help with insurance?

inca cola · June 2007

Dear forum,
I know I probably should have house insurnace, but I dont, but now I have a new bike, I reeally need some. I am just about to undertake the search the net approach, and to be honest, I have no idea where to start or what I should be looking for/avoiding/what info to divulge/hold back/... even just a couple of pointers would be a real help. After a previous thread search I found M&S to be recommended?
thank you !

mudface · June 2007

yes M&S seem by far the best.

inca cola · June 2007

thanks very much mud,

Anonymous · June 2007

inca cole - please don't triple post. Thanks

inca cola · June 2007

really sorry admin1

mudface · June 2007

btw that's M&S house insurance - it covers the bikes and actually works out about as cheap as just insuring your bikes (presuming your bikes are fairly expensive).

inca cola · June 2007

hi mud, the only thing is, I flat share and I have just phoned M and S and they wont do it. I just want to be able to insure my 'things'.. I dont really have much... a digi camera, phone, usual stuff and now a bike. I feel so stupid not knowing what to do!

Unknown · June 2007

Inca are you a student? if yes the first port of call would be the parents and their home insurace.

nick
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inca cola · June 2007

hi nick
no im not a student... i was wondering about my mums insurance, I will ask her again. thasnks. I just dont knoew where to look for help.

Unknown · June 2007

Ok so you share a flat with common areas and personal areas which are locked? not to different to an appartment in a block. make sure you make the insureance companies aware of the full situation.

nick
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My Pictures.
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Wolf · June 2007

http://www.cycleguard.co.uk/

Easiest, cheapest one around, from my experience. Just put in postcode and get a quote. Make sure you have an aproved lock as well [;)]. Which bike do you ride inca?

Marin Eldridge Grade 07
GT Avalanche 1.0 07

inca cola · June 2007

nick
thanks for your help, I share with 3 other people, so just flat with 3 friends. our rooms dont have locks, but the main door does and so does the block, so its in a way more secure than a house, but still its the other people as they could stell from me apparantly. My flatmate defo has insurnace as he has loads of photography kit, so i guess he must be paying for the whole house.. that must be loads!I sublet off him, so maybe i couldn add my bikeon to him? I am so in the dark.
Wolf, thanks for the link, i will check that out. I got the specialized rockhopper 2007disc WSD 2 days ago. Awesome. I went out for 2 and a half hours yesterday. what are you riding at the mo?

Wolf · June 2007

The Marin in my signature.
The GT is in the shed waiting for a new home, but it served me well in the past!
Well, I am happy you have embraced MTBing and that you are enjoying it [;)], let's hope the upgrade bug takes some time to bite... I am looking at new wheels and brakes already [:(].

Marin Eldridge Grade 07
GT Avalanche 1.0 07

Unknown · June 2007

Ok back on topic:
<blockquote id="quote">quote:<hr height="1" noshade id="quote">Originally posted by inca cola

nick
thanks for your help, I share with 3 other people, so just flat with 3 friends. our rooms dont have locks, but the main door does and so does the block, so its in a way more secure than a house, but still its the other people as they could stell from me apparantly. My flatmate defo has insurnace as he has loads of photography kit, so i guess he must be paying for the whole house.. that must be loads!I sublet off him, so maybe i couldn add my bikeon to him? I am so in the dark.
Wolf, thanks for the link, i will check that out. I got the specialized rockhopper 2007disc WSD 2 days ago. Awesome. I went out for 2 and a half hours yesterday. what are you riding at the mo?
<hr height="1" noshade id="quote"></blockquote id="quote">

i would have a chat with the Owner of the house first and chat about who he uses and see if you can add your items to his cover or call his insureance about your own policy. But talk to the owner first as it may be that his policy was started before he had lodgers and it may change his current insurance situation.

nick
<hr noshade size="1">
My Pictures.
Pinkbike Album.
<center>
"Do not follow where the path may lead, Go instead where there is no path, and Leave a Trail."

 Sheldon Brown Park Tools! Spoke Calculator
older than an old thing that is very old</center>
[?] Mail me!

inca cola · June 2007

thanks guys...I really asppreciate your help. I am so excited about having my new bike.. I had the samee one for 11years, way too big and pretty crap, but I was still getting out there. Made the experience more hardcore! Cant wait to go exploring in lots of senses!
Take care

help with insurance?

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