Setting up the right Heartratezones? Need Help

Hi everyone, I want to setup my Heartratezones for cycling based on max. Heartrate. Can someone help me to setuo right?
I would set based on Max Heartrate
Recovery 50-65%
Endurace 65-75%
Tempo 75-85%
Lactate Threshold 85-91%
Anerob 92-100%
What do you think?
I would set based on Max Heartrate
Recovery 50-65%
Endurace 65-75%
Tempo 75-85%
Lactate Threshold 85-91%
Anerob 92-100%
What do you think?
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Do you know what your MaxHR is? Have you tested it?
My current Running Zones----------Cycling Zone would be
Zone1 123-137------------------------------97-125
Zone2 138-151----------------------------126-145
Zone3 152-166---------------------------146- 164
Zone4 167-180---------------------------165- 177
Zone5 181-194---------------------------178- 194
These are the zone calculation percentages for bike.
Different calculators or methods of calculation will give slightly different results, but it's only a rough guide.