How do you insure your bike for theft and accidental damage?

iso2000
iso2000 Posts: 28
in Road general
Just got a new bike and wondered what other people do for insurance.

Comments

  • dannbodge
    dannbodge Posts: 1,152
    Dedicated insurance
    My home insurance wants you to jump through hoops backwards, upside down and in space to meet their requirements and even then they will only insure up to 2k (which is not nearly enough)

    Bikmo cover me up to the full value I tell them and are a bit less strict on requirements.

    Fwiw I pay 3x the amount on my bike insurance than I do my car insurance, but then again the bike policy is 2x the value.
  • shirley_basso
    shirley_basso Posts: 6,195
    Change home insurer?

    I use LLoyd and White as broker who use Axa as underwriter. Paid out without a quibble when I lost a load of stuff in a fire, which was sort of my fault. £400 for home and contents, per annum. Bike worth 3k and a few high value pieces of jewellery
  • iso2000
    iso2000 Posts: 28
    I have added my bike to home insurance. Unless you race I don't see the point in dedicated insurance as they all insist that your bike is locked using a Gold standard lock and who carrys one of those around for leisure rides?
  • Sutton_Rider
    Sutton_Rider Posts: 493
    Try Yellow Jersey.
  • sophia.carter598
    sophia.carter598 Posts: 9
    Don't have an insurance

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