Disc brakes - Cyclo cross

Hi - first post here, please redirect me if I'm interested wrong place!
I'm considering an upgrade from my entry level cyclocross bike (Halfords own brand), which has served me well over the years but after a few chain breakages I'm starting to realise that the cassette also needs replacing... so, whilst I will keep that and do that bike up for fun (if I get round to it) I want to upgrade my day to day bike.
Since I ride off road, road and canal I love my cyclocross style but would like disc brekes. What's the maintenance like? Is it hard to change a tyre by the side of road owing to the disc brakes? Any bikes In the region of £650 recommended?
I'm considering an upgrade from my entry level cyclocross bike (Halfords own brand), which has served me well over the years but after a few chain breakages I'm starting to realise that the cassette also needs replacing... so, whilst I will keep that and do that bike up for fun (if I get round to it) I want to upgrade my day to day bike.
Since I ride off road, road and canal I love my cyclocross style but would like disc brekes. What's the maintenance like? Is it hard to change a tyre by the side of road owing to the disc brakes? Any bikes In the region of £650 recommended?
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Have a look at Evan's Pinnacle Arkose range, also consider the new 'gravel/adventure' bikes which are similar to CX just slightly less racy of riding position such as the Planet-X London Road (a bit over your budget unless it's on offer but a superb bike, I now know 4 owners...including myself).
(1) you don't need to release a caliper / v-brake to get the wheel out and remember to do it back up again (easier)
(2) as you re-seat the wheel you need o make sure you put the rotor into the caliper (harder)
but seriously no (2) is not hard .. at least no harder than making sure the axel goes between the drops
For a CX / off road bike disks are a no brainer, they are just plain better in the last year the only maintanence I have done is replace worn out pads .... in comparison on the Single speed CX bike that has a front disk and rear rim .. I have spent many hours dicking about with the rim brakes trying to keep hem working well as they just get gunked up with mud and censored all the time and the rims need cleaning so they don't get won down with braking using dirty rim blocks.
seriously, get discs
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I made the plunge and so far enjoying it but discovered another problem (bought the bike second hand) that I will post about separately!