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Holiday Insurance

pippi_langsamer-2pippi_langsamer-2 Posts: 1,422
edited August 2019 in Road general
Potential trip to French Alps coming up.

My usual travel insurance lot won't cover it (!), so any recommendations for single-trip insurance companies who are good?

Ta much

Posts

  • pblakeneypblakeney Posts: 16,854
    Travel insurance for health, medical etc...
    Home contents worldwide for bikes and stuff. Sorted.
    The above may be fact, or fiction, I may be serious, I may be jesting.
    I am not sure. You have no chance.
    Veronese68 wrote:
    PB is the most sensible person on here.
  • Is this to get your bike insured or yourself insured?
  • Medical
  • Cycling is covered under medical holiday insurance, unless you've an underlying condition that bumps up the cost. Extreme sports (particularly winter sports) usually needs extra, but cycling is not classed as extreme.
  • Cycling is covered under medical holiday insurance, unless you've an underlying condition that bumps up the cost. Extreme sports (particularly winter sports) usually needs extra, but cycling is not classed as extreme.

    This doesn't seem to be the case...

    The insurance co I've used previously for normal (ie non cycling), holiday has cover for specific ski/ winter sports trips, but specific cycling trips aren't something they cover. Odd...
  • mercia_manmercia_man Posts: 1,406
    I’ve come across potential issues before when I’ve found what looks like cheap medical insurance only to spot that cycling is excluded as a high hazard activity in the small print.

    As a result, I normally get specific cycling insurance through Cycling UK. It’s available to non-members but not the 10% membership discount. You can get cheaper but I feel it’s worth it to avoid a company using cycling as a reason for not paying out.
  • Do you want to insure yourself for accidents or for your bike against theft, damage or literally not turning up at the airport?

    I’ve just done the latter.
  • pblakeneypblakeney Posts: 16,854
    Cycling is covered under medical holiday insurance, unless you've an underlying condition that bumps up the cost. Extreme sports (particularly winter sports) usually needs extra, but cycling is not classed as extreme.

    This doesn't seem to be the case...

    The insurance co I've used previously for normal (ie non cycling), holiday has cover for specific ski/ winter sports trips, but specific cycling trips aren't something they cover. Odd...
    I use coverforyou. Underwritten by AXA. No extra charges for cycling use the following conditions -
    "Cycling (no racing or competition’s). All protective clothing (e.g. helmet) must be worn. No cover for Mountain Biking - see seperately listed activity."
    The above may be fact, or fiction, I may be serious, I may be jesting.
    I am not sure. You have no chance.
    Veronese68 wrote:
    PB is the most sensible person on here.
  • Do you want to insure yourself for accidents or for your bike against theft, damage or literally not turning up at the airport?

    I’ve just done the latter.

    Accident/ medical
  • PBlakeney wrote:
    Cycling is covered under medical holiday insurance, unless you've an underlying condition that bumps up the cost. Extreme sports (particularly winter sports) usually needs extra, but cycling is not classed as extreme.

    This doesn't seem to be the case...

    The insurance co I've used previously for normal (ie non cycling), holiday has cover for specific ski/ winter sports trips, but specific cycling trips aren't something they cover. Odd...
    I use coverforyou. Underwritten by AXA. No extra charges for cycling use the following conditions -
    "Cycling (no racing or competition’s). All protective clothing (e.g. helmet) must be worn. No cover for Mountain Biking - see seperately listed activity."

    Ta, will check them out
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