Today's discussion about the news
Comments
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It wasn't changed in one step. It was originally scheduled (in 1995) to be a gradual increase between 2010 and 2020, then in 2011, the timetable for the change between 63 and 65 was accelerated (to 2018). That change was made at least 5 years before it had an impact.
At the same time (2011), the men's retirement age was raised to 66 from 2020.
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I thought Tesco had taken Booker over years ago, but Google tells me it happened as recently as 2020.
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As a slight aside, as someone so keen on making as much money a possible, I find it interesting how seemingly keen you are for other people to rent or lease things rather than own them.
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I don't really understand how it is even a money issue? Surely those affected just have to work for longer unless they had retired very early (ie before the rule change was announced) and were hoping for a cash boost at 60
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There was a phone in on 5live this morning for an hour about what is on the collar of a football shirt. People were very angry.
What's going on?
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I would laugh, cackle even, if they put a presenter on who just said "seriously, who really gives a sh!t" and moved onto something more substantial.
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People who are watching or listening to programmes specifically designed to trigger people getting triggered.
The above may be fact, or fiction, I may be serious, I may be jesting.
I am not sure. You have no chance.Veronese68 wrote:PB is the most sensible person on here.0 -
Oh, okay. They can all just go away then, rent a community hall and sit round in a circle complaining to each other.
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The argument goes "I retired early on the calculation I am going to be receiving £10k a year for sitting on my arse from the government from when I turn 60, and I never got a letter through the door saying it would be at 65, so now all my calculations are out of whack. Sexist pigs"
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Yeah, I'm amazed at how sympathetic the media (and Ombudsman) have been. As Dorest Boy has said, they aren't getting less when they do retire they just had to adjust their expectations of when they would be able to retire. I'm struggling to understand why they were able to retire earlier than men for decades in the first place when they live longer on average. 15 years to accept you will have to work on an extra 5 years before claiming your State pension (or manage an extra 5 years on your private pension if you choose to retire as early as you originally intended) seems perfectly reasonable.
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The judgment from the ombudsman is that it wasn't communicated as well as it could be, which had NO DIRECT FINANCIAL IMPACT, whereas the calculation the pensioners are making is the effect of the change in retirement age. That was a law change which would have happened even if they had known about it.
Not sure how the compensation figure can be across the board regardless of whether the individual knew or changed behaviour based on not knowing. I can't be bothered to read the whole report to find out.
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The actual compensation suggested by the ombudsman was between £1000 and £2950
- Genesis Croix de Fer
- Dolan Tuono0 -
Those affected believe they are tens of thousands out of pocket.
Do you know how the £1,000 is calculated? I assume the sliding scale is just according to age.
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Summary of the levels of injustice and ranges of compensation in our severity of injustice scale
Level 1 (£0): a short-lived, low impact injustice (such as annoyance or frustration, worry or inconvenience) where we consider an apology to be an appropriate remedy.
Level 2 (£100 to £450): a relatively low impact injustice resulting in, for example, distress, inconvenience or a short period (up to a month) of financial or other hardship, where we consider an apology alone is not sufficient remedy. Level 2 injustices will not usually have a significant lasting impact.
Level 3 (£500 to £950): a moderate impact usually experienced over a significant period of time, or a short-lived higher impact. The failings may affect to some extent the affected person’s ability to live a relatively normal life, for example, due to stress, impaired sleep, or high levels of inconvenience or uncertainty. But, once the situation has ceased, the person affected would be expected to recover quickly.
Level 4 (£1,000 to £2,950): a significant and/or lasting injustice that has, to some extent, affected someone’s ability to live a relatively normal life. The injustice will go beyond ‘ordinary’ distress or inconvenience, except where this has been for a very prolonged period of time. The failure could be expected to have some lasting impact on the person affected. The matter may ‘take over’ their life to some extent.
Level 5 (£3,000 to £9,950): a significant injustice that has had a marked and damaging impact on the person affected and their ability to live a relatively normal life
Level 5 injustices usually involve significant material or health injustices, or bereavement.
Level 6 (£10,000 or more): a profound, devastating or irreversible injustice where the person has been affected permanently, recovery is likely to take several years, or their quality of life has been reduced for a considerable period. Typical examples are avoidable death and permanent injury.
Section 489
We have explained our thinking about where on our severity of injustice scale the sample complainants’ injustice sits. We would have recommended they are paid compensation at level 4 of the scale.
Section 504
We recognise the very significant cost to taxpayers of compensating all women affected by DWP’s maladministration. Compensating all women born in the 1950s at the level 4 range would involve spending between around £3.5 billion and £10.5 billion of public funds, though we understand not all of them will have suffered injustice. Our Principles for Remedy acknowledge that public bodies need to balance responding appropriately to people’s complaints and acting proportionately within available resources. But they also say finite resources should not be used as an excuse for failing to provide a fair remedy.
- Genesis Croix de Fer
- Dolan Tuono0 -
Tens of thousands means they just want the entire pension between 60 and 65, which is not what the ombudsman is looking into.
- Genesis Croix de Fer
- Dolan Tuono0 -
Indeed, that's what I said.
Interesting section - so it could just be £1,000 for everyone affected, there's no basis of actual estimated loss there. Do they think the claimants should have to prove they have suffered such that it "affected someone’s ability to live a relatively normal life" from not being communicated to?
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Christ, just put the radio back on and they're still going, and still angry. Two hours on national radio.
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I struggle to see how it can be above a level 3 impact, and in reality is no more than a level 2.
They were inconvenienced, but that is all.
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Been listenming all morning - it's quite incredible that folk can get so animated about a 3 sq.cm motif. One person said they would not watch any football ever again and another said it was an attack on the monarchy. Unbelievable.
Wilier Izoard XP0 -
Nobody show them the 2012 team gb kit.
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Should have done it in rainbow colours to really set them off.
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They'll be furious to see the '66 kit had no St G Cross on it
2020/2021/2022 Metric Century Challenge Winner0 -
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I don't understand why they needed to be written to. Tax changes are not explained in writing.
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You could argue that the evidence shows they clearly did need telling more, however much we disagree.
- Genesis Croix de Fer
- Dolan Tuono0 -
It's here if you want to read
They avoid specifically saying who gets what, and I don't blame them. They do say this.
DWP and complainants have highlighted that the impact the maladministration had on women would have been variable depending on:
• how close to their expected State Pension age (60) they would have been when DWP should have written to them
• the extent of the opportunities they lost to act differently (in terms of the additional time they would have had available to do things differently).
They said any compensation needs to reflect individual experience and impacts.
The stuff on remedy is from page 86 onwards.
- Genesis Croix de Fer
- Dolan Tuono0 -
Agreed.
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A small cross symbol with red, navy, light blue and purple. The collar is blue.
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