Grr...

Pufftmw

Old Kent Road, this morning, heavy traffic.

Coming up between 2 lines of stationary traffic. The 2 lines of traffic had stopped to let through a van turning right as I came up. As van went through I continued but another car followed the van, then wouldn't stop, so I slowed down in case they didn't and waved at the driver. Eventually I had to come to a stop. I made slow down motions with my arm to the driver and said "wait! patience!" Driver then let their car roll forward and it caught my rear wheel and ran over it. Driver then sat there motioning for me to move out the way - a situation impossible by the fact her car was sitting on it! Eventually she worked it out, pulled into a car park and I took her details. She insisted that because the cars had stopped to let her through she had right of way :roll:

Got a cab up to Evans, Spitalfields and have left it with them to replace the rear wheel. It also needs a new rear mech hanger as that has snapped too but the mech is ok. So the driver will be getting quite a bill for that bit of impatience.

Ran her car through MIB and the DVLA and the Tax ran out end of December...

leeefm

Pufftmw wrote:

So the driver will be getting quite a bill for that bit of impatience.

Ran her car through MIB and the DVLA and the Tax ran out end of December...

Which means she isn't insured, so I'm not quite sure how you can pursue her for cash... Courts?

You can dob her in to the cops though!

spasypaddy

motor insurers bureau will pay for all the costs.

leeefm

Oh yeah. Is that the pot of cash that all the insurers put aside for things like this?

Pufftmw

I am hoping that she won't be arsey as I think she saw in the end that she was in the wrong and said sorry. However, if she does become so, then perhaps the threat of being reported to the police for no insurance will change her mind. At the end of the day, its only going to be about £200 so not worth the agravation for her I would have thought.

veronese68

If she has any sense, certainly no guarantee with driving like that, she'll roll over and pay it quick.

bigmat

Report her whatever. No tax, no insurance, I think I'd rather get her off the road than get my £200 back (if it was a choice between the two). I suppose she might just be administratively challenged (to give her the benefit of the doubt).

leeefm

Sorry chaps, I'm in a bit of a "prophet of doom" mood this morning.

keyser__soze

leeefm wrote:

Pufftmw wrote:

Tax ran out end of December...

Which means she isn't insured, so I'm not quite sure how you can pursue her for cash... Courts?

Insurance doesn't become void just because someone hasn't paid VED, particularly when it comes to third party claims.

http://www.honestjohn.co.uk/askhj/answe ... s-expired-

il_principe

Get your money from her then report her.

leeefm

Keyser__Soze wrote:

Insurance doesn't become void just because someone hasn't paid VED, particularly when it comes to third party claims.

Learn something new all the time...

vermin

Il Principe wrote:

Get your money from her then report her.

Seconded

bigmat

Keyser__Soze wrote:

leeefm wrote:

Pufftmw wrote:

Tax ran out end of December...

Which means she isn't insured, so I'm not quite sure how you can pursue her for cash... Courts?

Insurance doesn't become void just because someone hasn't paid VED, particularly when it comes to third party claims.

http://www.honestjohn.co.uk/askhj/answe ... s-expired-

That's a relief as I'm sure I've been a bit late renewing in the past. How about MOT?!

dhope

BigMat wrote:

Keyser__Soze wrote:

leeefm wrote:

Pufftmw wrote:

Tax ran out end of December...

Which means she isn't insured, so I'm not quite sure how you can pursue her for cash... Courts?

Insurance doesn't become void just because someone hasn't paid VED, particularly when it comes to third party claims.

http://www.honestjohn.co.uk/askhj/answe ... s-expired-

That's a relief as I'm sure I've been a bit late renewing in the past. How about MOT?!

MOT would be different, as you're essentially driving something you can't assert is roadworthy. VED is just a tax issue, nothing to do with the state of the driver or the vehicle.

keyser__soze

BigMat wrote:

That's a relief as I'm sure I've been a bit late renewing in the past. How about MOT?!

Insurance companies are prohibited under the Road Traffic Act 1988 section 148 (2) (b) from not paying out a third party claim due to the condition of the vehicle.

This means that having no MOT does not invalidate your insurance in the eyes of the law / police.

tgotb

Though presumably, if it turned out that the accident was caused or made worse by the vehicle not being roadworthy, the insurance company could then pursue the driver for compensation

pblakeney

vermin wrote:

Il Principe wrote:

Get your money from her then report her.

Seconded

Thirded!
Otherwise she will just continue to drive illegally. Probably whilst sharing with her friends how easy it is to do.
And the downward spiral continues.......

tgotb

Is there any benefit in reporting her? Assuming she hasn't made a SORN declaration (which I assume the OP would have mentioned) won't the DVLA get on to her automatically anyway, after some grace period?

Unless you do the SORN, you're committing an offence regardless of whether you actually drive the vehicle, so the DVLA already has all the relevant information.

anonymousblackfg

I thought if action happens against her the insurance premium will go up, thus reminding her not to be a dick?

pblakeney

I would think that while a third party may not be affected in an insurance claim with non taxed car, she will get shafted come renewal.