Bike insurance
MiniMalts
Posts: 266
What are peoples recommendations?
I wasn't even looking for insurance and I came across these guys and they seem to offer a pretty good level of protection. Putting my bike and accessories in at a value of £1,900 it was coming out at about £175/year.
https://www.eta.co.uk/insurance/cycle/
I wasn't even looking for insurance and I came across these guys and they seem to offer a pretty good level of protection. Putting my bike and accessories in at a value of £1,900 it was coming out at about £175/year.
https://www.eta.co.uk/insurance/cycle/
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Comments
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Does no-one insure their bike?0
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Use the search function.
This has been done to death.The above may be fact, or fiction, I may be serious, I may be jesting.
I am not sure. You have no chance.Veronese68 wrote:PB is the most sensible person on here.0 -
What are peoples recommendations?
I wasn't even looking for insurance and I came across these guys and they seem to offer a pretty good level of protection. Putting my bike and accessories in at a value of £1,900 it was coming out at about £175/year.
https://www.eta.co.uk/insurance/cycle/
Ive considered this many times - but always feel I m tossing money into thin air
They put that many exclusions in - ie must be locked to the wall - with an approved lock etc (if you do this your bike will probably never be stolen)
Then they put on excess - lets say £100
So after 3 years you will have paid close on £600 - plus the excess if the worst happens. - thats a good wedge towards a new bike. I d just put £175 pa into savings account.....0 -
Have you checked your contents policy to see to what level you may be covered?0
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What are peoples recommendations?
I wasn't even looking for insurance and I came across these guys and they seem to offer a pretty good level of protection. Putting my bike and accessories in at a value of £1,900 it was coming out at about £175/year.
https://www.eta.co.uk/insurance/cycle/
Ive considered this many times - but always feel I m tossing money into thin air
They put that many exclusions in - ie must be locked to the wall - with an approved lock etc (if you do this your bike will probably never be stolen)
Then they put on excess - lets say £100
So after 3 years you will have paid close on £600 - plus the excess if the worst happens. - thats a good wedge towards a new bike. I d just put £175 pa into savings account.....
The one I put in the first post doesn't have an excess, or that I could see anyway.0 -
Have you checked your contents policy to see to what level you may be covered?
What contents policy?
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I think the vast majority of people with home insurance just choose a provider that also covers bikes up to a pretty decent value - takes some shopping around though.
We used to be with M&S, but then they changed t's and c's - I forget who we are with now, possibly Aviva, as my gf handles the house insurance now :-)
But anyway their policy covers up to beyond what our most expensive bikes are worth, so that's the main thing.
Hope you get some replies on the standalone policy you are after though.Felt F70 05 (Turbo)
Marin Palisades Trail 91 and 06
Scott CR1 SL 12
Cannondale Synapse Adventure 15 & 16 Di2
Scott Foil 180 -
Use the search function.
This has been done to death.
It has but things change over time.
Look back a couple of years and M&S must have done a huge amount of business for cyclists (I had a contents insurance policy with them at the time, where all of my unnamed bikes were covered for not a huge amount more than a standard contents policy) but as has been pointed out they have now changed their T&Cs.
It might be worth contacting Darren at PedalCover - I recently took out an annual contents insurance policy for somewhere around £300 but this covered all of the household bikes (a number of top-end bikes in use by me and my sons) and as well as cover against theft, they were covered for racing and whilst out riding in training (we're keen triathletes) and equipment was covered in transition (surprising the cost of stuff that's just left lying around in transition). By taking out the policy, my eldest son and I also received a 50% discount on health insurance for the recent World Age-Group Triathlon Championships in Chicago. In the end, I felt it was good value given the number of bikes and cost of potential replacements.0 -
Possibly, but there has been at least two threads in the past month.Use the search function.
This has been done to death.
It has but things change over time.The above may be fact, or fiction, I may be serious, I may be jesting.
I am not sure. You have no chance.Veronese68 wrote:PB is the most sensible person on here.0
