Cycling insurance (abroad)

More lube please
More lube please Posts: 8
edited June 2018 in Road general
Sorry if this subject has been covered before.

A few of us have entered into the L'Etape du tour this year and would like to insure ourselves/steeds during our stay. Does anyone have any experience with any sport specific insurance cover they have used for such events. I have no experience either riding abroad or covering such things. Google has provided an initial find of SportsCover direct which I am happy to investigate.
Any advice would be warmly received

Thanks

Matt

Comments

  • fenix
    fenix Posts: 5,437
    Try one of the comparison websites - the meerkat one is good.

    Then look for travel insurance and sports travel insurance. In the past I've used dogtag - (you do get a dogtag which is cool) but see whats best for you.
  • pblakeney
    pblakeney Posts: 27,345
    I simply use a combination of contents cover and general holiday insurance. Contents for objects, travel for health. With the right options ticked everything is covered except racing. I don't think the Etape constitutes racing.
    The above may be fact, or fiction, I may be serious, I may be jesting.
    I am not sure. You have no chance.
    Veronese68 wrote:
    PB is the most sensible person on here.
  • More lube please
    More lube please Posts: 8
    Cheers for the reply,

    The big difference in price is how you would describe the type of cycling. Could the Etap be described as recreational?
  • pblakeney
    pblakeney Posts: 27,345
    More lube please wrote:
    Cheers for the reply,

    The big difference in price is how you would describe the type of cycling. Could the Etap be described as recreational?
    I would ask the organisers. As a company they will either have cover, or demand that you have it. If they demand you have it, they should be able to specify the level of cover required.
    The above may be fact, or fiction, I may be serious, I may be jesting.
    I am not sure. You have no chance.
    Veronese68 wrote:
    PB is the most sensible person on here.
  • sungod
    sungod Posts: 17,371
    More lube please wrote:
    Cheers for the reply,

    The big difference in price is how you would describe the type of cycling. Could the Etap be described as recreational?
    the organisers call it a race on the website, participants are timed, there will be a published finishing order, and also a kom contest

    hard to see why an insurer wouldn't call that a race
    my bike - faster than god's and twice as shiny
  • pblakeney
    pblakeney Posts: 27,345
    Fair point in that case.
    At which point I would definitely be checking it out. If they are not covering or pushing the point then they will probably want to wash their hands in the worst case scenario.
    The above may be fact, or fiction, I may be serious, I may be jesting.
    I am not sure. You have no chance.
    Veronese68 wrote:
    PB is the most sensible person on here.
  • cougie
    cougie Posts: 22,512
    I'd check with the insurers. They're the ones you want to pay up if anything goes wrong.

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