Holiday Insurance

pippi_langsamer-2
pippi_langsamer-2 Posts: 1,470
edited August 2019 in Road general
Potential trip to French Alps coming up.

My usual travel insurance lot won't cover it (!), so any recommendations for single-trip insurance companies who are good?

Ta much

Comments

  • pblakeney
    pblakeney Posts: 25,722
    Travel insurance for health, medical etc...
    Home contents worldwide for bikes and stuff. Sorted.
    The above may be fact, or fiction, I may be serious, I may be jesting.
    I am not sure. You have no chance.
    Veronese68 wrote:
    PB is the most sensible person on here.
  • thegreatdivide
    thegreatdivide Posts: 5,803
    Is this to get your bike insured or yourself insured?
  • pippi_langsamer-2
    pippi_langsamer-2 Posts: 1,470
    Medical
  • thegreatdivide
    thegreatdivide Posts: 5,803
    Cycling is covered under medical holiday insurance, unless you've an underlying condition that bumps up the cost. Extreme sports (particularly winter sports) usually needs extra, but cycling is not classed as extreme.
  • pippi_langsamer-2
    pippi_langsamer-2 Posts: 1,470
    thegreatdivide wrote:
    Cycling is covered under medical holiday insurance, unless you've an underlying condition that bumps up the cost. Extreme sports (particularly winter sports) usually needs extra, but cycling is not classed as extreme.

    This doesn't seem to be the case...

    The insurance co I've used previously for normal (ie non cycling), holiday has cover for specific ski/ winter sports trips, but specific cycling trips aren't something they cover. Odd...
  • mercia_man
    mercia_man Posts: 1,431
    I’ve come across potential issues before when I’ve found what looks like cheap medical insurance only to spot that cycling is excluded as a high hazard activity in the small print.

    As a result, I normally get specific cycling insurance through Cycling UK. It’s available to non-members but not the 10% membership discount. You can get cheaper but I feel it’s worth it to avoid a company using cycling as a reason for not paying out.
  • darrell1967
    darrell1967 Posts: 470
    Do you want to insure yourself for accidents or for your bike against theft, damage or literally not turning up at the airport?

    I’ve just done the latter.
  • pblakeney
    pblakeney Posts: 25,722
    Pippi Langsamer wrote:
    thegreatdivide wrote:
    Cycling is covered under medical holiday insurance, unless you've an underlying condition that bumps up the cost. Extreme sports (particularly winter sports) usually needs extra, but cycling is not classed as extreme.

    This doesn't seem to be the case...

    The insurance co I've used previously for normal (ie non cycling), holiday has cover for specific ski/ winter sports trips, but specific cycling trips aren't something they cover. Odd...
    I use coverforyou. Underwritten by AXA. No extra charges for cycling use the following conditions -
    "Cycling (no racing or competition’s). All protective clothing (e.g. helmet) must be worn. No cover for Mountain Biking - see seperately listed activity."
    The above may be fact, or fiction, I may be serious, I may be jesting.
    I am not sure. You have no chance.
    Veronese68 wrote:
    PB is the most sensible person on here.
  • pippi_langsamer-2
    pippi_langsamer-2 Posts: 1,470
    Darrell1967 wrote:
    Do you want to insure yourself for accidents or for your bike against theft, damage or literally not turning up at the airport?

    I’ve just done the latter.

    Accident/ medical
  • pippi_langsamer-2
    pippi_langsamer-2 Posts: 1,470
    PBlakeney wrote:
    Pippi Langsamer wrote:
    thegreatdivide wrote:
    Cycling is covered under medical holiday insurance, unless you've an underlying condition that bumps up the cost. Extreme sports (particularly winter sports) usually needs extra, but cycling is not classed as extreme.

    This doesn't seem to be the case...

    The insurance co I've used previously for normal (ie non cycling), holiday has cover for specific ski/ winter sports trips, but specific cycling trips aren't something they cover. Odd...
    I use coverforyou. Underwritten by AXA. No extra charges for cycling use the following conditions -
    "Cycling (no racing or competition’s). All protective clothing (e.g. helmet) must be worn. No cover for Mountain Biking - see seperately listed activity."

    Ta, will check them out

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