Urban Baggy with Road Lycra + Pad underneath?

Hi.
I've just noticed I've ripped through the lightweight slightly baggy plain beach style shorts that I've been using for the last 5+ years (almost daily since October), and looking for a replacement, primarily to keep the wind off, and to keep my modesty when off the bike walking around the office area until I can get changed.
My intention is to try and find a new set of urban cycling baggies (yes, brake a rule, sod it) to wear over my existing lycra style shorts with pads in the days that I don't use the provided liner, if I can find some in my size :roll:
Does anyone else do this? what's your experience of using baggies over "normal" lycra - aka using the lycra shorts as a base layer.
I've never got on with bibs due to my size/proportions, and can't justify spending out for 4 more baggy liners if I can help it, allowing me to maintain my single weekly cycling stuff wash.
I've just noticed I've ripped through the lightweight slightly baggy plain beach style shorts that I've been using for the last 5+ years (almost daily since October), and looking for a replacement, primarily to keep the wind off, and to keep my modesty when off the bike walking around the office area until I can get changed.
My intention is to try and find a new set of urban cycling baggies (yes, brake a rule, sod it) to wear over my existing lycra style shorts with pads in the days that I don't use the provided liner, if I can find some in my size :roll:
Does anyone else do this? what's your experience of using baggies over "normal" lycra - aka using the lycra shorts as a base layer.
I've never got on with bibs due to my size/proportions, and can't justify spending out for 4 more baggy liners if I can help it, allowing me to maintain my single weekly cycling stuff wash.
Intent on Cycling Commuting on a budget, but keep on breaking/crashing/finding nice stuff to buy.
Bike 1 (Broken) - Bike 2(Borked) - Bike 3(broken spokes) - Bike 4( Needs Work) - Bike 5 (in bits) - Bike 6* ...
Bike 1 (Broken) - Bike 2(Borked) - Bike 3(broken spokes) - Bike 4( Needs Work) - Bike 5 (in bits) - Bike 6* ...
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