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Current home insurance deals?

Coach HCoach H Posts: 1,287
edited October 2014 in Road general
So its time for the annual Buildings and Contents renewal.
I should have moved from M&S last year, due to spiralling premiums, but never got around to it.

So I am looking for recommendation's if anyone can help?
Cover for bikes (and other items) in and out of home up to value of £2-3k with no silly stipulations

Thanks for your opinions
Coach H. (Dont ask me for training advice - 'It's not about the bike')

Posts

  • norvernrobnorvernrob Posts: 1,410
    Try MoneySupermarket, as different companies will quote totally different amounts for different customers and areas.
  • arran77arran77 Posts: 9,260
    Try John Lewis Home Insurance, very good when it comes to covering bikes and very easy to deal with if you unfortunately have to make a claim.
    "Arran, you are like the Tony Benn of smut. You have never diluted your depravity and always stand by your beliefs. You have my respect sir and your wife my pity" :lol:

    seanoconn
  • AA

    They are quite happy to:

    1. Cover bikes in and out of home up to £1500 without being named. Cover in street fine as long as locked to something (and lock can be a cheapie from Home Bargains).

    2. Cover bikes over £1500 on same terms provided named on policy.

    No charge for any of above
    My blog: http://www.roubaixcycling.cc (kit reviews and other musings)
    https://twitter.com/roubaixcc
    Facebook? No. Just say no.
  • g00seg00se Posts: 2,220
    Haven't looked into the details yet, but I've read that natwest basic will cover a bike up to £2500 un-named and £5000 on it's premier policy.
  • g00seg00se Posts: 2,220
    Ignore natwest, stipulations and smallprint limiting it to £1000
  • Buckie2k5Buckie2k5 Posts: 600
    Away from home not covered
    "sports equipment and portable musical instruments which are damaged while in use."

    Quoted from the AA booklet, i assume that means iam not covered while iam actually on my bike? Or does that mean while actually using it for sport ie, racing etc
  • GrillGrill Posts: 5,610
    PM Iamnotwiggins. He put together a stonking policy for me.
    English Cycles V3 | Cervelo P5 | Cervelo T4 | Trek Domane Koppenberg
  • Buckie2k5Buckie2k5 Posts: 600
    Jut after speaking with AA and i was correct, the bike is not insured while in use...

    However i have since set up my new policy with santander who cover the bike away from home and while being used (unless racing) accidental damage. If the bike is worth more than £350 you need to specify the bike and value in the quote.

    I now have bike cover and a smaller premium :D
  • Grill wrote:
    PM Iamnotwiggins. He put together a stonking policy for me.

    I wouldn't as he's been barred form this very site...
  • GrillGrill Posts: 5,610
    Grill wrote:
    PM Iamnotwiggins. He put together a stonking policy for me.

    I wouldn't as he's been barred form this very site...

    Don't know anything about that, but he's a good guy that's done right by me. If anyone wants his contact for insurance then PM me.
    English Cycles V3 | Cervelo P5 | Cervelo T4 | Trek Domane Koppenberg
  • keith57keith57 Posts: 163
    We have home insurance with Direct Line. Covers un-specified items up to £10,000. Good for our bikes and even covers sea-kayaks.
    http://www.fachwen.org
    https://www.strava.com/athletes/303457

    Please note: I’ll no longer engage deeply with anonymous forum users :D
  • QubeQube Posts: 1,899
    +1 for Santander
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