Seemingly trivial things that annoy you

rick_chasey

pblakeney said:

surrey_commuter said:

Stevo_666 said:

rick_chasey said:

Another one to get the discussion going: people who think the state pension is a pension scheme and not a welfare benefit.

As Blakey has said, you need to pay in to get it. If it was welfare you'd get it regardless.

What happens when somebody who has not paid in reaches state retirement age?

No pension.

How does my MIL get her pension since she's never worked?

pblakeney

rick_chasey said:

pblakeney said:

surrey_commuter said:

Stevo_666 said:

rick_chasey said:

Another one to get the discussion going: people who think the state pension is a pension scheme and not a welfare benefit.

As Blakey has said, you need to pay in to get it. If it was welfare you'd get it regardless.

What happens when somebody who has not paid in reaches state retirement age?

No pension.

How does my MIL get her pension since she's never worked?

Your National Insurance record
You’ll usually need at least 10 qualifying years on your National Insurance record to get any State Pension. They do not have to be 10 qualifying years in a row.

This means for 10 years at least one or more of the following applied to you:

you were working and paid National Insurance contributions
you were getting National Insurance credits for example if you were unemployed, ill or a parent or carer
you were paying voluntary National Insurance contributions
If you’ve lived or worked abroad you might still be able to get some new State Pension.

You might also qualify if you’ve paid married women’s or widow’s reduced rate contributions.

rick_chasey

Quite. So it's not a pension pot is it, nor do you need to pay into it.

It's a benefit. It is not a deferred savings scheme.

pblakeney

It is contributory.
Call it what you like. Does it matter?

de_sisti

When you're riding along and another cyclist comes alongside you and asks either of
two questions: "Where are you from"? , or "Where are you cycling to"?

You answer either of the questions, but the person who poses them never-ever, automatically, without hesistation or prompting, tells you where they are from, or where they are cycling to.

Pross

shirley_basso said:

Pross said:

kingstongraham said:

Do you really own your wheelie bin?

No but you're responsible for what goes in it e.g. my Council won't empty it if they see food waste in the bin (and I know from experience they enforce that, not nice coming back from a summer holiday to find the wife have put a chicken carcass in there that they'd refused to take resulting in the bin being full of maggots!) or if it the lid doesn't fully shut.

ours are super chilled, luckily.

If you take bags of waste to our local recycling centre they quite often open them to make sure nothing in there is recycleable!

pblakeney

Pross said:

shirley_basso said:

Pross said:

kingstongraham said:

Do you really own your wheelie bin?

No but you're responsible for what goes in it e.g. my Council won't empty it if they see food waste in the bin (and I know from experience they enforce that, not nice coming back from a summer holiday to find the wife have put a chicken carcass in there that they'd refused to take resulting in the bin being full of maggots!) or if it the lid doesn't fully shut.

ours are super chilled, luckily.

If you take bags of waste to our local recycling centre they quite often open them to make sure nothing in there is recycleable!

I am convinced ours look to make sure nothing in there is resaleable!
Electrical goods in particular seem to have a section set aside.

First.Aspect

rick_chasey said:

Quite. So it's not a pension pot is it, nor do you need to pay into it.

It's a benefit. It is not a deferred savings scheme.

You are very clearly entirely correct on this. Has recently come up in Scotland with bare faced lies by Ian Blackford and the Scottish finance minister that England would have to contribute Scotland's share of the state pension from the pension pot.

Sturgeon had to issue a correction but she fudged it, saying that there was no state pension pot, but other pension related assets would have to be divided up appropriately.

There aren't any. Pension is paid today from tax collected yesterday and borrowing. It is that simple.

You'll note they've not since opened a discussion of Scotlands post independence responsibility for the borrowing?

I don't like bare faced liars in politics.

rick_chasey

Yes I saw that. Making out the Scot’s wouldn’t have to pay for their own pensions lol.

First.Aspect

rick_chasey said:

Yes I saw that. Making out the Scot’s wouldn’t have to pay for their own pensions lol.

Yeah but it plays well to the thickos that vote for them.

Think the noose is slowly tightening on them though. There's an enquiry looming about bunging old and almost dead covid patients back in care homes to infect all their friends, and as time goes on there's less room for avoiding how shit education and health is under their watch.

They aren't going to pull the indyref2 trigger until the polls look better and the loonies who want am annual vote will start to explode the party while they wait, thereby making the polls even worse.

Not that you were asking.

webboo

So rick is paying my state pension. Well that’s jolly decent of him. If I’d of known he was going to do this, I wouldn’t have bothered paying those missing contributions.

First.Aspect

webboo said:

So rick is paying my state pension. Well that’s jolly decent of him. If I’d of known he was going to do this, I wouldn’t have bothered paying those missing contributions.

It's only fair. You were paying my grandfathers for years.

Stevo_666

rick_chasey said:

Quite. So it's not a pension pot is it, nor do you need to pay into it.

It's a benefit. It is not a deferred savings scheme.

Who cares?

rick_chasey

Stevo_666 said:

rick_chasey said:

Quite. So it's not a pension pot is it, nor do you need to pay into it.

It's a benefit. It is not a deferred savings scheme.

Who cares?

It’s in the trivial annoying thread 🤓 no one really cares

shirley_basso

What about poo

First.Aspect

rick_chasey said:

Stevo_666 said:

rick_chasey said:

Quite. So it's not a pension pot is it, nor do you need to pay into it.

It's a benefit. It is not a deferred savings scheme.

Who cares?

It’s in the trivial annoying thread 🤓 no one really cares

Scottish bruisers care because they, and us, and all that.

pblakeney

First.Aspect said:

rick_chasey said:

Stevo_666 said:

rick_chasey said:

Quite. So it's not a pension pot is it, nor do you need to pay into it.

It's a benefit. It is not a deferred savings scheme.

Who cares?

It’s in the trivial annoying thread 🤓 no one really cares

Scottish bruisers care because they, and us, and all that.

You talking about Gordon Brown?
He really messed with pensions.

webboo

shirley_basso said:

What about poo

It’s in the bin. Either Pross’s or ricks I’ve lost track or can you use it to top your state pension.

Stevo_666

rick_chasey said:

Stevo_666 said:

rick_chasey said:

Quite. So it's not a pension pot is it, nor do you need to pay into it.

It's a benefit. It is not a deferred savings scheme.

Who cares?

It’s in the trivial annoying thread 🤓 no one really cares

You asked the question.

Ben6899

Consider yourself lucky, Rick.

One of our bins went missing yesterday. Probably up in the ski wiv Diana and the angles.

pinno

Ben6899 said:

Consider yourself lucky, Rick.

One of our bins went missing yesterday. Probably up in the ski wiv Diana and the angles.

Floating in the North Sea having wrecked a path all the way there?
And don't say it's not possible 'cos I seen the pics of flimsy London yesterday.

Ben6899

It’s on a speed awareness course, in April.

First.Aspect

https://road.cc/content/feature/how-fit-side-pull-brakes-173127

Wft is a "side-pull brake"? I've been cycling for 30 years and I've never come across them.

mully79

First.Aspect said:

https://road.cc/content/feature/how-fit-side-pull-brakes-173127

Wft is a "side-pull brake"? I've been cycling for 30 years and I've never come across them.

I think its a bit of a mountain bike term for a calliper road brake. Vee brakes were centre pull.

First.Aspect

mully79 said:

First.Aspect said:

https://road.cc/content/feature/how-fit-side-pull-brakes-173127

Wft is a "side-pull brake"? I've been cycling for 30 years and I've never come across them.

I think its a bit of a mountain bike term for a calliper road brake. Vee brakes were centre pull.

I don't ride a 17" fixed suspension drop-bar slick tyred 29er mountain bike though.

Pross

First.Aspect said:

https://road.cc/content/feature/how-fit-side-pull-brakes-173127

Wft is a "side-pull brake"? I've been cycling for 30 years and I've never come across them.

Pretty much every road brake caliper since you've been cycling will have been side-pull. The cable connects to one side of the caliper as opposed to the middle of them.

Or am I having a whoosh moment here?

First.Aspect

Pross said:

First.Aspect said:

https://road.cc/content/feature/how-fit-side-pull-brakes-173127

Wft is a "side-pull brake"? I've been cycling for 30 years and I've never come across them.

Pretty much every road brake caliper since you've been cycling will have been side-pull. The cable connects to one side of the caliper as opposed to the middle of them.

Or am I having a whoosh moment here?

It comes out of the caliper upwards. And no one calls them side pull, other than a shitty internet journofoetus.

The old mtb brakes where you had to unhook a yoke to release and take the wheel out, those were side pull. Because, you guessed it, the cable came out the side.

lesfirth

First.Aspect said:

https://road.cc/content/feature/how-fit-side-pull-brakes-173127

Wft is a "side-pull brake"? I've been cycling for 30 years and I've never come across them.

In my youth ,many decades ago before mountain bikes existed ,everyone with a decent bike had the new Mafac " centre pull" brakes. Weinman tried to copy them. To differentiate them from the then traditional single pivot the term "side pull" evolved to describe the rest.

morstar

Side pull and centre pull are pretty common terms for anyone who’s been around a few years.
Predates mtb of any braking genre.

First.Aspect

morstar said:

Side pull and centre pull are pretty common terms for anyone who’s been around a few years.
Predates mtb of any braking genre.

Jesus how old are you? I can remember the first muddy foxes turning up at school, but only just.

How do you differentiate between a side pull brake and a side pull brake? You know, between the ones that pull from the side and the double caliper ones that don't? Do you draw a picture?