Recently I have been mentally debating being bike jacked while I'm out for a ride on my own. The area I live in is a bit dodgy these days and it's rife with crime and nobheads. I've considered things like putting up a fight, weapons, fleeing or if there's serious danger, just giving them what I have. I called an insurance company and they told me I could only get cover for the bike either being taken forcibly from my home while locked up or by destroying an approved lock. It would be a shame to have to drive somewhere out of the area when there's some decent rides where I live. What advice can anyone give me on things like insurance companies and levels of protection I can take? I know going out 'tooled' up is against the law but surely the law would be in my favour if I picked a brick up for example and lobbed it at them while they made their escape on my bike. Maybe I'm just being paranoid but, it's better to go into a situation prepared than not.