Help finding an XL/21"/22" frame MTB within budget!

Hi all - I recently got my cycle2work voucher, and the value is £700. I have a couple of questions....
- Can you purchase a bike more expensive than your voucher and then top up with your own cash to pay the difference?
- Can anybody recommend a currently-in-stock MTB for taller people? I am having a devil of a time. I wanted a Voodoo Bantu or Bizango in 22" frame or a Vitus Nucleus VR but can't find anything near me (Edinburgh) that is for a 6ft4 gent. I am assuming I need that size frame or an XL/XXL in old money?
Any and all recommendations / help is appreciated!
- Can you purchase a bike more expensive than your voucher and then top up with your own cash to pay the difference?
- Can anybody recommend a currently-in-stock MTB for taller people? I am having a devil of a time. I wanted a Voodoo Bantu or Bizango in 22" frame or a Vitus Nucleus VR but can't find anything near me (Edinburgh) that is for a 6ft4 gent. I am assuming I need that size frame or an XL/XXL in old money?
Any and all recommendations / help is appreciated!
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With regards to your voucher you cannot 'top up' with your own cash as it is not you buying the bike. Your employer is buying it and you are effectively leasing it from him for the agreed time period before you take ownership.
And it all promised so so much”
Giant Trance 2 27.5 2016 ¦ Sonder Broken Road 2021¦ Giant Revolt Advanced 2 2019 ¦ Giant Toughtroad SLR 1 2019 ¦ Giant Anthem 3 2015 ¦ Specialized Myka Comp FSR 2009
They have 1 of these in XL size left in stock to suit 6'3"-6'7" for £550:-
https://www.wiggle.co.uk/ragley-piglet-hardtail-frame-2020
Its worth asking the scheme provider.
I know it is possible on another scheme to give money to your employer so that they can add it to the voucher but it is complicated hence ask the scheme provider first.