Upgrading commuter wheels - Help!

Hello, I'd appreciate some advice in terms of getting new wheels. I've got a Specialized Diverge A1 sport with the original wheels and hubs (AXIS Classic Disc, wide). I ride about 250km a week on a commute from South to West London. The route is all road in winter but when it's dry about 30% is on a gravel path. I weigh about 75kg probably and travel with a pannier and rack which probably has 5kg> of stuff usually.
I have done a few thousand kms since April '15 and the hubs are on their last legs but rims don't have any obvious damage. I have a budget of £400 but preferably less, however I want some wheels that can take the commute for at least the next year and appreciate I may need to splash out. I am lost in the sea of options between factory builds, ordering hand-builts, buying parts separately and getting my LBS to put them together or to try and do it myself.
I'd be grateful for anyone's opinion/pointers/suggestions on which options to take. Thanks.
I have done a few thousand kms since April '15 and the hubs are on their last legs but rims don't have any obvious damage. I have a budget of £400 but preferably less, however I want some wheels that can take the commute for at least the next year and appreciate I may need to splash out. I am lost in the sea of options between factory builds, ordering hand-builts, buying parts separately and getting my LBS to put them together or to try and do it myself.
I'd be grateful for anyone's opinion/pointers/suggestions on which options to take. Thanks.
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You will also be able to get a very nice set of Handbuilts with your budget, albeit they will come in more expensive than the Kinesis wheels.
Dirty - Forme Calver CX Sport
Quickie - Scott CR1 SL HMX
Notable ex's - Kinesis Crosslight, Specialized Tricross
The rear wheel from this set unfortunately didn't fare so well and I only got 7.5k out of it.
Everyday Commuter