How much cash y'all got ?

rick_chasey

finchy

Ballysmate wrote:

finchy wrote:

okgo wrote:

I wouldn't live in Luton.

I was on a train which went through Luton the other day. This Muslim bloke stood up to get off the train somewhere in Hertfordshire. Just as he was about to step off, I noticed he'd left a small bag, which was stuffed with money. I shouted at him to wait, and took the bag to him. He looked at me, and said "You could have stolen that but instead you gave it back to me. I don't know how I can repay you for this act of kindness, so all I can do is give you this piece of advice - don't get off the train at Luton today."
"What?" I gasped, "is there going to be a terrorist attack?"
"No," he replied, "it's a sh1thole."

Islamophobia!!!
Islamophobia!!! Assuming because he is a Muslim he must be a terrorist.

Rick won't be happy.

Funnily enough, I was told this joke by a local UKIP branch manager.

coopster_the_1st

Rick Chasey wrote:

Eugh living in the countryside.

Grim.

Countryside is to ride into and out from. Not to live!!

City living - http://www.standard.co.uk/news/london/l ... 15116.html

Just an example of the many unknown health issues that pollution creates that are now being discovered. I'm sure in a couple of decades we will fully understand the health effects of current city living. In the same way that we now understand the health effects of smoking that we didn't in the past!

'Black bogies' when using the tube is another visible example that something is not right!

Is this risk worth it to you and your families health?

Stevo_666

iPete wrote:

There are good and dull suburbs the country over. I'm very thankful to the live in one of the better ones.

I like living in the 'burbs. Out of the relative madness of Central London but within easy reach of it. Not in the middle of nowhere but easy enough to get to when you want to go there. And a decent commutable distance by bike - not too long and not too short.

rjsterry

...

rjsterry

Rolf F wrote:

The difference is that you can have the same access to the city centre without having to live in a drab suburb...

Stunning? Maybe not, but I think drab is a bit harsh.

dinyull

rjsterry wrote:

Rolf F wrote:

The difference is that you can have the same access to the city centre without having to live in a drab suburb...

Stunning? Maybe not, but I think drab is a bit harsh.

Is that an affordable 'burb as Rolf was originally referring to?

Flâneur

and has it not been flooded?

rjsterry

Dinyull wrote:

rjsterry wrote:

Rolf F wrote:

The difference is that you can have the same access to the city centre without having to live in a drab suburb...

Stunning? Maybe not, but I think drab is a bit harsh.

Is that an affordable 'burb as Rolf was originally referring to?

Relatively speaking, yes. It's a pond, obviously. :roll:

Frank the tank

In reply to the OP...............................FCUK all.

briantrumpet

Even if I had the cash to afford a house in a posh city, I wouldn't. When I spent four hours in Paris last summer, on a beautiful evening, and just thought to myself ..."meh, cities...", I realised that I prefer a place where I can be in proper pretty countryside in less than five minutes by bike.

meanredspider

Fenix wrote:

The Highlands sounds even better - but man it's a long way away.

Yeah - it's just over an hour from Bristol or Luton or Gatwick or Heathrow - and my flight back after Xmas is going to cost me £9.95p - I don't know how I manage

joelsim

briantrumpet wrote:

Even if I had the cash to afford a house in a posh city, I wouldn't. When I spent four hours in Paris last summer, on a beautiful evening, and just thought to myself ..."meh, cities...", I realised that I prefer a place where I can be in proper pretty countryside in less than five minutes by bike.

I dunno. Riding in the countryside is a bit dull. In London it's always entertaining (for want of another word).

briantrumpet

Joelsim wrote:

briantrumpet wrote:

Even if I had the cash to afford a house in a posh city, I wouldn't. When I spent four hours in Paris last summer, on a beautiful evening, and just thought to myself ..."meh, cities...", I realised that I prefer a place where I can be in proper pretty countryside in less than five minutes by bike.

I dunno. Riding in the countryside is a bit dull. In London it's always entertaining (for want of another word).

Dull



dull



dull

webboo

Cycling in Dull is terrible one of the most congested cities in the UK. You were able to buy a house for under 30k, not that you would want though.

pblakeney

briantrumpet

PBlakeney wrote:

It's just as uninteresting as Ditchwater.

rolf_f

meanredspider wrote:

Fenix wrote:

The Highlands sounds even better - but man it's a long way away.

Yeah - it's just over an hour from Bristol or Luton or Gatwick or Heathrow - and my flight back after Xmas is going to cost me £9.95p - I don't know how I manage

Be fair - it is not an hour is it? The flight time is about an hour but there is the small matter of the shenanigans at the airports plus travel either side. Unless there's now a runway along the South Kintail Ridge! How long does it really take you to make the trip? (Not that I am disagreeing with your point in principal though to make a regular habit of it isn't very constructive in terms of emissions).

anthdci

I normally have about £500 a month to live on after all bills are paid, but with getting married last year, honeymoon and moving house this year and all the renovations since then that £500 wasn't lasting very long on it's own. So i started to look for ways to increase it and read a thread called "extra coin" on a local forum I'm on. It's basically turned into a guide to matched betting. I cant recommend it enough to anyone struggling for cash at the end of the month. It's difficult to explain how it works so I usually tell people to google profitaccumulator or oddsmonkey and watch the videos on either of those.

daniel_b

To the OP (Not read all the pages) if it were me, my number one priority would be clearing the 6K of debt that presumably is costing you not as low a rate of interest as your mortgage.

If you put your mind to it, you could clear it in 12 months I expect, or maybe 18 if you want to cutback less.

Our household probably has around £700 clear each month as well, though we overpay our mortgage a fair amount, and I am looking forward to when we do not need to pay 7K to our childminder when my daughter starts going to school, so that will make a BIG difference - expect we will also plough that into the mortgage, as we have lived without it now for a fair old chunk of time.

pblakeney

Rolf F wrote:

meanredspider wrote:

Fenix wrote:

The Highlands sounds even better - but man it's a long way away.

Yeah - it's just over an hour from Bristol or Luton or Gatwick or Heathrow - and my flight back after Xmas is going to cost me £9.95p - I don't know how I manage

Be fair - it is not an hour is it? The flight time is about an hour but there is the small matter of the shenanigans at the airports plus travel either side. Unless there's now a runway along the South Kintail Ridge! How long does it really take you to make the trip? (Not that I am disagreeing with your point in principal though to make a regular habit of it isn't very constructive in terms of emissions).

Rumour has it that people fly commute to London from Edinburgh. Daily.
Quicker than commuting, cheaper than buying property.

rick_chasey

If you can see your commute on a map of the world; it's too far.

dinyull

Cheaper, yes. But quicker?

Flying from anywhere in the UK to London your looking at 3 hours from entering the airport to landing in London. Add on getting to and from the airport....

fenix

I saw a clip of a guy who would commute from the Highlands of Scotland. He could afford a farm up there - horses the lot.
The only snag was that he had to leave home on Sunday evening and catch the sleeper down to London, and he was there until Friday. So he actually has just over a day at home each week. Seems crazy.

Garry H

I have shedfs full of money that I'm eager to give away, only thing is it's tied up and you'll need to first give me 10,000.00 GBP in order to release it. I guarantee that you'll at least quadruple your investment, honest. Any takers?

daniel_b

Fenix wrote:

I saw a clip of a guy who would commute from the Highlands of Scotland. He could afford a farm up there - horses the lot.
The only snag was that he had to leave home on Sunday evening and catch the sleeper down to London, and he was there until Friday. So he actually has just over a day at home each week. Seems crazy.

I hear what you are saying, but I guess if he is doing a job he currently enjoys, and feels he can use (hopefully) the extra money to reduce his mortage, then at some point he can stop working in London, and get a job much closer to home.
Plus there is time when you have holiday, most people have what, 5-7 weeks a year these days, and sometimes options to top that up with buying additional days, or even working up TOIL etc - so you could conceivably have 2 months off of the year.

I know someone who lives in Madrid, and works for a UK company - but he is able to work from home 2-3 days a week, and gets a cheap flight over once a week for the other days.

I could easily do that if it suited what I was trying to get out of life, and was for a finite period of time, but not if it was indefinite.

fenix

Horses for courses I guess ?

daniel_b

Fenix wrote:

Horses for courses I guess ?

Definitely, either way I would not want to be away from home fur long.

coopster_the_1st

Fenix wrote:

I saw a clip of a guy who would commute from the Highlands of Scotland. He could afford a farm up there - horses the lot.
The only snag was that he had to leave home on Sunday evening and catch the sleeper down to London, and he was there until Friday. So he actually has just over a day at home each week. Seems crazy.

This is no different to someone who does a Mon-Fri let and travels to their home for the weekend except he is travelling over the Friday & Sunday nights when in effect he would be sleeping at home.

When you factor in the London working environment, the commute, etc there are many that live in the suburbs that are only sleeping, eating, working and commuting from Sunday night until they finish work on Friday evening. Really not a huge difference to the above person you reference

Garry H

I used to travel to London from Edinburgh every Wednesday for about three years. My commute time (Edinburgh to City, worked in Bishopsgate) wasn't much longer than a lot of the people that I worked with