Bike Insurance

slc123
slc123 Posts: 407
edited March 2018 in MTB general
Hi all,

I don't have either of my bikes insured. I tend to keep them pretty secure, but wondering what the best options are. Anyone had any positives/negatives of doing under contents insurance? Better to go specific cycle insurance scheme?

Thanks
Cannondale Trail 27.5 | 2015
Titus El Chulo 27.5 | 2017
Trek Slash 9 27.5 | 2015 (building)

Comments

  • cougie
    cougie Posts: 22,512
    Do it as part of your house insurance. Much cheaper.
  • JGTR
    JGTR Posts: 1,404
    £20 month for specialist, £5 month under house contents for £5k of cover. Had to buy a lock and floor anchor for £70.
  • trek_dan
    trek_dan Posts: 1,366
    Haven't had to claim yet (thankfully) but Pedal Cover are a combined cycle and home insurance broker and were really competitive. Insured all my bikes and house for less than what Wiggle wanted just for my good bike as a standalone policy!
  • JBA
    JBA Posts: 2,852
    Mine are on my house and contents insurance (John Lewis).
    Any bike up to £1,000 is automatically covered and any over that value are named for a small increase in premium.
    “Life has been unfaithful
    And it all promised so so much”

    Giant Trance 2 27.5 2016 ¦ Sonder Broken Road 2021¦ Giant Revolt Advanced 2 2019 ¦ Giant Toughtroad SLR 1 2019 ¦ Giant Anthem 3 2015 ¦ Specialized Myka Comp FSR 2009
  • jamski
    jamski Posts: 737
    It's not always cheaper to just add to house insurance, so don't just accept their quote. I went through Assetsure in the end.
    Daddy, Husband, Designer, Biker, Gamer, Geek
    Bird Aeris 120 | Boardman Team 650b | Boardman Pro FS | Calibre Two.two
  • bobbydigital
    bobbydigital Posts: 254
    I guess it depends on the value of your bike.

    I have personal cover and any bike I ride is covered with theft up to the value of £1000, it's £4.80 a month.
  • val1209
    val1209 Posts: 2
    It depends on bike in fact, I have my bike insured together with my house.

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