How much does your total household bills come to?
Comments
-
Hmm - good question:
My salary is in the £40 to 50k region. My wifes part time salary is in the £30k region - previously in the £70k region.
Mortgage: £1000
Council Tax: 110
Food: £400 to £750 (if you include eating out or party/NCT group functions)
Fuel: £250 +
Gas + Electric: £140
Insurances: £150
Dog: £130 (yes £130 for dog walking)
Childcare 3 days a week/month: £700
Loan repayments for courses/Uni/house rebuilding and so on: £500
TV + Broadband: £60
Fags and Booze: £100
Bike : £0
Result is that we are not skint, but when that part in the boiler fails we gotta go an find some cash. We have been spanking the account recently due to ill health in the family, resulting in a recent death. Consequenlty we were driving silly mileage week in and week out - so the fuel cost for the last 6 to 8 months has more than doubled and the car is now due for a service and 2 new tyres - queue £500.
Laziness on my part and my wifes part is the reason that we have not cut back as much as we should have - this will have to change if we are to survive further as we have just been credit carding.
We can definitely change our food shopping habits and cut the tv and broadband bill.0 -
How much do you earn?Rick Chasey wrote:
It's a real english thing the not-talking-about-money.CiB wrote:
Not jealousy, it's for protection on both sides. I <get by> but if I wandered round the building openly telling others what I earn that might well change the relationship that exists between various hierarchies. It works outside too - everyone can accept differences but knowing how much someone is on instantly gives everyone a solid basis for comparison. Better to keep schtum about it IME.bompington wrote:I do wonder about this, it seems to be a bit hard-wired in our culture. Jealousy is my guess.
The idea that someone might change their opinion of me or my relationship with them because they know how much I earn is uncomfortable with me.
If it does, then they can f*ck off. They should base their relationship on ME not my bank balance.
Before you answer know that I will never tell you how much I earn.
Unless you do that thing that I like
Food Chain number = 4
A true scalp is not only overtaking someone but leaving them stopped at a set of lights. As you, who have clearly beaten the lights, pummels nothing but the open air ahead. ~ 'DondaddyD'. Player of the Unspoken Game0 -
In these benefit funded household. What's the chances that the kids actually get to see the child mantenance and benefit?dhope wrote:
Punish the kids for the parents irresponsibility?DonDaddyD wrote:I don't care how many kids they have. We all have to budget.
<runs away>
ClarkeyCat, -£925,893.11 then? should hope more than thatFood Chain number = 4
A true scalp is not only overtaking someone but leaving them stopped at a set of lights. As you, who have clearly beaten the lights, pummels nothing but the open air ahead. ~ 'DondaddyD'. Player of the Unspoken Game0 -
DonDaddyD wrote:
How much do you earn?Rick Chasey wrote:
It's a real english thing the not-talking-about-money.CiB wrote:
Not jealousy, it's for protection on both sides. I <get by> but if I wandered round the building openly telling others what I earn that might well change the relationship that exists between various hierarchies. It works outside too - everyone can accept differences but knowing how much someone is on instantly gives everyone a solid basis for comparison. Better to keep schtum about it IME.bompington wrote:I do wonder about this, it seems to be a bit hard-wired in our culture. Jealousy is my guess.
The idea that someone might change their opinion of me or my relationship with them because they know how much I earn is uncomfortable with me.
If it does, then they can f*ck off. They should base their relationship on ME not my bank balance.
Before you answer know that I will never tell you how much I earn.
Unless you do that thing that I like
Can't work it out precisely since it's a sales job with appropriate sales pay but I recon I'll have earned £34k by the end of the financial year.0 -
Rick Chasey wrote:
Can't work it out precisely since it's a sales job with appropriate sales pay but I recon I'll have earned £34k by the end of the financial year.
Bold, bold. I always imagined you working for a charity, civil servant or some Governemtn job.Food Chain number = 4
A true scalp is not only overtaking someone but leaving them stopped at a set of lights. As you, who have clearly beaten the lights, pummels nothing but the open air ahead. ~ 'DondaddyD'. Player of the Unspoken Game0 -
Rick Chasey wrote:[Can't work it out precisely since it's a sales job with appropriate sales pay but I recon I'll have earned £34k by the end of the financial year.
Points & laughs.... £34k???
See that's the sort of reaction you'd really like to avoid.
<wishes I could earn even half that much...>0 -
I wish my friend I wish. But they all rejected me.DonDaddyD wrote:Rick Chasey wrote:
Can't work it out precisely since it's a sales job with appropriate sales pay but I recon I'll have earned £34k by the end of the financial year.
Bold, bold. I always imagined you working for a charity, civil servant or some Governemtn job.0 -
Hang on. £34K by the end of the financial year. Are you estimating your pay on a Yearly basis. Or a 34k so far (Jan - April) basis. Think carefully now.DonDaddyD wrote:Rick Chasey wrote:
Can't work it out precisely since it's a sales job with appropriate sales pay but I recon I'll have earned £34k by the end of the financial year.
Bold, bold. I always imagined you working for a charity, civil servant or some Governemtn job.Food Chain number = 4
A true scalp is not only overtaking someone but leaving them stopped at a set of lights. As you, who have clearly beaten the lights, pummels nothing but the open air ahead. ~ 'DondaddyD'. Player of the Unspoken Game0 -
DonDaddyD wrote:
Hang on. £34K by the end of the financial year. Are you estimating your pay on a Yearly basis. Or a 34k so far (Jan - April) basis. Think carefully now.DonDaddyD wrote:Rick Chasey wrote:
Can't work it out precisely since it's a sales job with appropriate sales pay but I recon I'll have earned £34k by the end of the financial year.
Bold, bold. I always imagined you working for a charity, civil servant or some Governemtn job.
Unless by some stroke of luck we move a load of people with no notice periods into turbo jobs, I'll have earned 34k come April.0 -
Mrs S G is the spreadsheet queen and divides expenditure into regular monthly - mortgage, utilities,etc. annual - car tax, house insurance, etc. monthly consumables - food, wine, fuel, etc. Last month was £620, £103 & £525, respectively on an annual income of approx. £27,000gross. This income is roughly half of our income in the last year I worked, 2007/08.
We spend little on our mortgage (£21pcm) but quite a lot on holidays and travel (£1600 on flight tickets to Oz for April). This order of priorities reflects our age and family arrangements - Australian daughter and family. We do not feel that we are comfortably situated and food shopping, in particular, has become noticeably more expensive in the last two years.The older I get the faster I was0 -
Rick Chasey wrote:
I wish my friend I wish. But they all rejected me.DonDaddyD wrote:Rick Chasey wrote:
Can't work it out precisely since it's a sales job with appropriate sales pay but I recon I'll have earned £34k by the end of the financial year.
Bold, bold. I always imagined you working for a charity, civil servant or some Governemtn job.
Keep trying, try the NHS, department of health they're good inroads and it'd be a waste of your er talent for the 'left'. I can help - to be honest all the answers are in the person specification (I shouldn't say that but its common knowledge).
£34K is generally quite good, especially when you factor in his age. I'd have thought.CIB wrote:Points & laughs.... £34k???
See that's the sort of reaction you'd really like to avoid.
<wishes I could earn even half that much...>
Not that I... er... earn that much... <<shifty eyes>>Food Chain number = 4
A true scalp is not only overtaking someone but leaving them stopped at a set of lights. As you, who have clearly beaten the lights, pummels nothing but the open air ahead. ~ 'DondaddyD'. Player of the Unspoken Game0 -
5 years ago I'd have bitten your hand off to earn what I earn now.
Now it's coming up to appraisal and bonus season (yes, I work in a bank. no, I'm not a banker) and I'm priming the righteous indignation for if, despite an entirely unspectacular year for the business and a 20% raise for me last year, I don't get a decent raise this time around.
This based on some loose knowledge that the guy whose job I'm now doing was probably earning 70% what I was has left to double his wage at a bank down the road.
I am trying to roll my eyes at myself right now if that's any consolation.0 -
You expect to earn £34k between Jan and April.
Isn't there supposed to be a recession on and a shortage of jobs?
Chapeau you!Food Chain number = 4
A true scalp is not only overtaking someone but leaving them stopped at a set of lights. As you, who have clearly beaten the lights, pummels nothing but the open air ahead. ~ 'DondaddyD'. Player of the Unspoken Game0 -
I think this thread has gone on to demonstrate human greed. It happens in the NHS as well. I'm happy with what I earn.Food Chain number = 4
A true scalp is not only overtaking someone but leaving them stopped at a set of lights. As you, who have clearly beaten the lights, pummels nothing but the open air ahead. ~ 'DondaddyD'. Player of the Unspoken Game0 -
DonDaddyD wrote:Food bill comes to:
£150 a month
Fark! Do you not eat or something?
Our weekly food bill is £160+ and that doesn't include wine (which as we all know is one of your 5-a-day), fresh bread every couple of days and extra milk we get delivered - we go through around 30 pints a week. Mind you there's five of us - 2 adults & three teens.
Don't want to add up household bills/mortgage/insurance for the year, would probably make me depressed, but it must be somewhere north of £35K
"Get a bicycle. You won't regret it if you live"
Mark Twain0 -
Rick Chasey wrote:I'll have earned £34k by the end of the financial year.
Definitely good for your height though! Le Cannon [98 Cannondale M400] [FCN: 8]
The Mad Monkey [2013 Hoy 003] [FCN: 4]0 -
Would imagine it was 34k over the year. Going from £100k to applying for a first role in government might be a rude awakeningDonDaddyD wrote:You expect to earn £34k between Jan and April.
Isn't there supposed to be a recession on and a shortage of jobs?
Chapeau you!
:twisted:MonkeyMonster wrote:Definitely good for your height though!0 -
dhope wrote:5 years ago I'd have bitten your hand off to earn what I earn now.
Now it's coming up to appraisal and bonus season (yes, I work in a bank. no, I'm not a banker) and I'm priming the righteous indignation for if, despite an entirely unspectacular year for the business and a 20% raise for me last year, I don't get a decent raise this time around.
This based on some loose knowledge that the guy whose job I'm now doing was probably earning 70% what I was has left to double his wage at a bank down the road.
I am trying to roll my eyes at myself right now if that's any consolation.
Pretty sure there are only two reactions that should be given when receiving your bonus in the City.
Either totally p!ssed off (i.e. pleased), or totally p!ssed off, followed by a call to a headhunter (not pleased).0 -
dhope wrote:
Would imagine it was 34k over the year. Going from £100k to applying for a first role in government might be a rude awakeningDonDaddyD wrote:You expect to earn £34k between Jan and April.
Isn't there supposed to be a recession on and a shortage of jobs?
Chapeau you!
:twisted:MonkeyMonster wrote:Definitely good for your height though!
Yeah.
There's some joke about standing on my wallet or something there.0 -
Blacktemplar,
Mon - Thurs:
Breakfast: muffins in the morning are made out of porridge oats, honey and raisins.
Lunch: Sandwich, yesterdays dinner, jacket potato.
Dinner: Usually something healthy (fish 2 days a week, white meat and a veggie day - always with rice, potato, pasta maybe salad).
Fri:
Home made takeaway
Saturday:
Whatever
Sunday:
Healthy breakfast (used to be a Ms DDD fryup every Sunday)
Roast
Beans on toast or the like for lunch on weekends.
We shop at Morrisons, £1 shops, buy bulk bags of rice (the cash and carry/restaurant kind) and Tooting/Surrey street market. Ms DDD doesn't buy no frills or "battery" meats - always the cornfed, allowed to roam stuff.Food Chain number = 4
A true scalp is not only overtaking someone but leaving them stopped at a set of lights. As you, who have clearly beaten the lights, pummels nothing but the open air ahead. ~ 'DondaddyD'. Player of the Unspoken Game0 -
Do you need a leg up?Rick Chasey wrote:There's some joke about standing on my wallet or something there. 0 -
Point is, now I've earned a fair bit for my age (no overheads, no mortgages, no debts) I've got a good idea of what it's like to have a bit, and how important that is to me.
Turns out, I like it, but I'd happily earn less for a job I like, with people I like (surprise surprise).
What's less cool is the GF seems keener on the lifestyle. If I take a pay cut, (if I ever can find a way out of this job) we'll have to move, and she won't like that.
I'd be OK with it.
I'd definitely struggle in London on benefit though.0 -
aren't you, like, 23 RC?
£34k is not bad at all for someone of your age.
*pats head*
....after tax, right?0 -
clarkey cat wrote:aren't you, like, 23 RC?
Don't try and fool me with that ' I tawk yung innit' lingo jingo.
I am 23 oui.0 -
-
Rick Chasey wrote:Turns out, I like it, but I'd happily earn less for a job I like, with people I like (surprise surprise).
A career in the third sector awaits!0 -
clarkey cat wrote:When I was 23 I earned £14k a year.
Yeah.
Looking for a career change ( a substantial one), and have figured I'll have to start at the bottom of the ladder of that industry again by the looks of it, so while I'm earning a bit now, It's hurting my future earnings, and that'll inevitably be in an industry which isn't so well paid.
Either way, still can't afford to do a proper MBA for example.0 -
you're all about the Benjamins aren't you Ricky?
I've worked with loads of people with MBAs - fooking useless, the lot of 'em.0 -
clarkey cat wrote:you're all about the Benjamins aren't you Ricky?
I've worked with loads of people with MBAs - fooking useless, the lot of 'em.
*shrugs*
Can't seem to get my foot in the door just straight up applying.
People seem to be listened to when they've done an MBA, in my very limited experience.0 -
I worked out a young age I was good at doing stuff I don't like.
Increasingly thinking that the holy grail of a job I love isn't actually out there, so I've figured I might as well cash in on the above skill.
I draw the line at what I do now mind.0
