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Bike Accident With No Injuries But A F**ked Bike

stodsonstodson Posts: 2
in Road general
I had a non fault collision with a car the other day but sustained no injuries other than a tweaked lower back.
The problem is the bike is a write off as the rear derailleur was torn off the carbon frame.
The no win/no fee solicitors aren't interested in dealing with the case without an injury they can claim for.
Any advice as l just want my bike sorted?

Posts

  • kingstongrahamkingstongraham Posts: 25,895
    Tweaked?

  • shirley_bassoshirley_basso Posts: 6,195
    how is a tweaked lower back not an injury?
  • kingstongrahamkingstongraham Posts: 25,895
    If it's non-fault, what are you expecting to get from who?
  • oxomanoxoman Posts: 11,747
    Can't help with the claim other than mention its worth joining British cycling for the legal help. As to the bike there are loads of carbon repairers that can rebuild it, if it's worth doing
    Too many bikes according to Mrs O.
  • laurentianlaurentian Posts: 2,325
    If by "non fault" you mean that it wasn't your fault (or specifically, that it was the car driver's fault), then surely you make a claim on the driver's insurance?

    If you mean that it was nobody's fault then I'm not sure where you go if you don't have your own insurance . . . always worth checking your house insurance to see if this covers it
    Wilier Izoard XP
  • DeVlaeminckDeVlaeminck Posts: 8,689
    Can a collision be non fault ?
    [Castle Donington Ladies FC - going up in '22]
  • kingstongrahamkingstongraham Posts: 25,895
    Actually, I think non-fault means the other party is at fault. Have they accepted responsibility?
  • photonic69photonic69 Posts: 2,233
    I’d say a tweaked back is an injury and as such you should instruct your solicitor to follow this up with the cars insurance. It might just feel like a tweak now but unless you’ve had a medical examination to say so then in years down the line you might have some serious issues (speaking as a person with lower back issues)

    Anyway to get your frame fixed then contact some carbon frame repairers and send them some pics for a quote.
  • matt71matt71 Posts: 27
    Have you got the persons details who hit you? If so ring their insurance company direct and deal with them.

    I had an accident last June and did just that, they paid for all my damaged parts very quickly once the driver accepted liability
  • MattFalleMattFalle Posts: 11,644
    simple job for carbon repair company.

    google a few and go to the one you like the sound of the best.
    .
    The camera down the willy isn't anything like as bad as it sounds.
  • lesfirthlesfirth Posts: 1,382
    edited November 2021




    Do as Matt71 suggests.
    You do not want your bike repairing. You want a new bike. You may not want to claim for your injuries but you do have some. The insurance company will want to settle for your bike very quickly if it stops you going to a solicitor and claiming for the injury .
  • drhaggisdrhaggis Posts: 1,139
    I was once hit by a taxi, which damaged my bike, my laptop, and happened to get an avulsion fracture (essentially a small chip), on my leading hand index finger.

    The driver refused to acknowledge blame to his insurer, despite two witnesses. I didn't get far contacting the insurer directly, and things only got moving once I contacted a lawyer. I believe getting a specialised lawyer is a good idea, either through BC or home insurance or whatever.

    Also, I would get the back checked. First and foremost, for health reasons. Second, because relevant injuries seem to be tabulated, and have a defined compensation. While your back may not be badly hurt, it may actually incur in a bigger compensation than you believe. If you have pain for 6 weeks, "suffering" is also tabulated.

    FYI, my claim relied on the NHS diagnosis, plus a further evaluation from an independent orthopaedic surgeon.

    Finally, if the derrailleur hanger tore off a carbon-fibre frame, as you say, it is a write-off. Can you actually get any decent carbon frame for under £2k?

  • MattFalleMattFalle Posts: 11,644
    leading hand index finger?
    .
    The camera down the willy isn't anything like as bad as it sounds.
  • MattFalleMattFalle Posts: 11,644
    drhaggis said:

    I was once hit by a taxi, which damaged my bike, my laptop, and happened to get an avulsion fracture (essentially a small chip), on my leading hand index finger.

    The driver refused to acknowledge blame to his insurer, despite two witnesses. I didn't get far contacting the insurer directly, and things only got moving once I contacted a lawyer. I believe getting a specialised lawyer is a good idea, either through BC or home insurance or whatever.

    Also, I would get the back checked. First and foremost, for health reasons. Second, because relevant injuries seem to be tabulated, and have a defined compensation. While your back may not be badly hurt, it may actually incur in a bigger compensation than you believe. If you have pain for 6 weeks, "suffering" is also tabulated.

    FYI, my claim relied on the NHS diagnosis, plus a further evaluation from an independent orthopaedic surgeon.

    Finally, if the derrailleur hanger tore off a carbon-fibre frame, as you say, it is a write-off. Can you actually get any decent carbon frame for under £2k?

    under £2k?

    yes, shitloads of them.
    .
    The camera down the willy isn't anything like as bad as it sounds.
  • davebradswmbdavebradswmb Posts: 422
    MattFalle said:

    drhaggis said:

    Finally, if the derrailleur hanger tore off a carbon-fibre frame, as you say, it is a write-off. Can you actually get any decent carbon frame for under £2k?

    under £2k?

    yes, shitloads of them.
    I'm currently trying to justifying spending £1.5K on my dream frame, what planet does Dr Haggis live on?

  • MattFalleMattFalle Posts: 11,644
    drhaggis said:

    I was once hit by a taxi, which damaged my bike, my laptop, and happened to get an avulsion fracture (essentially a small chip), on my leading hand index finger.

    The driver refused to acknowledge blame to his insurer, despite two witnesses. I didn't get far contacting the insurer directly, and things only got moving once I contacted a lawyer. I believe getting a specialised lawyer is a good idea, either through BC or home insurance or whatever.

    Also, I would get the back checked. First and foremost, for health reasons. Second, because relevant injuries seem to be tabulated, and have a defined compensation. While your back may not be badly hurt, it may actually incur in a bigger compensation than you believe. If you have pain for 6 weeks, "suffering" is also tabulated.

    FYI, my claim relied on the NHS diagnosis, plus a further evaluation from an independent orthopaedic surgeon.

    Finally, if the derrailleur hanger tore off a carbon-fibre frame, as you say, it is a write-off. Can you actually get any decent carbon frame for under £2k?

    and its not a write off.
    .
    The camera down the willy isn't anything like as bad as it sounds.
  • pblakeneypblakeney Posts: 24,707
    edited November 2021
    Is the OP in a coma?
    The above may be fact, or fiction, I may be serious, I may be jesting.
    I am not sure. You have no chance.
    Veronese68 wrote:
    PB is the most sensible person on here.
  • oxomanoxoman Posts: 11,747
    Maybe as he's conspicuous by his absence.
    Too many bikes according to Mrs O.
  • stodsonstodson Posts: 2
    Sorry, I'm still here.
    To be clear, the accident wasn't my fault as the driver pulled out on me from a side road whilst l was riding on the main road.
    I got his insurance details and contacted them directly, they weren't overly interested as the third party hadn't reported the accident to them.
    They did take my details but said they couldn't do anything until he'd been in touch with them.
    I also reported it to the local police and got a crime number.
    I'm going to see a doctor about the sore back just so its recorded.
    I don't really want to get the bike repaired as l don't think id trust it as the o/s/r seat stay is properly mashed.
    I don't know what to do next really, my LBS recommended contacting Cycling Accident Management Services so I'm waiting for a call back from them.
    Any advice going forward would be helpful.
  • oxomanoxoman Posts: 11,747
    Glad your OK, hopefully you back will be OK. As to carbon repairs I've seen bikes rebuilt having been in several pieces, and ridden safely afterwards. Good luck with claiming etc, can't say as I've heard of this company but hopefully they will sort you out. As i already mentioned previously I have british cycling membership which gives me legal assistance if required. Good luck with a speedy outcome for the claim and sore back.
    Too many bikes according to Mrs O.
  • MattFalleMattFalle Posts: 11,644
    Give Citizen's Advice a bell and see what they say
    .
    The camera down the willy isn't anything like as bad as it sounds.
  • pblakeneypblakeney Posts: 24,707
    Chase it up.
    It is clear that the driver is hoping this will just go away as it will affect his/her premiums.
    The above may be fact, or fiction, I may be serious, I may be jesting.
    I am not sure. You have no chance.
    Veronese68 wrote:
    PB is the most sensible person on here.
  • MattFalleMattFalle Posts: 11,644
    or Legal Aid and sue him/her
    .
    The camera down the willy isn't anything like as bad as it sounds.
  • MattFalleMattFalle Posts: 11,644
    Check your household insurance as well - they sometimes have a legal advice freebie bolt on.
    .
    The camera down the willy isn't anything like as bad as it sounds.
  • DeVlaeminckDeVlaeminck Posts: 8,689
    stodson said:

    Sorry, I'm still here.
    To be clear, the accident wasn't my fault as the driver pulled out on me from a side road whilst l was riding on the main road.
    I got his insurance details and contacted them directly, they weren't overly interested as the third party hadn't reported the accident to them.
    They did take my details but said they couldn't do anything until he'd been in touch with them.
    I also reported it to the local police and got a crime number.
    I'm going to see a doctor about the sore back just so its recorded.
    I don't really want to get the bike repaired as l don't think id trust it as the o/s/r seat stay is properly mashed.
    I don't know what to do next really, my LBS recommended contacting Cycling Accident Management Services so I'm waiting for a call back from them.
    Any advice going forward would be helpful.


    Do you have witnesses. If he denies responsibility you may be screwed.
    [Castle Donington Ladies FC - going up in '22]
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