Stolen bike - mine!

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Comments

  • mroli
    mroli Posts: 3,622

    Next after that one: take the pedals off and take them with you. Obvs much more of a faff. But if they are well greased and removed/put back on regularly, they shouldn't be too tight. I have a pedal spanner that is about six inches long and is light. Ideal. Pop them in a Ziploc sandwich bag and see how far the thief gets with your newly liberated bike (ok, the van still presents a problem).
    MKS do some EZY removable pedals that are really good. You need a sandwich bag to keep them from getting stuff dirty, but they work well. they do flats and SPD pedals, sadly not SPD SL.

    http://www.bikeradar.com/gear/category/ ... dal-32139/
  • Good news: insurance co paid in full, less the excess. And RA Cycles have sold me the R3SL frame they had. And I've have spent an unproductive afternoon buying the rest of the bike.

    Bad news: I'm a little over £1k out of pocket. So that was an expensive swim/lesson/whatever. Also found out that had I not specified my bikes on the policy with an agreed (under, as it turned out) value, I would have have replacement value less the excess (although premiums would have been higher by an undetermined amount).

    Live and fucking learn.
    Swim. Bike. Run. Yeah. That's what I used to do.

    Bike 1
    Bike 2-A
  • itboffin
    itboffin Posts: 20,072
    Thats good news sort of i saw that frame but wasnt it a 61cm
    Rule #5 // Harden The Feck Up.
    Rule #9 // If you are out riding in bad weather, it means you are a badass. Period.
    Rule #12 // The correct number of bikes to own is n+1.
    Rule #42 // A bike race shall never be preceded with a swim and/or followed by a run.
  • itboffin
    itboffin Posts: 20,072
    Not sure im reading your insurance blurb right, are you saying it would have been better not to name the bikes on the policy?

    Our policy covers up to 10 bikes no more than 2k each, i guess my Scott would be that much to replace but the Cervelo that wouldn't even cover the frame and im not paying even more than i already do
    Rule #5 // Harden The Feck Up.
    Rule #9 // If you are out riding in bad weather, it means you are a badass. Period.
    Rule #12 // The correct number of bikes to own is n+1.
    Rule #42 // A bike race shall never be preceded with a swim and/or followed by a run.
  • itboffin wrote:
    Not sure im reading your insurance blurb right, are you saying it would have been better not to name the bikes on the policy?

    Our policy covers up to 10 bikes no more than 2k each, i guess my Scott would be that much to replace but the Cervelo that wouldn't even cover the frame and im not paying even more than i already do

    Yes, that’s it. You pay more in premium apparently, but you get new for old back (less your excess). By setting what I thought was a high value but forgetting to update it as I tarted up the bikes I have ended up leaving myself underinsured.
    Swim. Bike. Run. Yeah. That's what I used to do.

    Bike 1
    Bike 2-A
  • itboffin wrote:
    Not sure im reading your insurance blurb right, are you saying it would have been better not to name the bikes on the policy?

    Our policy covers up to 10 bikes no more than 2k each, i guess my Scott would be that much to replace but the Cervelo that wouldn't even cover the frame and im not paying even more than i already do

    Be careful with being underinsured - the insurance will not just pay out up to that lower limit. Don't know if that applies with this, but if you insure your contents for £50,000 and they are really worth £100,000, they may only pay out 50% of your claim. So if you make a claim for £20,000, they may be allowed to only pay £10,000.
  • apreading
    apreading Posts: 4,535
    I am not so sure about pro-rated claims as suggested by Graham.

    However, I can see an argument they might make that they based your premium on not just the replacement cost if they have to pay out but also the risk of theft - which is higher if the bike is more valuable. So they could even say that you were not insured at all because you didnt give them correct information to calculate an appropriate premium... It would be harsh but a case could be made and they like to find excuses!
  • smokey_bacon
    smokey_bacon Posts: 1,639
    The under insurance circumstance KingstonGraham refers to is true. I used to work in claims for several big insurers the limit they used to impose was anything over 80% insured would be settled as if fully insured. Anything under the 80% would have the settlement reduced to the amount of the % covered.
  • apreading
    apreading Posts: 4,535
    Blimey - thats mean!
  • prawny
    prawny Posts: 5,440
    Not massively, it's because by under valuing the stuff you're insuring you've not been paying the premiums for it so you only get the proportion of what you've been paying for, it's called 'average' if you want to do further reading, I wouldn't because it's boring, but if you see average applying on your policies, that's what it is.
    Saracen Tenet 3 - 2015 - Dead - Replaced with a Hack Frame
    Voodoo Bizango - 2014 - Dead - Hit by a car
    Vitus Sentier VRS - 2017
  • God I hate fucking Customs with a passion.

    My replacement frame shipped from the US on 4 Oct. It arrived on 10 Oct. It took Customs 6 days to work out the charges. But I couldn't pay those until it released the box to a Parcelforce depot.

    That took another two days, in which Customs claimed, according to Parcelforce's online tracking, to have raised "revised" charges.

    Except the "revised" charges are exactly the same amount as the original charges that I was told after 6 days I would have to wait to pay.

    So 8 fucking days of Customs sitting there with my new frame jammed tight up their collective arses while my blood pressure goes through the fucking roof!

    First thing to be ordered. Last thing to arrive. Wankers.

    And breathe.
    Swim. Bike. Run. Yeah. That's what I used to do.

    Bike 1
    Bike 2-A
  • rick_chasey
    rick_chasey Posts: 75,660
    God I hate ******* Customs with a passion.

    My replacement frame shipped from the US on 4 Oct. It arrived on 10 Oct. It took Customs 6 days to work out the charges. But I couldn't pay those until it released the box to a Parcelforce depot.

    That took another two days, in which Customs claimed, according to Parcelforce's online tracking, to have raised "revised" charges.

    Except the "revised" charges are exactly the same amount as the original charges that I was told after 6 days I would have to wait to pay.

    So 8 ******* days of Customs sitting there with my new frame jammed tight up their collective arses while my blood pressure goes through the ******* roof!

    First thing to be ordered. Last thing to arrive. Wankers.

    And breathe.

    Go Brexit.
  • Exactly! I wonder how many of the Leavers realise that everything they buy over the internet will go through those hoops post Brexit, and that they can forget all about loading the car to the roof with fags and booze just over the Channel. They're all wankers too.

    Time to map out a special circle of Hell for "these people", I think.
    Swim. Bike. Run. Yeah. That's what I used to do.

    Bike 1
    Bike 2-A
  • rick_chasey
    rick_chasey Posts: 75,660
    Exactly! I wonder how many of the Leavers realise that everything they buy over the internet will go through those hoops post Brexit, and that they can forget all about loading the car to the roof with fags and booze just over the Channel. They're all wankers too.

    Time to map out a special circle of Hell for "these people", I think.

    giphy.gif
  • I liked Charlie. He didn't take no shit.
    Swim. Bike. Run. Yeah. That's what I used to do.

    Bike 1
    Bike 2-A
  • Wheelspinner
    Wheelspinner Posts: 6,712
    Should be quite entertaining to take the exact same bike you had pinched back to where it was stolen, and watch to see who stops and does a double-take... "Hang on, I'm *sure* I nicked that bike a few weeks ago!?"
    Open One+ BMC TE29 Seven 622SL On One Scandal Cervelo RS
  • itboffin
    itboffin Posts: 20,072
    hmmm so Greg when build will this be bike 2 v2 or bike 2.5 or just bike 2 ?
    Rule #5 // Harden The Feck Up.
    Rule #9 // If you are out riding in bad weather, it means you are a badass. Period.
    Rule #12 // The correct number of bikes to own is n+1.
    Rule #42 // A bike race shall never be preceded with a swim and/or followed by a run.
  • itboffin wrote:
    hmmm so Greg when build will this be bike 2 v2 or bike 2.5 or just bike 2 ?

    That’s a good question. I’m going to having to think about that one...

    ETA: went for the naming convention they use for The Enterprise. Bike 2-A.
    Swim. Bike. Run. Yeah. That's what I used to do.

    Bike 1
    Bike 2-A
  • greg66_tri_v2.0
    greg66_tri_v2.0 Posts: 7,172
    A belated postscript.

    This morning the drive side seat stay snapped while I was riding. That's the end of the 2007 MY R3SLs then.

    In other news, if you don't mind the rear brake rubbing quite hard, and can spend a lot of time out of the saddle, Gerard Vrooman was right when he said those ultra thin seat stays could be removed and the bike could still be ridden. But not very enjoyably ridden.
    Swim. Bike. Run. Yeah. That's what I used to do.

    Bike 1
    Bike 2-A
  • tgotb
    tgotb Posts: 4,714
    This morning the drive side seat stay snapped while I was riding. That's the end of the 2007 MY R3SLs then.
    If it was mine, I'd just fix it.

    In my sailing days we'd carry out far more complex repairs and be back out racing next day...
    Pannier, 120rpm.
  • greg66_tri_v2.0
    greg66_tri_v2.0 Posts: 7,172
    Hmm. I’d sort of dismissed that earlier when I posted, but since then I’ve been contemplating the cost of a new BB (as the new bb shell would be BBright rather than threaded), possibly a new stem (new steerer likely to be tapered), and the eBay hassle of selling redundant bits of the old frame. I think I’m coming round to the view that a single iota of resistance on the warranty front and I will get it repaired. And I might just price up the repair to compare it to my own estimate of the costs outlined above, then see which way to jump.
    Swim. Bike. Run. Yeah. That's what I used to do.

    Bike 1
    Bike 2-A
  • pblakeney
    pblakeney Posts: 27,521
    Hmm. I’d sort of dismissed that earlier when I posted, but since then I’ve been contemplating the cost of a new BB (as the new bb shell would be BBright rather than threaded), possibly a new stem (new steerer likely to be tapered), and the eBay hassle of selling redundant bits of the old frame.
    I presume you mean minor components off the frame? Doesn't seem much value there.
    I would also presume that you are aware of the possibility of transferring an old groupset, stem bars, post etc, etc onto a new frame?
    The above may be fact, or fiction, I may be serious, I may be jesting.
    I am not sure. You have no chance.
    Veronese68 wrote:
    PB is the most sensible person on here.
  • itboffin
    itboffin Posts: 20,072
    TGOTB wrote:
    This morning the drive side seat stay snapped while I was riding. That's the end of the 2007 MY R3SLs then.
    If it was mine, I'd just fix it.

    In my sailing days we'd carry out far more complex repairs and be back out racing next day...

    Errrr you know this is Greg66 right? :roll:
    Rule #5 // Harden The Feck Up.
    Rule #9 // If you are out riding in bad weather, it means you are a badass. Period.
    Rule #12 // The correct number of bikes to own is n+1.
    Rule #42 // A bike race shall never be preceded with a swim and/or followed by a run.
  • greg66_tri_v2.0
    greg66_tri_v2.0 Posts: 7,172
    PBlakeney wrote:
    Hmm. I’d sort of dismissed that earlier when I posted, but since then I’ve been contemplating the cost of a new BB (as the new bb shell would be BBright rather than threaded), possibly a new stem (new steerer likely to be tapered), and the eBay hassle of selling redundant bits of the old frame.
    I presume you mean minor components off the frame? Doesn't seem much value there.
    I would also presume that you are aware of the possibility of transferring an old groupset, stem bars, post etc, etc onto a new frame?

    Redundant bits (I suspect): Thomson seatpost (the 2007 R3SL takes a weird sized post, and if a new R5 or R3 frameset is offered it comes with a seatpost; Enve fork (frameset comes with a tapered Cervelo fork); stem (existing stem won’t fit a tapered steerer); ceramic BB (existing frame is threaded whereas all new Cervelo frames have been BBright for years). There’s a couple of hundred quid there at a rough guess.

    There’s also the slight geo changes between the 07 frames and modern frames which I’m a bit OCD about.

    Probably built between a dozen and a score of bikes over the years. But that’s not a factor as either way as a repairer would require a stripped frame anyway.
    Swim. Bike. Run. Yeah. That's what I used to do.

    Bike 1
    Bike 2-A
  • pblakeney
    pblakeney Posts: 27,521
    Redundant bits (I suspect): .....
    I was surmising like for like, so possibly off bat.
    An unusual post is either worth nothing, or quite a bit to the right buyer. I wouldn't give much for a used BB, ceramic or not. Used stems don't go for much. The fork will be your best bet, I'd bet. :wink:
    Either way, a few score is a few score....
    The above may be fact, or fiction, I may be serious, I may be jesting.
    I am not sure. You have no chance.
    Veronese68 wrote:
    PB is the most sensible person on here.
  • gabriel959
    gabriel959 Posts: 4,227
    THat is less than 2 years riding, blimey that frame wasn't very good. I will be very surprised if Cervelo don't pony up a replacement frame, from what I remember they have a pretty good warranty.
    x-x-x-x-x-x-x-x
    Commuting / Winter rides - Jamis Renegade Expert
    Pootling / Offroad - All-City Macho Man Disc
    Fast rides Cannondale SuperSix Ultegra
  • itboffin
    itboffin Posts: 20,072
    what Greg hasnt told everyone is his 2019 figure after all these years on the melted cheese diet might have something to do with this latest incident.
    Rule #5 // Harden The Feck Up.
    Rule #9 // If you are out riding in bad weather, it means you are a badass. Period.
    Rule #12 // The correct number of bikes to own is n+1.
    Rule #42 // A bike race shall never be preceded with a swim and/or followed by a run.
  • Ben6899
    Ben6899 Posts: 9,686
    stem (existing stem won’t fit a tapered steerer)...

    It will.
    Ben

    Bikes: Donhou DSS4 Custom | Condor Italia RC | Gios Megalite | Dolan Preffisio | Giant Bowery '76
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