Bike Insurance recommendations?

Hi all,
Investigating bike specific insurance for theft from home, from inside the car and while locked during cafe and pub stops.
We'd like cash payouts rather than supplier specific vouchers in the event of a claim. We may need to consider third party liability cover to join our local club.
Any recommendations or those to avoid would be great!
Investigating bike specific insurance for theft from home, from inside the car and while locked during cafe and pub stops.
We'd like cash payouts rather than supplier specific vouchers in the event of a claim. We may need to consider third party liability cover to join our local club.
Any recommendations or those to avoid would be great!
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