Best cycle insurance products?

rodgers73

I'm looking for a good all-round cycling insurance policy. I'd be happy joining BC or CTC to get it but if there are some other stand-alone policies out there that are better I'd be interested to know.

I'm looking for cover against 3rd parties in general but also against other riders I may have an accident with. I don't race but I do a lot of sportive/audaxes so there's a possibility of crashing into another rider.

Any ideas?

BillyMansell

I don't know if this will work for everyone but someone has mentioned on hotukdeals that if you use the code NEWCMRA you can get BC Ride annual cover for £10.50, pay by direct debit and that goes down to £9.45.

rodgers73

I'm more bothered about getting the best cover, rather than a cheap price. Thanks anyway!

rodgers73

No one...?

bails87

You talk about better policies.

What does 'better' mean?

BC membership is fine, assuming you want your liabilities covered in case of a collision.

rodgers73

I'm thinking about which gives the most comprehensive cover. There was an article in a bike mag recently that warned that some policies dont cover rider-on-rider collisions.

I'd rather buy one that covers all risks rather than just some of them.

bails87

http://www.britishcycling.org.uk/member ... p-packages

BC silver and gold cover that by the looks of it.

For the protection of members and all those involved in the management of registered and insured cycling events, British Cycling provides through its public liability insurance policy, an indemnity, limited to £10,000,000 for legal liabilities arising from claims made against an event organiser, official or participant that involves either bodily injury or property damage to a third party.