Repair damaged bike?

Lichtblick

(As some of you are aware) my husband was severely injured in a bike accident in April.

I've just had his bike assessed wrt insurance claim. The man from the bike shop came here and only inspected the drive train, which is damaged since he fell on his r/h side. However, he would need to take the bike into his workshop to check for frame damage elsewhere.

I'm wondering if it's worth even claiming for repairs; the bike is about 4 years old and well-used.

I'm also thinking I wouldn't want him to resume riding (at some point in the future) on that bike, damaged and repaired. If it were me, I wouldn't go anywhere near it again and get myself a new bike.

This isn't some spiffy thousand-dollar racing bike. It's a pretty standard road bike which they don't sell any more. £600 tops when new?

Any opinions?

sirmol

What is your insurance through - by that i mean is it home insurance or specific bike insurance? If it is specific i would claim as that is what it is for. If it is home, for me, it would depend how much it will cost to repair the bike in comparison to your voluptuary excess and your current premium.

Lichtblick

It's home insurance with bikes covered as an extension. Excess is £50.

But would you (ie, anyone) want to resuming riding after being so badly injured, on the same old bike, now repaired?

Sirius631

[url=http://www.bikeradar.com/forums/viewtopic.php?p=19676484#p19676484]Lichtblick[/url] wrote:

It's home insurance with bikes covered as an extension. Excess is £50.

But would you (ie, anyone) want to resuming riding after being so badly injured, on the same old bike, now repaired?

For a price of £600 new, if the frame was damaged as well as the drivetrain, it would not be worth repairing. If your husband is still suffering from his injuries, it would be inconsiderate for them to offer a replacement bike, rather than the monetary value. They would be able to source bikes at a fraction of their retail bike.

roger_merriman

[url=http://www.bikeradar.com/forums/viewtopic.php?p=19676468#p19676468]Lichtblick[/url] wrote:

(As some of you are aware) my husband was severely injured in a bike accident in April.

I've just had his bike assessed wrt insurance claim. The man from the bike shop came here and only inspected the drive train, which is damaged since he fell on his r/h side. However, he would need to take the bike into his workshop to check for frame damage elsewhere.

I'm wondering if it's worth even claiming for repairs; the bike is about 4 years old and well-used.

I'm also thinking I wouldn't want him to resume riding (at some point in the future) on that bike, damaged and repaired. If it were me, I wouldn't go anywhere near it again and get myself a new bike.

This isn't some spiffy thousand-dollar racing bike. It's a pretty standard road bike which they don't sell any more. £600 tops when new?

Any opinions?

For myself I couldn't let the bike I'd crashed on go for a while, I needed time to accept and move on get used to V2 rather than trying to be V1 of myself.

If it's covered on the insurance why not? If nothing else new shinny parts/bike may well be something to look forward rather than back as you where.

First.Aspect

You might be offered an amount equivalent to 2nd hand replacement value, c.f. a car. Or alternatively for replacement parts, like bars, shifters etc. I got offered cost of 2nd hand replacement parts initially and I had to object "strongly". You may as well get it assessed.

The thing is, the bike is probably fine, since it was a low speed accident.

I appreciate that it can be hard to look at the bike afterwards. I gave my frame away because I didn't want to ride it again.

Its going to be some time before your husband is riding again. Right now, you are still angry, distressed and its all very raw. As and when hubby is up and about and wants to ride a bike, you'll both be feeling optomistic and looking forward to all manner of normality. You'll be in a far better state of mind to give a monkeys about the bike, and whether he gets to buy all new bike and kit, maybe several bikes... and some tools.... plus some electronic gadgets.... and a spring break to Mallorca. (I have a very understanding partner).