Seemingly trivial things that cheer you up

Wheelspinner

What's the money *for*?

My 2 cents - if you are waiting till you retire to do a load of things you really want to, then you've wasted your life.

Pross

Depends on affordability though.

rick_chasey

Wheelspinner said:

What's the money *for*?

My 2 cents - if you are waiting till you retire to do a load of things you really want to, then you've wasted your life.

Bigger house, more space, better location, less stress about affording things, isn't it?

And eventually, if you're successful enough, the money becomes an indicator of achievement, so extra satisfying.

TheBigBean

rick_chasey said:

Wheelspinner said:

What's the money *for*?

My 2 cents - if you are waiting till you retire to do a load of things you really want to, then you've wasted your life.

Bigger house, more space, better location, less stress about affording things, isn't it?

And eventually, if you're successful enough, the money becomes an indicator of achievement, so extra satisfying.

I'm lucky to not suffer from this.

Wheelspinner

rick_chasey said:

Wheelspinner said:

What's the money *for*?

My 2 cents - if you are waiting till you retire to do a load of things you really want to, then you've wasted your life.

Bigger house, more space, better location, less stress about affording things, isn't it?

And eventually, if you're successful enough, the money becomes an indicator of achievement, so extra satisfying.

Sure, those are all good. My view however is that people get too focused on having "a lot" of money in retirement without actually having a clue what they really want to do with it, and whether all the money is actually a requirement.

The trap is thinking that all the stuff that makes you happy costs a lot of money. May be the case, may not be. Waiting till you've retired to find out is a pity.

rick_chasey

Sure. For my generation you really need a lot of money to live in the kind of house you imagined growing up. Either you inherit that or you have to go earn it, or give up on the dream.

So a lot of it is just that, really.

The house I grew up in as a kid would go for £700k today. Gotta earn a lot to get to that, let alone to improve on it.

Munsford0

I think it's rubbish that when you've got a young, growing family you've generally not got enough money, then when you approach retirement age all of a sudden you've got more money than you know what to do with.

Sadder still is those who work and save all their lives then are afraid to spend in retirement because they have one eye on potential care costs

pblakeney

rick_chasey said:

Wheelspinner said:

What's the money *for*?

My 2 cents - if you are waiting till you retire to do a load of things you really want to, then you've wasted your life.

Bigger house, more space, better location, less stress about affording things, isn't it?

And eventually, if you're successful enough, the money becomes an indicator of achievement, so extra satisfying.

I don't suffer from this either.
Which meant I could combine enjoying life while saving enough for early retirement.

rick_chasey

pblakeney said:

I don't suffer from this either.
Which meant I could combine enjoying life while saving enough for early retirement.

Sure. Helps that when you were first buying houses they weren't gigantically expensive. Bigger house sometimes just means not having to have your kids share rooms because your house is so small, right? Or having the luxury of not having to work on your dining table.

focuszing723

orraloon said:

My work today. 😎 Enjoy yourselves desk jockeys.

Nice greenhouse Oraloon.

morstar

I have started working 4 days a week and I’m a way off retirement.

Don’t have a massive pension pot so uncertain whether it’s a permanent arrangement but I have recently realised I’m saving for a period when I will be less able to enjoy the time off rather than enjoying more free time whilst in good health.

I think my decision has partly been influenced by the fact that I’ve notice minor ailments knock me far harder than they used to and getting properly fit takes way more effort than only 5 or 6 years ago.

I’ve realised I don’t want to get to 66,7,8,9 whatever and go, great, retire, lots of money but too knackered to do anything.

pblakeney

rick_chasey said:

pblakeney said:

I don't suffer from this either.
Which meant I could combine enjoying life while saving enough for early retirement.

Sure. Helps that when you were first buying houses they weren't gigantically expensive. Bigger house sometimes just means not having to have your kids share rooms because your house is so small, right? Or having the luxury of not having to work on your dining table.

Perspective. My current house (3 bedroom semi) value is £200k. It is a choice on where to live and work. Before anyone chips in, decent village on multiple NCN cycle routes less than an hour from 2 major cities.

pblakeney

Back on track. Using the same Casio FX-450 calculator from apprenticeship through to retirement.

Pross

morstar said:

I have started working 4 days a week and I’m a way off retirement.

Don’t have a massive pension pot so uncertain whether it’s a permanent arrangement but I have recently realised I’m saving for a period when I will be less able to enjoy the time off rather than enjoying more free time whilst in good health.

I think my decision has partly been influenced by the fact that I’ve notice minor ailments knock me far harder than they used to and getting properly fit takes way more effort than only 5 or 6 years ago.

I’ve realised I don’t want to get to 66,7,8,9 whatever and go, great, retire, lots of money but too knackered to do anything.

I should have thought about agreeing a 4 day week or 9 day fortnight when I changed jobs and the new employer couldn't afford to match my salary. Didn't think of it until afterwards but not regretting the move and if I break the salary down to hours worked I'm probably still winning financially anyway.

webboo

I gave up work at the age of twenty to go rock climbing full time signing on the dole to pad out my savings. I did this till my late twenties doing all sort of sh!tty jobs in the winter to have the summer climbing. when I met my wife and realised that being a climbing bum and also being married doesn’t work. So I trained to be a mental health nurse which was great but after 30 years they said you can retire on a full pension. So I thought why not, I can become a full time climbing/ cycling bum again.

rjsterry

rick_chasey said:

It's a tricky one. When I was a monkey I hated work.

Now I'm building something myself, I have real purpose, and ultimately I love being a salesman.

But if I were to land £10m, I'd lose a lot of the drive to go and build something. So it would all matter less and I'd be much less emotionally involved, so I doubt it'd be a success.

Would I be happier with the £10m? Who knows. I'd probably be healthier physically. Not sure about mentally.

I guess the grind is find if it's going places. As soon as that stops it's that isn't it, a grind?

Then again, I'm hardly gonna turn down that kind of money.

If I won £10m I would just build something bigger. Building stuff is ace.

rjsterry

webboo said:

I gave up work at the age of twenty to go rock climbing full time signing on the dole to pad out my savings. I did this till my late twenties doing all sort of sh!tty jobs in the winter to have the summer climbing. when I met my wife and realised that being a climbing bum and also being married doesn’t work. So I trained to be a mental health nurse which was great but after 30 years they said you can retire on a full pension. So I thought why not, I can become a full time climbing/ cycling bum again.

This just doesn't exist for a LOT of people.

orraloon

focuszing723 said:

orraloon said:

My work today. 😎 Enjoy yourselves desk jockeys.

Nice greenhouse Oraloon.

Why thank you kind sir.

But given the hours and hours, and hours, and hours, and... it took to build, what I don't want is a Muskrat stylee rapid unscheduled disassembly 😉

orraloon

Miss Piggy is back!

Spotted some piggypoo lookalike a couple days ago, put out the piggy pellets, and lo... nom, nom. Unlikely given the garden layout, unless she can climb steps, that I get this one fossicking about under my chair while I'm sitting outside, but.. never can tell.

orraloon

And another thing. (D'ye reckon I'm enjoying warm sunshine, in the first time for effin' evah?)

Getting buzzed by swallows all day. Lots of them here, doing their flies hunting. Reckon one of them passed only cm away from my ear, given the noise heard.

pangolin

rjsterry said:

webboo said:

I gave up work at the age of twenty to go rock climbing full time signing on the dole to pad out my savings. I did this till my late twenties doing all sort of sh!tty jobs in the winter to have the summer climbing. when I met my wife and realised that being a climbing bum and also being married doesn’t work. So I trained to be a mental health nurse which was great but after 30 years they said you can retire on a full pension. So I thought why not, I can become a full time climbing/ cycling bum again.

This just doesn't exist for a LOT of people.

Lol in a few years stories like this will be passed down like myths.

webboo

rjsterry said:

webboo said:

I gave up work at the age of twenty to go rock climbing full time signing on the dole to pad out my savings. I did this till my late twenties doing all sort of sh!tty jobs in the winter to have the summer climbing. when I met my wife and realised that being a climbing bum and also being married doesn’t work. So I trained to be a mental health nurse which was great but after 30 years they said you can retire on a full pension. So I thought why not, I can become a full time climbing/ cycling bum again.

This just doesn't exist for a LOT of people.

I’m aware of this but what was being discussed would you retire at the earliest opportunity if you could.

TheBigBean

rjsterry said:

rick_chasey said:

It's a tricky one. When I was a monkey I hated work.

Now I'm building something myself, I have real purpose, and ultimately I love being a salesman.

But if I were to land £10m, I'd lose a lot of the drive to go and build something. So it would all matter less and I'd be much less emotionally involved, so I doubt it'd be a success.

Would I be happier with the £10m? Who knows. I'd probably be healthier physically. Not sure about mentally.

I guess the grind is find if it's going places. As soon as that stops it's that isn't it, a grind?

Then again, I'm hardly gonna turn down that kind of money.

If I won £10m I would just build something bigger. Building stuff is ace.

You are in a fairly small group of people that like what they do. I do not.

pinno

orraloon said:

My work today. 😎 Enjoy yourselves desk jockeys.

Looking good 'Loon. Must have a butchers sometime.

webboo

orraloon said:

My work today. 😎 Enjoy yourselves desk jockeys.

Is the orange thing your smoothie mixer.

rjsterry

TheBigBean said:

rjsterry said:

rick_chasey said:

It's a tricky one. When I was a monkey I hated work.

Now I'm building something myself, I have real purpose, and ultimately I love being a salesman.

But if I were to land £10m, I'd lose a lot of the drive to go and build something. So it would all matter less and I'd be much less emotionally involved, so I doubt it'd be a success.

Would I be happier with the £10m? Who knows. I'd probably be healthier physically. Not sure about mentally.

I guess the grind is find if it's going places. As soon as that stops it's that isn't it, a grind?

Then again, I'm hardly gonna turn down that kind of money.

If I won £10m I would just build something bigger. Building stuff is ace.

You are in a fairly small group of people that like what they do. I do not.

🙁

Wheelspinner

orraloon said:

My work today. 😎 Enjoy yourselves desk jockeys.

There was a glasshouse like that here when we bought the place, in disrepair. I managed to disassemble it and donated it to local recycling centre, with a box of all the bits and bolts, a few bundles of the frame pieces, and several packs of what was left of the glass. They reckoned someone would buy it to reuse. Love to have sat back and laughed at any attempt to rebuild… 😀

orraloon

The Gralloch, UCI Gravel Worlds Series race is on round these parts next Saturday. Been perusing the start list and have to say full respect to these entrants. 113km, 1800m climbing, almost all gravel.



List includes Ineos' Connor Swift. But no Valverde.

Will go stand and applaud, no mankini though.

JimD666

This did make me smile.

Imagine doing a live music set at a London Pub. Now start to do a cover of Green Day's "Basket Case".

Now imagine the rather surreal sight of Green Day's lead singer, Billie Joe Armstrong, joining you on stage to sing along with you. How fscking cool is that.

https://www.bbc.co.uk/news/newsbeat-65597518

Pross

Seeing a stoat cross the track in front of me while walking the dogs earlier then crossing back again with that strange cartoon style hopping walk. Didn’t seem remotely bothered about the dogs either.