Seemingly trivial things that cheer you up

briantrumpet

Well done, RC.

surrey_commuter

Stevo_666 said:

rick_chasey said:

Not trivial for me but for everyone else; promoted 2nd year in a row and my little business (or practice or franchise or whatever you lot want to call it), I started from nothing in January has, in 2022 anyway, been successful. Smashed all my targets and has actually made material money.

Really proud of myself because a) I've been working to this moment my entire career b) I really put my neck on the line to start this from nothing - it was my idea and I did have to convince some sceptics before doing it and c) it's just me on my own so the success has actually been down to me.

Your conversion to the Tory side of The Force is progressing well, Young Jedi

Just need him to climb a bit higher and become a true capitalist by getting equity and he will develop an irresistible urge to wear a blue rosette.

Stevo_666

surrey_commuter said:

Stevo_666 said:

rick_chasey said:

Not trivial for me but for everyone else; promoted 2nd year in a row and my little business (or practice or franchise or whatever you lot want to call it), I started from nothing in January has, in 2022 anyway, been successful. Smashed all my targets and has actually made material money.

Really proud of myself because a) I've been working to this moment my entire career b) I really put my neck on the line to start this from nothing - it was my idea and I did have to convince some sceptics before doing it and c) it's just me on my own so the success has actually been down to me.

Your conversion to the Tory side of The Force is progressing well, Young Jedi

Just need him to climb a bit higher and become a true capitalist by getting equity and he will develop an irresistible urge to wear a blue rosette.

Also the realisation of just how much you have to shell out to HMRC when at those exalted levels of earnings will surely start to sway him.

veronese68

I read this as Rick might have the clap which made me chuckle

pinno

"Herro every body peeps... oh look; everybody giving me the clap"

Stavros Kebabs (Harry Enfield)

surrey_commuter

Stevo_666 said:

surrey_commuter said:

Stevo_666 said:

rick_chasey said:

Not trivial for me but for everyone else; promoted 2nd year in a row and my little business (or practice or franchise or whatever you lot want to call it), I started from nothing in January has, in 2022 anyway, been successful. Smashed all my targets and has actually made material money.

Really proud of myself because a) I've been working to this moment my entire career b) I really put my neck on the line to start this from nothing - it was my idea and I did have to convince some sceptics before doing it and c) it's just me on my own so the success has actually been down to me.

Your conversion to the Tory side of The Force is progressing well, Young Jedi

Just need him to climb a bit higher and become a true capitalist by getting equity and he will develop an irresistible urge to wear a blue rosette.

Also the realisation of just how much you have to shell out to HMRC when at those exalted levels of earnings will surely start to sway him.

The tipping point will be when he finds out that the surcharge between £100-125k is not automatically deducted and he gets a threatening letter for missing a few years.

I will keep a place warm for him in the pension thread

Stevo_666

surrey_commuter said:

Stevo_666 said:

surrey_commuter said:

Stevo_666 said:

rick_chasey said:

Not trivial for me but for everyone else; promoted 2nd year in a row and my little business (or practice or franchise or whatever you lot want to call it), I started from nothing in January has, in 2022 anyway, been successful. Smashed all my targets and has actually made material money.

Really proud of myself because a) I've been working to this moment my entire career b) I really put my neck on the line to start this from nothing - it was my idea and I did have to convince some sceptics before doing it and c) it's just me on my own so the success has actually been down to me.

Your conversion to the Tory side of The Force is progressing well, Young Jedi

Just need him to climb a bit higher and become a true capitalist by getting equity and he will develop an irresistible urge to wear a blue rosette.

Also the realisation of just how much you have to shell out to HMRC when at those exalted levels of earnings will surely start to sway him.

The tipping point will be when he finds out that the surcharge between £100-125k is not automatically deducted and he gets a threatening letter for missing a few years.

I will keep a place warm for him in the pension thread

Maybe now is the time for me to give him some handy pension related tax planning advice?

rick_chasey

surrey_commuter said:

Stevo_666 said:

surrey_commuter said:

Stevo_666 said:

rick_chasey said:

Not trivial for me but for everyone else; promoted 2nd year in a row and my little business (or practice or franchise or whatever you lot want to call it), I started from nothing in January has, in 2022 anyway, been successful. Smashed all my targets and has actually made material money.

Really proud of myself because a) I've been working to this moment my entire career b) I really put my neck on the line to start this from nothing - it was my idea and I did have to convince some sceptics before doing it and c) it's just me on my own so the success has actually been down to me.

Your conversion to the Tory side of The Force is progressing well, Young Jedi

Just need him to climb a bit higher and become a true capitalist by getting equity and he will develop an irresistible urge to wear a blue rosette.

Also the realisation of just how much you have to shell out to HMRC when at those exalted levels of earnings will surely start to sway him.

The tipping point will be when he finds out that the surcharge between £100-125k is not automatically deducted and he gets a threatening letter for missing a few years.

I will keep a place warm for him in the pension thread

Little offended you think I've not either experienced that or worked it out yet.

pinno

Stevo_666 said:

surrey_commuter said:

Stevo_666 said:

surrey_commuter said:

Stevo_666 said:

rick_chasey said:

Not trivial for me but for everyone else; promoted 2nd year in a row and my little business (or practice or franchise or whatever you lot want to call it), I started from nothing in January has, in 2022 anyway, been successful. Smashed all my targets and has actually made material money.

Really proud of myself because a) I've been working to this moment my entire career b) I really put my neck on the line to start this from nothing - it was my idea and I did have to convince some sceptics before doing it and c) it's just me on my own so the success has actually been down to me.

Your conversion to the Tory side of The Force is progressing well, Young Jedi

Just need him to climb a bit higher and become a true capitalist by getting equity and he will develop an irresistible urge to wear a blue rosette.

Also the realisation of just how much you have to shell out to HMRC when at those exalted levels of earnings will surely start to sway him.

The tipping point will be when he finds out that the surcharge between £100-125k is not automatically deducted and he gets a threatening letter for missing a few years.

I will keep a place warm for him in the pension thread

Maybe now is the time for me to give him some handy pension related tax planning advice?

With that sort of income, Rick can get one hell of an ebike.

rick_chasey

Can't remember where I read it but average age of a white male in London was around £103k, FYI.

pangolin

rick_chasey said:

Can't remember where I read it but average age of a white male in London was around £103k, FYI.

pblakeney

rick_chasey said:

Can't remember where I read it but average age of a white male in London was around £103k, FYI.

That's older than I thought! 🤣🤣🤣

rick_chasey

pangolin said:

rick_chasey said:

Can't remember where I read it but average age of a white male in London was around £103k, FYI.

Yeah.

If you want to be a top 1% of earners in London you need to earn £300k I believe (I think it's something like £100k in the North East).

It was given in the context of why well off people often don't feel well off - as all the people around them are also earning what they earn, and it's all relative.


Edit: sorry, spotted the typo. Wage. Not age.

veronese68

That w carried a lot of weight, but that'll be the dyslexia and spell checkers won't help in that case.

surrey_commuter

rick_chasey said:

pangolin said:

rick_chasey said:

Can't remember where I read it but average age of a white male in London was around £103k, FYI.

Yeah.

If you want to be a top 1% of earners in London you need to earn £300k I believe (I think it's something like £100k in the North East).

It was given in the context of why well off people often don't feel well off - as all the people around them are also earning what they earn, and it's all relative.


Edit: sorry, spotted the typo. Wage. Not age.

I just can't see how the top 1% is as low as £300k and the average be £100k

rick_chasey

surrey_commuter said:

rick_chasey said:

pangolin said:

rick_chasey said:

Can't remember where I read it but average age of a white male in London was around £103k, FYI.

Yeah.

If you want to be a top 1% of earners in London you need to earn £300k I believe (I think it's something like £100k in the North East).

It was given in the context of why well off people often don't feel well off - as all the people around them are also earning what they earn, and it's all relative.


Edit: sorry, spotted the typo. Wage. Not age.

I just can't see how the top 1% is as low as £300k and the average be £100k

I guess it's because the top 0.1% is so out of whack it skews the figures.

It's obvious but the top 1% earners have a lot more in common with the other 98.9% than they do the top 0.1% of earners.


Or I am totally misremembering the stat - 50/50...

pangolin

surrey_commuter said:

rick_chasey said:

pangolin said:

rick_chasey said:

Can't remember where I read it but average age of a white male in London was around £103k, FYI.

Yeah.

If you want to be a top 1% of earners in London you need to earn £300k I believe (I think it's something like £100k in the North East).

It was given in the context of why well off people often don't feel well off - as all the people around them are also earning what they earn, and it's all relative.


Edit: sorry, spotted the typo. Wage. Not age.

I just can't see how the top 1% is as low as £300k and the average be £100k

If you are a white male in London your minimum wage is £80k. Not many start earning more than this, but the few that do drag the average up to £100k.

surrey_commuter

pangolin said:

surrey_commuter said:

rick_chasey said:

pangolin said:

rick_chasey said:

Can't remember where I read it but average age of a white male in London was around £103k, FYI.

Yeah.

If you want to be a top 1% of earners in London you need to earn £300k I believe (I think it's something like £100k in the North East).

It was given in the context of why well off people often don't feel well off - as all the people around them are also earning what they earn, and it's all relative.


Edit: sorry, spotted the typo. Wage. Not age.

I just can't see how the top 1% is as low as £300k and the average be £100k

If you are a white male in London your minimum wage is £80k. Not many start earning more than this, but the few that do drag the average up to £100k.

in fairness the bloke who told me about the £1,500 was non-white

surrey_commuter

rick_chasey said:

surrey_commuter said:

rick_chasey said:

pangolin said:

rick_chasey said:

Can't remember where I read it but average age of a white male in London was around £103k, FYI.

Yeah.

If you want to be a top 1% of earners in London you need to earn £300k I believe (I think it's something like £100k in the North East).

It was given in the context of why well off people often don't feel well off - as all the people around them are also earning what they earn, and it's all relative.


Edit: sorry, spotted the typo. Wage. Not age.

I just can't see how the top 1% is as low as £300k and the average be £100k

I guess it's because the top 0.1% is so out of whack it skews the figures.

It's obvious but the top 1% earners have a lot more in common with the other 98.9% than they do the top 0.1% of earners.


Or I am totally misremembering the stat - 50/50...

there has to be a proviso in there for white collar workers in the City. If you chuck on the bus drivers and baristas there is no way that is the average

pangolin

surrey_commuter said:

rick_chasey said:

surrey_commuter said:

rick_chasey said:

pangolin said:

rick_chasey said:

Can't remember where I read it but average age of a white male in London was around £103k, FYI.

Yeah.

If you want to be a top 1% of earners in London you need to earn £300k I believe (I think it's something like £100k in the North East).

It was given in the context of why well off people often don't feel well off - as all the people around them are also earning what they earn, and it's all relative.


Edit: sorry, spotted the typo. Wage. Not age.

I just can't see how the top 1% is as low as £300k and the average be £100k

I guess it's because the top 0.1% is so out of whack it skews the figures.

It's obvious but the top 1% earners have a lot more in common with the other 98.9% than they do the top 0.1% of earners.


Or I am totally misremembering the stat - 50/50...

there has to be a proviso in there for white collar workers in the City. If you chuck on the bus drivers and baristas there is no way that is the average

Postcode where they actually live possibly?

Stevo_666

rick_chasey said:

surrey_commuter said:

Stevo_666 said:

surrey_commuter said:

Stevo_666 said:

rick_chasey said:

Not trivial for me but for everyone else; promoted 2nd year in a row and my little business (or practice or franchise or whatever you lot want to call it), I started from nothing in January has, in 2022 anyway, been successful. Smashed all my targets and has actually made material money.

Really proud of myself because a) I've been working to this moment my entire career b) I really put my neck on the line to start this from nothing - it was my idea and I did have to convince some sceptics before doing it and c) it's just me on my own so the success has actually been down to me.

Your conversion to the Tory side of The Force is progressing well, Young Jedi

Just need him to climb a bit higher and become a true capitalist by getting equity and he will develop an irresistible urge to wear a blue rosette.

Also the realisation of just how much you have to shell out to HMRC when at those exalted levels of earnings will surely start to sway him.

The tipping point will be when he finds out that the surcharge between £100-125k is not automatically deducted and he gets a threatening letter for missing a few years.

I will keep a place warm for him in the pension thread

Little offended you think I've not either experienced that or worked it out yet.

Probably because you don't seem to have adjusted your voting preferences yet.

rjsterry

pangolin said:

surrey_commuter said:

rick_chasey said:

pangolin said:

rick_chasey said:

Can't remember where I read it but average age of a white male in London was around £103k, FYI.

Yeah.

If you want to be a top 1% of earners in London you need to earn £300k I believe (I think it's something like £100k in the North East).

It was given in the context of why well off people often don't feel well off - as all the people around them are also earning what they earn, and it's all relative.


Edit: sorry, spotted the typo. Wage. Not age.

I just can't see how the top 1% is as low as £300k and the average be £100k

If you are a white male in London your minimum wage is £80k. Not many start earning more than this, but the few that do drag the average up to £100k.

Now people really are just posting made up numbers in the hope no-one will call out the nonsense.

Hint. Only 16% of households in London have an income above £100k.

rjsterry

Stevo_666 said:

rick_chasey said:

surrey_commuter said:

Stevo_666 said:

surrey_commuter said:

Stevo_666 said:

rick_chasey said:

Not trivial for me but for everyone else; promoted 2nd year in a row and my little business (or practice or franchise or whatever you lot want to call it), I started from nothing in January has, in 2022 anyway, been successful. Smashed all my targets and has actually made material money.

Really proud of myself because a) I've been working to this moment my entire career b) I really put my neck on the line to start this from nothing - it was my idea and I did have to convince some sceptics before doing it and c) it's just me on my own so the success has actually been down to me.

Your conversion to the Tory side of The Force is progressing well, Young Jedi

Just need him to climb a bit higher and become a true capitalist by getting equity and he will develop an irresistible urge to wear a blue rosette.

Also the realisation of just how much you have to shell out to HMRC when at those exalted levels of earnings will surely start to sway him.

The tipping point will be when he finds out that the surcharge between £100-125k is not automatically deducted and he gets a threatening letter for missing a few years.

I will keep a place warm for him in the pension thread

Little offended you think I've not either experienced that or worked it out yet.

Probably because you don't seem to have adjusted your voting preferences yet.

Lol. Which *is* the party of low taxation?

pblakeney

rjsterry said:

Stevo_666 said:

rick_chasey said:

surrey_commuter said:

Stevo_666 said:

surrey_commuter said:

Stevo_666 said:

rick_chasey said:

Not trivial for me but for everyone else; promoted 2nd year in a row and my little business (or practice or franchise or whatever you lot want to call it), I started from nothing in January has, in 2022 anyway, been successful. Smashed all my targets and has actually made material money.

Really proud of myself because a) I've been working to this moment my entire career b) I really put my neck on the line to start this from nothing - it was my idea and I did have to convince some sceptics before doing it and c) it's just me on my own so the success has actually been down to me.

Your conversion to the Tory side of The Force is progressing well, Young Jedi

Just need him to climb a bit higher and become a true capitalist by getting equity and he will develop an irresistible urge to wear a blue rosette.

Also the realisation of just how much you have to shell out to HMRC when at those exalted levels of earnings will surely start to sway him.

The tipping point will be when he finds out that the surcharge between £100-125k is not automatically deducted and he gets a threatening letter for missing a few years.

I will keep a place warm for him in the pension thread

Little offended you think I've not either experienced that or worked it out yet.

Probably because you don't seem to have adjusted your voting preferences yet.

Lol. Which *is* the party of low taxation?

Is it considered ironic that my period of paying the lowest percentage tax to income was the Blair years? Disclosure - I wasn't working PAYE.

shirley_basso

£100k household income is borderline poverty for the poster who's company is paying a £1,500 cost of living allowance to all employees under £46k

surrey_commuter

shirley_basso said:

£100k household income is borderline poverty for the poster who's company is paying a £1,500 cost of living allowance to all employees under £46k

We north shored some jobs to Birmingham so one imagines it is £3.50 and half a goat there

pinno

rick_chasey said:

surrey_commuter said:

rick_chasey said:

pangolin said:

rick_chasey said:

Can't remember where I read it but average age of a white male in London was around £103k, FYI.

Yeah.

If you want to be a top 1% of earners in London you need to earn £300k I believe (I think it's something like £100k in the North East).

It was given in the context of why well off people often don't feel well off - as all the people around them are also earning what they earn, and it's all relative.


Edit: sorry, spotted the typo. Wage. Not age.

I just can't see how the top 1% is as low as £300k and the average be £100k

I guess it's because the top 0.1% is so out of whack it skews the figures.

It's obvious but the top 1% earners have a lot more in common with the other 98.9% than they do the top 0.1% of earners.


Or I am totally misremembering the stat - 50/50...

Then statistically, that is incorrect because when comparing the differences in equality globally (during my degree), the bottom and top 5% were removed because they skewed the figures.

The OECD made guidelines for nations to try and adhere to in order to give fair comparisons. However, the argument was that the upper and lower percentages need to be adjusted by nation.
For example, if you take off 5% of the lower earners in say Burundi, you remove 70% of the population from the stats.

Average wage in the UK is iro £38k pa.

Stevo_666

rjsterry said:

Stevo_666 said:

rick_chasey said:

surrey_commuter said:

Stevo_666 said:

surrey_commuter said:

Stevo_666 said:

rick_chasey said:

Not trivial for me but for everyone else; promoted 2nd year in a row and my little business (or practice or franchise or whatever you lot want to call it), I started from nothing in January has, in 2022 anyway, been successful. Smashed all my targets and has actually made material money.

Really proud of myself because a) I've been working to this moment my entire career b) I really put my neck on the line to start this from nothing - it was my idea and I did have to convince some sceptics before doing it and c) it's just me on my own so the success has actually been down to me.

Your conversion to the Tory side of The Force is progressing well, Young Jedi

Just need him to climb a bit higher and become a true capitalist by getting equity and he will develop an irresistible urge to wear a blue rosette.

Also the realisation of just how much you have to shell out to HMRC when at those exalted levels of earnings will surely start to sway him.

The tipping point will be when he finds out that the surcharge between £100-125k is not automatically deducted and he gets a threatening letter for missing a few years.

I will keep a place warm for him in the pension thread

Little offended you think I've not either experienced that or worked it out yet.

Probably because you don't seem to have adjusted your voting preferences yet.

Lol. Which *is* the party of low taxation?

Relatively speaking I think it's still the status quo, though it as usual the opposition parties are being coy about their policies.

I thought Rick would want to join the party that is popular with winners now that he seems to be joining the club.

Stevo_666

rjsterry said:

Stevo_666 said:

rick_chasey said:

surrey_commuter said:

Stevo_666 said:

surrey_commuter said:

Stevo_666 said:

rick_chasey said:

Not trivial for me but for everyone else; promoted 2nd year in a row and my little business (or practice or franchise or whatever you lot want to call it), I started from nothing in January has, in 2022 anyway, been successful. Smashed all my targets and has actually made material money.

Really proud of myself because a) I've been working to this moment my entire career b) I really put my neck on the line to start this from nothing - it was my idea and I did have to convince some sceptics before doing it and c) it's just me on my own so the success has actually been down to me.

Your conversion to the Tory side of The Force is progressing well, Young Jedi

Just need him to climb a bit higher and become a true capitalist by getting equity and he will develop an irresistible urge to wear a blue rosette.

Also the realisation of just how much you have to shell out to HMRC when at those exalted levels of earnings will surely start to sway him.

The tipping point will be when he finds out that the surcharge between £100-125k is not automatically deducted and he gets a threatening letter for missing a few years.

I will keep a place warm for him in the pension thread

Little offended you think I've not either experienced that or worked it out yet.

Probably because you don't seem to have adjusted your voting preferences yet.

Lol. Which *is* the party of low taxation?

Relatively speaking I think it's still the status quo, though it as usual the opposition parties are being coy about their policies.

I thought Rick would want to join the party that is popular with winners now that he seems to be joining the club.

rjsterry

Stevo_666 said:

rjsterry said:

Stevo_666 said:

rick_chasey said:

surrey_commuter said:

Stevo_666 said:

surrey_commuter said:

Stevo_666 said:

rick_chasey said:

Not trivial for me but for everyone else; promoted 2nd year in a row and my little business (or practice or franchise or whatever you lot want to call it), I started from nothing in January has, in 2022 anyway, been successful. Smashed all my targets and has actually made material money.

Really proud of myself because a) I've been working to this moment my entire career b) I really put my neck on the line to start this from nothing - it was my idea and I did have to convince some sceptics before doing it and c) it's just me on my own so the success has actually been down to me.

Your conversion to the Tory side of The Force is progressing well, Young Jedi

Just need him to climb a bit higher and become a true capitalist by getting equity and he will develop an irresistible urge to wear a blue rosette.

Also the realisation of just how much you have to shell out to HMRC when at those exalted levels of earnings will surely start to sway him.

The tipping point will be when he finds out that the surcharge between £100-125k is not automatically deducted and he gets a threatening letter for missing a few years.

I will keep a place warm for him in the pension thread

Little offended you think I've not either experienced that or worked it out yet.

Probably because you don't seem to have adjusted your voting preferences yet.

Lol. Which *is* the party of low taxation?

Relatively speaking I think it's still the status quo, though it as usual the opposition parties are being coy about their policies.

I thought Rick would want to join the party that is popular with winners now that he seems to be joining the club.

You know as well as I do that it's most popular with old farts, which excludes me.😌