How do people buy their bikes?

welshkev

as the title says, and no, i don't mean on the internet or go into a shop. i mean how do people afford to buy their bikes in the first place?

i've just had to sell my hardtail to be able to afford a road bike for the winter and it took me ages to save up for my full suser. just wondering if it's me that has to scrimp and save or am i living in a world of millionaires who can afford whatever bike they want?

Thewaylander

no i got made redundent when i bought mine, blew my whole redundency on it lol

gadgets

cycle to work scheme benefit provided by my company

M1llh0use

credit card then balance transferred for 0% (alright there was a 3% fee but :roll: )

angrymeerkat

Cycle2work scheme. Not drinking, smoking or using any other chemicals helps too.

trekhead

cash

mikey0303

I got mine on 0% interest over 2 years which made it very affordable with a 10% deposit

Kiblams

Bought a cheap bike with some insurance I had from my last cheap bike being stolen, then i have upgraded over time (when money became available to me) to what i would consider a decent enough bike for my purposes (I try not to think about the £500+ I am likely to have spent on it in the process)

topsey_turvey

Got a decent job. Wife works. No kids - ever. No mortgage. No credit card debts. Lucky or well planned? Basically worked for it. Just bought a new P7 frame, very nice.

Surf-Matt

cash from LBS.

P-Jay

Hmmm

1x Cycle to Work

2x 0% finance

1x Cash from my evil banking bonus.

Anonymous

0% interest over 2 years here too.
Or just save up.

HardrockRob

P-Jay wrote:

Hmmm


1x Cash from my evil banking bonus.

Boo hiss boo...

Saved my hard earned pennies, and despite arguments from
my wife that I was taking food from my daughters mouth, bought my stumpy with cash.

marinman1

part time work in morrisons and in 4 months BAM!!! got me some wheels 8)

Anonymous

HardrockRob wrote:

despite arguments from my wife that I was taking food from my daughters mouth

Nobody want a fat daughter. You should have explained that to her

Andy

22 with a well paid job and still living at home. No social life so all my money goes on tennis equipment or bike parts

Monkeypump

Originally (i.e. when student and starting work) bought okay-ish bike and upgraded gradually.

That bike (frame) lasted me years, with various upgrades, but eventually bit the bullet and bought new bike, so 1 x cash (mtb - 2007) and 1 x Cyclescheme (road - 2009).

rrice

..its an addiction. Once you start it doesn't matter how you do it but you've got to get more bikes.

MrChuck

I've always just saved for them. The last one I bought I wasn't too flush so had to take a deep breath!

Definitely not in a position to buy bikes on a whim so I choose carefully and look after them.

The Northern Monkey

Buy the frame.. buy bits when I can afford it.

I'm never 100% on the spec of retail bikes anyways.... much prefer building them how I actually want them

MacAndCheese

When first brought my Kona it was Student loan and inheritance money, now I just save up a bit each month, when I get paid tomorrow I will have enough for my new frame, (taken 4 months of saving) personally don't like using finance, cos i don't like being in debt, especially when I know my job is a bit fragile at the moment.

Monkeypump

rrice wrote:

..its an addiction. Once you start it doesn't matter how you do it but you've got to get more bikes.

Or shiny new bits for the ones you already have...

blu3cat

very low rate credit card and pay off with the cash I save on commuting.

Just need to ride every day into work until November 2010 to pay for the current bike!

jay12

the bike i have now used to be my brothers because he's a roadie and now i'm saving up using my paperround maoney

HardrockRob

P-Jay wrote:

Hmmm


1x Cash from my evil banking bonus.

Boo hiss boo...

Saved my hard earned pennies, and despite arguments from
my wife that I was taking food from my daughters mouth, bought my stumpy with cash.

SDK2007

My work Sharesave scheme paid for my bike.

saltyman

paid cash for my bike, cost me more than i have paid for some cars i have owned lol.

wife wasnt happy when she found out how much it cost, but you only live once and i work hard so what the hell :twisted:

joshtp

My strategy works like this.
Dad buyes cheap bike. Gets stolen Insurance for a better bike on sale, stolen.......... and so it continues to the point where you are hapy and any upgrades come from selling the old bike or saving very,very hard.

fourcrossjohn

2 months of work for full sus

3 months of work for soon to be getting 2010 amplitude, shed, park tool stand

Hercule Q

i've had the same bike since 2002 but just started a new job so will have a full susser by christmas 2nd hand though

stickygreen

It was a choice between selling my xbox 360 or my fisher f75 metal detector.still got the xbox and shiney green bike.