You think pensioners are by definition dependent on the state?

    Before I answer that can we agree on what a generalisation is?

    Can I apologise - I actually did not realise that 40% of pensioners' income comes from state pension. 1 in 6 have no other income.

    It's a fair generalisation, I'll allow it.
    It is a common error made on this site to group all pensioners into the same income group.
    In all fairness, we are conditioned by both government and the media to treat pensioners as a homogeneous group.
    It’s quite absurd really.
    Hence the universal pensions, winter fuel allowance, bus passes, tv licences etc.
  • Dorset_Boy
    Dorset_Boy Posts: 7,569

    morstar said:

    pblakeney said:

    S

    You think pensioners are by definition dependent on the state?

    Before I answer that can we agree on what a generalisation is?

    Can I apologise - I actually did not realise that 40% of pensioners' income comes from state pension. 1 in 6 have no other income.

    It's a fair generalisation, I'll allow it.
    It is a common error made on this site to group all pensioners into the same income group.
    In all fairness, we are conditioned by both government and the media to treat pensioners as a homogeneous group.
    It’s quite absurd really.
    Hence the universal pensions, winter fuel allowance, bus passes, tv licences etc.
    Things like the winter fuel allowance & free TV licences are / were given to all pensioners because to make them means tested would have made them significantly more costly in total. State Pension is a subsistence living, currently £175.20 pw on the new system, and has effectively been paid for by all pensioners who worked during their lives. Under the new system they will have needed 35 years NI contributions / credits to get the full level.
  • Here's the picture to slip into the Christmas cards we send to the French :wink:


  • pangolin
    pangolin Posts: 6,648
    edited December 2020

    john80 said:

    john80 said:



    Sterling is not going to fall much further as Brexit is already priced in. You can currently buy worldwide travel insurance annually for less than £100.

    Does that include Covid cover?

    That's more or less what I had in mind... now, for a family of 4 that might just be too much...
    Plus, it's going to be £ 100 if you don't have pre-existing medical conditions... obviously all those 50+ that invade the Costa del Sol will have high blood pressure and will be on at least a couple of medications... that will price up health cover, provided you are able to get it at all.

    IMO, the loss of medical cover across the EU is the single biggest Brexit regret... in practice, it means a lot of people will not be able to go abroad anymore, which is very sad...

    Insurance companies were always liable for repatriation costs and some treatment costs above immediate life saving in the EU. As always manage your health is your best way of reducing costs.
    That doesn't solve the problem. I, like many others, never bought health insurance for EU trips... now we will have to. I'll have no problems to get cover and I am sure I can afford to, but remember half of the population is on some prescription... many of them will struggle to get affordable cover now... so they will be bound to remain in the UK for the rest of their life... it is likely the majority of them will be of advanced age and as a an average the majority will have voted FOR Brexit, so that is some consolation to me, not to the many who instead are in that position and voted to remain...
    Worldwide annual travel insurance, including cover for sorts such as skiing, including the US where half your battle is the other guy's medical insurance, is less than the cost of most phone handset upgrades. It isn't going to go through the roof by adding a group of less dangerous or costly countries.
    Does yours not have an age limit? Mine says not available for over 70 for annual policy, over 75 for single trip.
    Probably. That will be a new insurance market I guess. Being pragmatic (and setting aside for a moment that this is the demographic who voted for Brexit in the first place) if it is too expensive, it won't be purchased. And neither will that holiday or flight. Instead, it will simply be one more additional unwelcome expense at the Easyjet checkout to go along with all the others that people didn't realise they were voting for.
    Sounds like another Brexit benefit, definitely one I had not thought of :smile:

    Harms the destination but their holidays will still be taken in the UK, thus more spent in the UK and less spent in the EU.

    Considering the number this could affect, it makes business sense for the benefit of the tourism industry in Europe for the EU to offer a reciprocal EHIC deal
    The bEneFiTs are really starting to roll in aren't they. Reduced holiday options for those less well off. Reduced fruit and veg options out of season being paraded around dressed up as nostalgia. More fish we don't want and will find it harder to sell. Can't wait for the next win.
    - Genesis Croix de Fer
    - Dolan Tuono
  • briantrumpet
    briantrumpet Posts: 20,388

    Cornwall to only get 5% of the funding they received from the EU
    https://www.bbc.co.uk/news/uk-england-cornwall-55279468

    Again this could be posted in more than one thread


    Well, given that 'Cornish Independence' is a thing, now's their chance... sovereignty, and all that implies. No more relying on state handouts...
  • pblakeney said:

    pblakeney said:

    pblakeney said:

    S

    You think pensioners are by definition dependent on the state?

    Before I answer that can we agree on what a generalisation is?

    Can I apologise - I actually did not realise that 40% of pensioners' income comes from state pension. 1 in 6 have no other income.

    It's a fair generalisation, I'll allow it.
    It is a common error made on this site to group all pensioners into the same income group.

    You think that pensioners as a whole are less dependent upon the State than the population as a whole?
    I think some are 100% dependent while others are 0%. I make no claims for knowing where the crossover is, but there is one.
    The question is if pensioners as a segment of society are more or less dependent upon the state than other sectors?
    I don’t consider them to be a group, a segment or a sector. I consider them to be individuals in vastly different circumstances.
    Brilliant - I imagine you sat angrily in front of the TV blurting those words out whenever anybody refers to an group

    Scots are more likely to vote remain - well I consider them to be individuals in vastly different circumstances.
    Conservative party members are more likely to vote leave - well I consider them to be individuals in vastly different circumstances
  • pblakeney
    pblakeney Posts: 27,333

    pblakeney said:

    pblakeney said:

    pblakeney said:

    S

    You think pensioners are by definition dependent on the state?

    Before I answer that can we agree on what a generalisation is?

    Can I apologise - I actually did not realise that 40% of pensioners' income comes from state pension. 1 in 6 have no other income.

    It's a fair generalisation, I'll allow it.
    It is a common error made on this site to group all pensioners into the same income group.

    You think that pensioners as a whole are less dependent upon the State than the population as a whole?
    I think some are 100% dependent while others are 0%. I make no claims for knowing where the crossover is, but there is one.
    The question is if pensioners as a segment of society are more or less dependent upon the state than other sectors?
    I don’t consider them to be a group, a segment or a sector. I consider them to be individuals in vastly different circumstances.
    Brilliant - I imagine you sat angrily in front of the TV blurting those words out whenever anybody refers to an group

    Scots are more likely to vote remain - well I consider them to be individuals in vastly different circumstances.
    Conservative party members are more likely to vote leave - well I consider them to be individuals in vastly different circumstances
    I'm not getting drawn into a pointless argument.
    The above may be fact, or fiction, I may be serious, I may be jesting.
    I am not sure. You have no chance.
    Veronese68 wrote:
    PB is the most sensible person on here.
  • morstar said:

    pblakeney said:

    S

    You think pensioners are by definition dependent on the state?

    Before I answer that can we agree on what a generalisation is?

    Can I apologise - I actually did not realise that 40% of pensioners' income comes from state pension. 1 in 6 have no other income.

    It's a fair generalisation, I'll allow it.
    It is a common error made on this site to group all pensioners into the same income group.
    In all fairness, we are conditioned by both government and the media to treat pensioners as a homogeneous group.
    It’s quite absurd really.
    Hence the universal pensions, winter fuel allowance, bus passes, tv licences etc.
    Things like the winter fuel allowance & free TV licences are / were given to all pensioners because to make them means tested would have made them significantly more costly in total. State Pension is a subsistence living, currently £175.20 pw on the new system, and has effectively been paid for by all pensioners who worked during their lives. Under the new system they will have needed 35 years NI contributions / credits to get the full level.
    UC is £400 a month so on your 65th birthday you would take a massive pay rise for having traversed the sun once more.

    Very few people will fund their state pension through contributions.