Seemingly trivial things that cheer you up
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I had the best pasta I've eaten in Agrigento - spaghetti vongole, and combined with the worst service I can remember which was a bonus. Good view too.
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Yeahbut a lack of choice gets boring after a few days. Which is why I ended up cooking lunch yesterday. That cheered us up.
Less promising is being faced with the same menu yet again this evening. Regardless of where we go I know in advance that I’ll have calamari filled by the fish of the day as I’ve exhausted the other alternatives.
The above may be fact, or fiction, I may be serious, I may be jesting.
I am not sure. You have no chance.Veronese68 wrote:PB is the most sensible person on here.0 -
I have to say this wasn't how I remember it but being from the Midlands, I pretty much always eat seafood if I'm by the sea and the Mrs is vegan so the lack of meat not an issue there. Thoroughly enjoyed Sicily and would love to go back at some point.
Wilier Izoard XP0 -
Seeing cars parked in our Residents Parking Zone with yellow stickers on their windscreens. It's just satisfying to know that the eye-watering annual fees we pay are actually being put to use in the way we expected.
Cruel but satisfying.
Sometimes. Maybe. Possibly.
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I guess it boils down to how often you eat at seafood restaurants back home. It’s not that difficult being an island nation. 😉
The above may be fact, or fiction, I may be serious, I may be jesting.
I am not sure. You have no chance.Veronese68 wrote:PB is the most sensible person on here.0 -
Getting back on topic. The local wine is very good value for money.
The above may be fact, or fiction, I may be serious, I may be jesting.
I am not sure. You have no chance.Veronese68 wrote:PB is the most sensible person on here.0 -
When we went to Tuscany a few years ago there were two pizza restaurant in the village where we stayed. We just ate in them alternatively, never got bored with the food. We did eat in a couple of other spots, I remember stuffed courgettes flowers being pretty stunning.
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Not sure where to put this, annoyed or cheered up. Unforecast heavy rain, annoyed; as I pass a bar, cheered. I settled on cheered. In fact I may get merry. 😂
The above may be fact, or fiction, I may be serious, I may be jesting.
I am not sure. You have no chance.Veronese68 wrote:PB is the most sensible person on here.0 -
I actually like properly heavy rain, as long as no-one dies or is made homeless.
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Receiving an email this morning about the many upcoming live acts, one of which is The Original Harlem Globe Trotters.
Surely they are getting on a bit? 😂
The above may be fact, or fiction, I may be serious, I may be jesting.
I am not sure. You have no chance.Veronese68 wrote:PB is the most sensible person on here.3 -
They will be identical apart from a few changes 😇
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I went to see the Harlem Globetrotters a few years back and it was proper good fun. They beat the Washington Generals the night I went.
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I just watched an American guy (spoof) on YouTube define a feminist as
"a woman who knows more about women than other women."
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Someone making lots of money from one viral video on Youtube (helped by the infamy of Trump's original comment)... not bad for what was probably less than a day's work.
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Paying my kids last lot of Uni course fees. Admittedly I'm now £9,250 worse off, but 9 more months of rent etc and I'm home and hosed on the financial dependents front (apart from the wife and the dogs, that is).
"I spent most of my money on birds, booze and fast cars: the rest of it I just squandered." [George Best]0 -
Until she wants to buy somewhere to live...
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That will be a while ahead and discretionary as to the amount at least. It's also all good inheritance tax mitigation 😇
"I spent most of my money on birds, booze and fast cars: the rest of it I just squandered." [George Best]0 -
Why are you paying the course fees?
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Because it's £46k of debt + pretty significant interest I'd imagine.
1985 Mercian King of Mercia - work in progress (Hah! Who am I kidding?)
Pinnacle Monzonite
Part of the anti-growth coalition0 -
That, and she is likely to have to repay it given what vets earn (not huge amounts, but over the threshold). Plus I've only got one kid.
"I spent most of my money on birds, booze and fast cars: the rest of it I just squandered." [George Best]0 -
Lucky girl! My 2x kids will have a mountain to pay off. Fortunately both kids are doing degrees with good employability and high salaries. I'd say that over half their course mates went to public school so for their parents paying uni fees is like having a great tax break every year!.
Sometimes. Maybe. Possibly.
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It is a graduate tax by another name. I think its a daft idea to pay it off early, unless you want to free them of that higher marginal rate. Which is fine.
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I’ve heard Martin Lewis previously advise that it’s better to just use the student loan as the terms are so relaxed. Could chuck the money into an ISA instead then pay it back once it becomes due (not sure how the respective interest rates stack up and it might depend on how soon you have to start repaying I guess).
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You would need post-tax returns of between RPI and RPI +3%. That would have been hard to achieve in the last 15 years, but with the economic world looking more sensible, it might be possible in the next 30 years.
Therefore the only real questions are around liquidity (does Stevo need the money now?) and likelihood the loan is fully repaid. In addition, many don't like debt and see it as demoralising.
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"but with the economic world looking more sensible" - can I quote you on that, Bean?
Seriously, what's the CS consensus on outlook? Given that I have a boomer advantage of an inheritance to help ease me into (for now) partial retirement, what gives confidence we might return to vaguely stable (if not meteoric) returns? Since I don't drink tea, I can't read tea leaves... but the world still looks fairly mad, what with the Middle east (nothing new there, I suppose) and climate chaos, to name but two. Let's hope that the third (Trump) doesn't come to pass.
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Inflation should be lower than the government borrowing rate. It wasn't for about 15 years.
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OK, thanks. My ignorance in such matters knows no bounds, so I can grab onto something simple like that (but still remain almost entirely ignorant, if marginally less so).
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Yep, in the end she is likely to get a 40% IHT break on it eventually (unless I spend a long time in care and it disappears down that financial plughole).
"I spent most of my money on birds, booze and fast cars: the rest of it I just squandered." [George Best]0 -
Right on both counts - I don't need the money now (otherwise I wouldn't be doing it): and generally don't like debt and the associated interest cost.
"I spent most of my money on birds, booze and fast cars: the rest of it I just squandered." [George Best]0 -
Not so much cheers me up, but I just find this river basin map of France both amazing and beautiful. The crossover between what ends up in the Seine and the Rhône is just a bit mental - one flowing north, the other south, for a considerable distance.
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