Is a car mount / rack necessary ?

Hi.
Is it legal to drive with a bike or two in the back ?
I drive a small yaris and up till now Ive been taking off the wheels, putting the seats down and throwing in the bikes. But seen as even after wrapping the seatbelts round theres some leeway for the bikes to move after a sudden stop - am breaking the law doing this ?
Id would have taken the risk but ive got 9 points, and dont fancy losing my licence, so would be grateful for any opinions. I dont think I have time to install a mount / rack and wouldnt know where to start, but wonder if its my only option.
Is it legal to drive with a bike or two in the back ?
I drive a small yaris and up till now Ive been taking off the wheels, putting the seats down and throwing in the bikes. But seen as even after wrapping the seatbelts round theres some leeway for the bikes to move after a sudden stop - am breaking the law doing this ?
Id would have taken the risk but ive got 9 points, and dont fancy losing my licence, so would be grateful for any opinions. I dont think I have time to install a mount / rack and wouldnt know where to start, but wonder if its my only option.
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Racks are ok - but you need to be careful of lights and number plate - you're more likely to get stopped if these are obstructed - so you'd need a lighting connection, board and method to tie on.
I have a towbar rack - it's easy, but often just put the bike inside if there is room.
You often find when you raise the carpet in the boot of your car that there are various hooks and d-rings provided for a luggage net. If your model has these, nip down to Halfords and get one of those contraptions with half a dozen bungee hooks on it to lash the bikes down. It'll stop them bouncing around and chipping the paint, which is an annoying thing that bikes do in the back of cars.
XM-057 rigid 29er
and even then covering of number plates with the wrong type of rear racks.
I spoke to a lawyer who simply pointed to the amendment of the road traffic act suggesting unsafe loading is an offence but no specifics as you suggest giraffo.
I asked halfords for the roof rack its about £150 including bars and fitting, which I might shop around for a bit cheaper.
Insecure load would only be an issue if your bikes somehow manage to come out your vehicle and interfere with someone else
This place is the cheapest I could find for Thule racks, and they're very simple to fit yourself
XM-057 rigid 29er