Not again...! Insurance and the mythical M&S of old.....
g00se
Posts: 2,221
No vested interest here, but saw a link to this insurance broker in Bikes Etc magazine:
http://pedalcover.co.uk/
Checked out some online reviews and they seem legit and friendly. They're underwritten by AXA and it's basically near-identical to the old M&S buildings and contents policy with un-named bikes allowed up to the value of £10,000 each! The rest of the policy is similar: no need to ground anchors in outbuildings; decent lock if left outside in public; gear and accessories covered too etc.
Price is about the same as regular buildings and contents too - so just saved £150 on my previous insurance as I had to name the posh bike on the policy. May be worth checking if you have a renewal coming up.
http://pedalcover.co.uk/
Checked out some online reviews and they seem legit and friendly. They're underwritten by AXA and it's basically near-identical to the old M&S buildings and contents policy with un-named bikes allowed up to the value of £10,000 each! The rest of the policy is similar: no need to ground anchors in outbuildings; decent lock if left outside in public; gear and accessories covered too etc.
Price is about the same as regular buildings and contents too - so just saved £150 on my previous insurance as I had to name the posh bike on the policy. May be worth checking if you have a renewal coming up.
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Comments
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Average premium £344? Maybe I live in a slum but is that not incredibly expensive? I pay less than £200 for B&C including individual bike cover (valued at £3k). Mind, I've never had to claim for anything yet...Job: Job, n,. A frustratingly long period of time separating two shorter than usual training rides0
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My quotes come in around the £300+ for B&C without any named bike extras (that's with accidental damage and stuff).0
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Remember to check that everything is covered away from home.
That is a tricky get out clause for insurance companies.
You might want to check on international cover if going on holiday too.The above may be fact, or fiction, I may be serious, I may be jesting.
I am not sure. You have no chance.Veronese68 wrote:PB is the most sensible person on here.0 -
My quotes come in around the £300+ for B&C without any named bike extras (that's with accidental damage and stuff).
Ah yeah, that'll be it, then - I never bother with that accidental damage stuff. It's the extras that turn a really cheap quote (like mine) into an exorbitant oneJob: Job, n,. A frustratingly long period of time separating two shorter than usual training rides0 -
Remember to check that everything is covered away from home.
That is a tricky get out clause for insurance companies.
You might want to check on international cover if going on holiday too.
Yes - everything covered worldwide with accidental damage too (including time trials and sportives)0 -
Send me a reminder in March?Remember to check that everything is covered away from home.
That is a tricky get out clause for insurance companies.
You might want to check on international cover if going on holiday too.
Yes - everything covered worldwide with accidental damage too (including time trials and sportives)
The above may be fact, or fiction, I may be serious, I may be jesting.
I am not sure. You have no chance.Veronese68 wrote:PB is the most sensible person on here.0 -
Got quoted £391 so went elsewhere (Barclays) as I'd essentially be paying a load extra (~£150) just for cover in time trials. I was with Axa last year and have just left them as they wanted to bump up my premium by about 20% so I guess I was never going to get a good quote from Pedalcover!0
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Blimey how much? I pay £230 to insure my car, I think I'll stick with liability cover and an alarmed garage.0
