Loft insulation

Following on from the success of the plumbing thread I thought I would appeal to the hive for advice.
I had a recent look around the loft an noticed that when I asked the builder to top up the insulation he had misheard me and thought I asked for a donut arrangment around the hatch rather than covering the entire area.
So I see two choices;
Accept that whilst a technically easy job it is messy so pay somebody and if so a specialist or a handyman
Or man up and do it myself. As a cowboy by nature I look at the advice of topping up the rafters (I have about 100mm) and then going crossways with another layer and wonder why not just put 200mm between the rafters and leave it standing proud.
If it matters it is about 90m2
I had a recent look around the loft an noticed that when I asked the builder to top up the insulation he had misheard me and thought I asked for a donut arrangment around the hatch rather than covering the entire area.
So I see two choices;
Accept that whilst a technically easy job it is messy so pay somebody and if so a specialist or a handyman
Or man up and do it myself. As a cowboy by nature I look at the advice of topping up the rafters (I have about 100mm) and then going crossways with another layer and wonder why not just put 200mm between the rafters and leave it standing proud.
If it matters it is about 90m2
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Don't you want to be able to board it out afterwards so you can store stuff in there?
The two layers at 90 degrees will be better insulating but also more faff. I'd also be wary of hiding the joists as I'd probably end up falling through the ceiling one christmas trying to get to the decorations at the back of the loft.
Cube Attain
I only have insulation the depth of the joists with chipboard on top so I can store loads of censored I don't need up there but I have my eye on an unused pack of Celotex boards at work to put between the joists and the chipboard to add a bit more insulation. Don't think I'd bother if I had to buy it though as it would probably cost about £500.
Pinnacle Monzonite
Part of the anti-growth coalition
If you have a reliable handyman who you trust to turn up and do it, it’s preferable to have someone else do it as it’s a messy hot job. But waiting for tradesman to be available and actually turn up can be frustrating in its own right. Only to pay through the nose for the privilege.
Cube Attain
Insulation from Wickes along with a pack of loft boards to walk on. Disposable overalls, mask, goggles and gloves from Toolstation. Sharp pair of wallpaper scissors to cut the stuff.
Easy peasy. Done about four now for myself and family. No more than a days work if loft Is empty.
I accept this is far too sensible to be a realistic possibility but it would be very annoying if it was announced days after I paid £400 for the stuff
Pinnacle Monzonite
Part of the anti-growth coalition
If I remember correctly the first one was for BT and they did not put a minimum age of 18 in the prospectus.
Pinnacle Monzonite
Part of the anti-growth coalition
Pinnacle Monzonite
Part of the anti-growth coalition