are you a giver - or a taker?

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Comments

  • daviesee
    daviesee Posts: 6,386
    On average, people with household incomes similar to yours have an annual balance of...
    £-12,433
    Your household is in the ninth decile, where one has the least disposable income and ten has the most. Households from the 7th decile and above, on average, pay more in tax than they receive in benefits and services.

    :shock: :shock: :shock: :shock:

    Somebody owes me a damned fine bike!
    None of the above should be taken seriously, and certainly not personally.
  • Kieran_Burns
    Kieran_Burns Posts: 9,757
    daviesee wrote:
    On average, people with household incomes similar to yours have an annual balance of...
    £-12,433
    Your household is in the ninth decile, where one has the least disposable income and ten has the most. Households from the 7th decile and above, on average, pay more in tax than they receive in benefits and services.

    :shock: :shock: :shock: :shock:

    Somebody owes me a damned fine bike!

    +1

    and that was my reaction as well...
    Chunky Cyclists need your love too! :-)
    2009 Specialized Tricross Sport
    2011 Trek Madone 4.5
    2012 Felt F65X
    Proud CX Pervert and quiet roadie. 12 mile commuter
  • rjsterry
    rjsterry Posts: 29,372
    In short, there are a LOT of poor people, and I'm not one of them.
    1985 Mercian King of Mercia - work in progress (Hah! Who am I kidding?)
    Pinnacle Monzonite

    Part of the anti-growth coalition
  • Wallace1492
    Wallace1492 Posts: 3,707
    Well and truely a giver. However that changes 3 weeks on Friday.
    "Encyclopaedia is a fetish for very small bicycles"
  • leodis75
    leodis75 Posts: 184
    £-5,457

    Reopen the work houses and send the kids down the pits.

    Pretty glad I didnt work hard at school and have a good job and earn loads then, shame the wife does ok. Might be best on the dole on min wage.
  • notsoblue
    notsoblue Posts: 5,756
    £-12,433

    Its nice to know I'm buying nappies for DDD though ;)
    FCN 4 PX SL Pro SRAM Red
    FCN 8 Scott Sportster '05
  • clarkey cat
    clarkey cat Posts: 3,641
    I'm down over £27k but we still get child benefit... so basically NSB, you are contributing to my kid's trust fund.

    Cheers :)
    Dolan Mythos
  • clarkey cat
    clarkey cat Posts: 3,641
    I'll make sure he sends you a postcard when he's on his Gap Yar!
    Dolan Mythos
  • notsoblue
    notsoblue Posts: 5,756
    clarkey cat wrote:
    I'm down over £27k but we still get child benefit... so basically NSB, you are contributing to my kid's trust fund.

    Cheers :)

    God damnit! That kid better end up being a nubile geriatric nurse...
    FCN 4 PX SL Pro SRAM Red
    FCN 8 Scott Sportster '05
  • optimisticbiker
    optimisticbiker Posts: 1,657
    -£27000 :(
    and that doesnt include my son who's 22, working as an intern for free all hours of the day and night and I'm covering his travel expenses into town and his lunches/evening meals because he won't claim JSA etc.
    Invacare Spectra Plus electric wheelchair, max speed 4mph :cry:
  • gbsahne001
    gbsahne001 Posts: 1,973
    On average, people with household incomes similar to yours have an annual balance of...£-27,221. Your household is in the tenth decile, where one has the least disposable income and ten has the most. Households from the 7th decile and above, on average, pay more in tax than they receive in benefits and services.

    what, really.... why am I searching for the mortgage at the end of the month?
    Winter Hack
    Everyday Commuter
  • daviesee
    daviesee Posts: 6,386
    PS:- My wife and I recieve zero cash benefits or tax credits.

    What is considered to be benefits in these calculations?
    My total contribution could be up an extra 7k :evil:
    None of the above should be taken seriously, and certainly not personally.
  • clarkey cat
    clarkey cat Posts: 3,641
    God damnit! That kid better end up being a nubile geriatric nurse...

    somehow the image of my grown-up baby boy wiping your backside while lithely performing some flirtatious routine to your lecherous elderly self is one I'm having difficulty reconciling with the aspirations I have for his future.
    Dolan Mythos
  • clarkey cat
    clarkey cat Posts: 3,641
    What is considered to be benefits in these calculations?

    police, fire service, council services, NHS etc?
    Dolan Mythos
  • notsoblue
    notsoblue Posts: 5,756
    clarkey cat wrote:
    God damnit! That kid better end up being a nubile geriatric nurse...

    somehow the image of my grown-up baby boy wiping your backside while lithely performing some flirtatious routine to your lecherous elderly self is one I'm having difficulty reconciling with the aspirations I have for his future.

    And *that* my friends is entitlement culture in a nutshell.

    This country has gone to the dogs I tell you...
    FCN 4 PX SL Pro SRAM Red
    FCN 8 Scott Sportster '05
  • clarkey cat
    clarkey cat Posts: 3,641
    :P

    nice one
    Dolan Mythos
  • sketchley
    sketchley Posts: 4,238
    edited January 2012
    On average, people with household incomes similar to yours have an annual balance of... £-27,221 Your household is in the tenth decile, where one has the least disposable income and ten has the most. Households from the 7th decile and above, on average, pay more in tax than they receive in benefits and services.

    Not really a surprise as we both work and have no kids. I have nowhere near that disposable income though.
    --
    Chris

    Genesis Equilibrium - FCN 3/4/5
  • daviesee
    daviesee Posts: 6,386
    clarkey cat wrote:
    What is considered to be benefits in these calculations?

    police, fire service, council services, NHS etc?

    That would take care of the 7k which I am happy with but they could explain better what "benefits" means.
    I am still owed a mighty fine bike though :wink:
    None of the above should be taken seriously, and certainly not personally.
  • W1
    W1 Posts: 2,636
    clarkey cat wrote:
    God damnit! That kid better end up being a nubile geriatric nurse...

    somehow the image of my grown-up baby boy wiping your backside while lithely performing some flirtatious routine to your lecherous elderly self is one I'm having difficulty reconciling with the aspirations I have for his future.

    I'm sure he'll take after his Dad in more than these respects though.
  • rjsterry
    rjsterry Posts: 29,372
    Just to check, are you guys putting in your other half's earnings as well? the calculator is weighted for 'households' rather than individuals, so it makes you look richer than you are if you only put in your own figures.

    Or you might just be minted.
    1985 Mercian King of Mercia - work in progress (Hah! Who am I kidding?)
    Pinnacle Monzonite

    Part of the anti-growth coalition
  • clarkey cat
    clarkey cat Posts: 3,641
    This doesn't take into account the amount of money I have taken out of the NHS over the years with the attention required to keep my frail physiology from collapsing.

    So cheers everyone!
    Dolan Mythos
  • daviesee
    daviesee Posts: 6,386
    rjsterry wrote:
    Just to check, are you guys putting in your other half's earnings as well? the calculator is weighted for 'households' rather than individuals, so it makes you look richer than you are if you only put in your own figures.

    Or you might just be minted.

    My figures were for the household.
    None of the above should be taken seriously, and certainly not personally.
  • rjsterry
    rjsterry Posts: 29,372
    There's also no 'London cost of living' weighting, so it may underestimate your costs if you are in London.
    1985 Mercian King of Mercia - work in progress (Hah! Who am I kidding?)
    Pinnacle Monzonite

    Part of the anti-growth coalition
  • sketchley
    sketchley Posts: 4,238
    It's very generic, adding my wife didn't make any difference I was instantly placed in that group.
    --
    Chris

    Genesis Equilibrium - FCN 3/4/5
  • notsoblue
    notsoblue Posts: 5,756
    rjsterry wrote:
    Just to check, are you guys putting in your other half's earnings as well? the calculator is weighted for 'households' rather than individuals, so it makes you look richer than you are if you only put in your own figures.

    Or you might just be minted.

    Untitled-1.jpg
    FCN 4 PX SL Pro SRAM Red
    FCN 8 Scott Sportster '05
  • optimisticbiker
    optimisticbiker Posts: 1,657
    My figures were for the whole household..but i tested with and without, made no difference. I guess above a certain amount in total the 'givings' are fixed.

    I've used the NHS maybe 10 times in 30 years and despite having 3 kids only used state education for 6 of the possible 39 years... so reckon I'm really owed a HUGE rebate sometime... where do I apply?
    Invacare Spectra Plus electric wheelchair, max speed 4mph :cry:
  • sketchley
    sketchley Posts: 4,238
    Looking on line the government spending per head is around £10.5 in Scotland.= and £9.5k in rest of UK. Link is here not that I trust the source you understand http://www.dailymail.co.uk/news/article ... glish.html. Back of the fag packet maths mean my household pays in around £11k a year assuming we get £9.5k of benefits each which we do not.
    --
    Chris

    Genesis Equilibrium - FCN 3/4/5
  • gtvlusso
    gtvlusso Posts: 5,112
    Went from -27 to -12 when my wife changed from full-time to part-time......

    Still....whoa!
  • Monkeypump
    Monkeypump Posts: 1,528
    Sketchley wrote:
    On average, people with household incomes similar to yours have an annual balance of... £-27,221 Your household is in the tenth decile, where one has the least disposable income and ten has the most. Households from the 7th decile and above, on average, pay more in tax than they receive in benefits and services.

    Not really a surprise as we both work and have no kids. I have nowhere near that disposable income though.

    Same for me/us. I also seem to have mislaid all that disposable cash I supposedly have!
  • greg66_tri_v2.0
    greg66_tri_v2.0 Posts: 7,172
    Opened this thread in page 2, and the first thing I saw was:
    Sketchley wrote:
    It's very generic, adding my wife didn't make any difference I was instantly placed in that group.

    This thread at that point seemed to offer so much.

    Then I read it. And if offers so very little. :wink:
    Swim. Bike. Run. Yeah. That's what I used to do.

    Bike 1
    Bike 2-A

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