Your Anti-Rants here

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  • GiantDance
    GiantDance Posts: 129
    redvee wrote:
    Letter from Lloyds about my PPI claim. They found in my favour so a cheque in the next 28 days of £2923 will be mine, add that to the £100 on Thunderball Tuesday and £300 from selling Bike 3, this week is going well. Must stay away from Wiggle/CRC et al.


    Really need to sort this out, did you use a template or did you just call them?
    Moda Prima 2013
    Giant Defy Advanced 1 2014
    Rose Pro DX Cross-3000 'MB' - STOLEN
    Langster SF 2015
  • menthel
    menthel Posts: 2,484
    It's the Friday before a bank holiday weekend and quite frankly, sod it, I am off to cycle slowly round Richmond park a few times. Wave if you see me!
    RIP commute...
    Sometimes seen bimbling around on a purple Fratello Disc or black and red Aprire Vincenza.
  • dhope
    dhope Posts: 6,699
    Sold a bike yesterday. Got a text this morning from the new owner saying how pleased his daughter was with the birthday present and thanks for keeping it nicely maintained etc.

    Nice when they go to someone that appreciates them :D

    However. There was a few hours yesterday when there were no bikes in the house. One bike was in the shop, and I was out with MrsDhope on the other two. First time in 5 years that there were no spares.
    Rose Xeon CW Disc
    CAAD12 Disc
    Condor Tempo
  • graham.
    graham. Posts: 862
    GiantDance wrote:
    redvee wrote:
    Letter from Lloyds about my PPI claim. They found in my favour so a cheque in the next 28 days of £2923 will be mine, add that to the £100 on Thunderball Tuesday and £300 from selling Bike 3, this week is going well. Must stay away from Wiggle/CRC et al.


    Really need to sort this out, did you use a template or did you just call them?

    I'm with the Co-Op bank. I looked at my past Visa card statements, realised i was paying PPI.
    I rang and asked what the procedure was, they sent me form to fill in on which I told them that I didn't recall being given the option, and if I had I would have declined it.
    They sent me an offer of what i'd payed plus interest (About £700.00) which I happily accepted.
    Took about 6 weeks in all. No need to through a claims company.
  • redvee
    redvee Posts: 11,922
    GiantDance wrote:
    Really need to sort this out, did you use a template or did you just call them?

    One phonecall to Lloyds back in Jan/Feb after a PPI claim company called me, Lloyds called me 2/3 times and write to me once before final decision letter, just waiting for cheque now. In all it's taken an hour of my time with phonecalls etc over a 10 week period.

    The line to remember is you weren't given an option to refuse PPI, you had to take it as part of the loan agreement etc. Look on MSE for better advice on starting a claim. I knew no details of loan other than the amount.
    I've added a signature to prove it is still possible.
  • Ian.B
    Ian.B Posts: 732

    Nice! And looks great value too with that spec.
  • slowbike
    slowbike Posts: 8,498
    Council tax rebanding - didn't even know they were doing it .... come back one band lower .... and they've refunded us the overpayments since we've been living there ... :D
  • wongataa
    wongataa Posts: 1,001
    Graham. wrote:
    I'm with the Co-Op bank. I looked at my past Visa card statements, realised i was paying PPI.
    I rang and asked what the procedure was, they sent me form to fill in on which I told them that I didn't recall being given the option, and if I had I would have declined it.
    They sent me an offer of what i'd payed plus interest (About £700.00) which I happily accepted.
    Took about 6 weeks in all. No need to through a claims company.
    All a claims company do is fill out the form for you and charge you a hefty percentage of the refund for doing what you can do yourself.
  • surrey_commuter
    surrey_commuter Posts: 18,867
    wongataa wrote:
    Graham. wrote:
    I'm with the Co-Op bank. I looked at my past Visa card statements, realised i was paying PPI.
    I rang and asked what the procedure was, they sent me form to fill in on which I told them that I didn't recall being given the option, and if I had I would have declined it.
    They sent me an offer of what i'd payed plus interest (About £700.00) which I happily accepted.
    Took about 6 weeks in all. No need to through a claims company.
    All a claims company do is fill out the form for you and charge you a hefty percentage of the refund for doing what you can do yourself.

    As the only fool who never took out PPI I know nothing about this subject but as a general rule never accept the first offer. Always ask for more - the worse they can say is no.
  • fatsmoker
    fatsmoker Posts: 585
    Retired my pannier bag and rack in favour of a £15 Aldi rucksack. It feels like a new bike. And my back wasn't too sweaty.
  • cruff
    cruff Posts: 1,518
    Awesome ride in was awesome

    Sun out, no wind, lovely - 40km of bliss, and PBs all over the show

    Apart from Salford traffic (but this is the anti-rants thread...)
    Fat chopper. Some racing. Some testing. Some crashing.
    Specialising in Git Daaahns and Cafs. Norvern Munkey/Transplanted Laaandoner.
  • Ian.B
    Ian.B Posts: 732
    To counter-balance the anti-bus driver posts - yesterday while I was on the bus the driver went out of his way not just to tell an elderly lady where she needed to get off but also to point out to her exactly where she needed to go once she had got off; and then pulled out from the stop to block the traffic (across London Bridge) so that she could cross the road safely.
  • seajays
    seajays Posts: 331
    Ian.B wrote:
    <snip stuff> yesterday while I was on the bus <snip other stuff>

    I think you have some explaining to do here! :lol:
    Cannondale CAADX Tiagra 2017
    Revolution Courier Race Disc '14
    My Strava
  • rubertoe
    rubertoe Posts: 3,994
    Seajays wrote:
    Ian.B wrote:
    <snip stuff> yesterday while I was on the bus <snip other stuff>

    I think you have some explaining to do here! :lol:

    Its a commuting forum is it not. I know that it happens to be fronted by a bike website but lets not get in to the details.
    "If you always do what you've always done, you'll always get what you've always got."

    PX Kaffenback 2 = Work Horse
    B-Twin Alur 700 = Sundays and Hills
  • Ian.B
    Ian.B Posts: 732
    Seajays wrote:
    Ian.B wrote:
    <snip stuff> yesterday while I was on the bus <snip other stuff>

    I think you have some explaining to do here! :lol:

    Just a brief lunchtime hop, not a commute :)
  • Ian.B
    Ian.B Posts: 732
    Seajays wrote:
    Ian.B wrote:
    <snip stuff> yesterday while I was on the bus <snip other stuff>

    I think you have some explaining to do here! :lol:

    Just a brief lunchtime hop, not a commute :)
  • timothyw
    timothyw Posts: 2,482
    Finally had the chance to ride the summer bike again today after a major gear system fettle on Sunday overran and I had to take the winter steed on the clubrun.

    New gear cables smoother than a knife through butter. And the front triple is actually properly indexed (yes, I can confirm it was a right bastard getting the thing set up). New cassette and chain don't slip and give me a better range than the old one (an admittedly minor change from a 12-27 to 11-26).

    Looking forward to the weekends big ride :-)
  • confused@BR
    confused@BR Posts: 295
    Went to Decathlon (Coventry) today and bought my Grandaughter a PINK bike (she is six) with a carrier to hold her dolly. She is made up and so am I.
    'fool'
  • confused@BR
    confused@BR Posts: 295
    And today she rides said bike. Couldn't/wouldn't do it before, just like her mother she only does things she has decided she can do and wants to do.
    'fool'
  • veronese68
    veronese68 Posts: 27,699
    And today she rides said bike. Couldn't/wouldn't do it before, just like her mother she only does things she has decided she can do and wants to do.
    Is that not true off all women? Certainly true for all those of female persuasion in this house.
    Glad she likes it.
  • First time ever at the velodrome today, it was amazing!

    Also attempting a ride with Notts CTC Tomorrow...75 miles, the longest I'll have ridden (preparing for a century soon!).

    This may be a rant tomorrow...
  • Kieran_Burns
    Kieran_Burns Posts: 9,757
    First time ever at the velodrome today, it was amazing!

    Also attempting a ride with Notts CTC Tomorrow...75 miles, the longest I'll have ridden (preparing for a century soon!).

    This may be a rant tomorrow...


    Notts Sportive? It's a good route, you'll do fine :)
    Chunky Cyclists need your love too! :-)
    2009 Specialized Tricross Sport
    2011 Trek Madone 4.5
    2012 Felt F65X
    Proud CX Pervert and quiet roadie. 12 mile commuter
  • msmancunia
    msmancunia Posts: 1,415
    Came home to a letter from the council asking me to be considerate with my parking because ..... From 10th June for one week they will be resurfacing my little pock marked, pot holed, crappy little lane. And because it's such a little lane, the fact that they are taking a whole week to do it must mean one thing - proper T A R M A C!

    I swear to God, I'll be out there every evening checking their work with a spirit level.
    Commute: Chadderton - Sportcity
  • redvee
    redvee Posts: 11,922
    Used my BikeRadar £25 Amazon voucher on Saturday afternoon, used Prime delivery for next day delivery and opted for a PM slot but that would have been £4 so went with all day Sunday delivery time. At 09:20 when I'm sat in the pub I get a push email from Amazon saying my parcel has been delivered.
    I've added a signature to prove it is still possible.
  • vimfuego
    vimfuego Posts: 1,783
    First time at Herne Hill yesterday - brilliant fun
    CS7
    Surrey Hills
    What's a Zwift?
  • menthel
    menthel Posts: 2,484
    Should be out of hospital today. Only 12 weeks of collar to go...
    RIP commute...
    Sometimes seen bimbling around on a purple Fratello Disc or black and red Aprire Vincenza.
  • DrLex
    DrLex Posts: 2,142
    redvee wrote:
    [...]
    At 09:20 when I'm sat in the pub
    [...]

    Wait.. what?
    Is that early doors, Brizzle-stylee?
    Location: ciderspace
  • redvee
    redvee Posts: 11,922
    DrLex wrote:
    redvee wrote:
    [...]
    At 09:20 when I'm sat in the pub
    [...]

    Wait.. what?
    Is that early doors, Brizzle-stylee?

    For breakfast, not beer. It's a major shock to the system getting up at 8am on a Sunday and heading out soon after.
    I've added a signature to prove it is still possible.
  • veronese68
    veronese68 Posts: 27,699
    menthel wrote:
    Should be out of hospital today. Only 12 weeks of collar to go...
    Glad you're getting out, but probably not as glad as you are. Presumably no pictures of lovely nurses as you would have been in trouble with the Mrs.
    Heal fast.