Max Heart Rate

I know that 220 minus age is only a rough guide but I am a 59 year old an on a recent ride on a new hilly route my MHR reached 105% Is this something I should be worried about or is it a good thing? I am a reasonably fit cyclist.TIA
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Have a look at this site as it has a few research tests on MHR and has a calculator.
https://www.brianmac.co.uk/maxhr.htm
Tony.
If you reached 105% of MHR, then whatever you thought was your MHR - obviously isn't. Use the new number as your MHR and adjust your levels/zones accordingly.
The '220-age' formula is so irrelevant, it's not even worth discussing.
Basically, there's absolutely nothing to worry about from that observation by itself.
Though oddly today, couldn't get the HR up above 200, despite setting a new 3 min power PB :P Probably because i've had 8 days off.
I do get paranoid about my heart sometimes, though more so when it's lower than normal (I like to hope its fitness improvement, but sometimes its a tad too low. e.g. in the span of two-three months, my power @ top end z2 HR has gone from ~205w to 230w, while I feel great atm, i do also get concerned by it running a fair bit lower than usual, esp at the top end).
The difference between 200 and 207 (as a maximum reachable in a session) is nothing in terms of the sort of variation you might expect from day to day and with changing fitness and fatigue levels. I wouldn't worry about it..
I often hit 190 - 194 on a Parkrun finish. 220 - age is 169, so Saturday gone my max of 192 was 114% of theoretical max. In fact my target heart rate for most rides and runs is above theoretical max.