Cyclocross as a winter road bike

Hi I have decided to get a second bike that I will mainly use during the winter and also to ride on some tracks, not rough tracks certainly not mountain bike type tracks mainly farm tracks etc.
I originally thought I would have to get a Mountain Bike but it would mainly be wasted as I am not going to do that sort or riding.
Can CX bikes take mudguards? in the winter and when its wet I will be using it mainly as a road bike so guards would be nice especially if I ride with other people.
Budget will probably be 1-1.5k so recommendations appreciated.
I originally thought I would have to get a Mountain Bike but it would mainly be wasted as I am not going to do that sort or riding.
Can CX bikes take mudguards? in the winter and when its wet I will be using it mainly as a road bike so guards would be nice especially if I ride with other people.
Budget will probably be 1-1.5k so recommendations appreciated.
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All in all for £800, it's probably one of the best bike related purchases I've made.
Marin Nail Trail
Cotic Solaris
I put some tape around the forks and used the Crud RR2 mounting system to give me an eye on each side at the front - then fitted some solid guards ...
I would've used a p-braket but the forks are carbon and not round.
I am short 5 ft 4 in (163cm) with Inside leg 28 (74cm).
Since then I have contacted specialised as they make smaller CX bikes but they don't seem to sell them in the UK, they couldn't be bothered to return my emails, and Rose who quickly replied confirming they don't make anything that would fit me.
Looks at lots of manufacturers geometry charts and they all seem to be big for me.
So does anyone have any recommendations for a Decent CX bike for a short fat guy? I ride a 48cm Cannondale Synapse 105 as my road bike.
Thanks
http://www.fatbirds.co.uk/1174818/products/kinesis-crosslight-pro-6-cyclocross-bike---white.aspx?origin=pla?kwd=&gclid=CNG30OKozL4CFUgTwwodC1wALg#buyAnchor
http://worxbikes.com/product/ca-apex/
I bought a frame and built it up myself. They only sell direct so depending where you are throwing a leg over one may be difficult. If you contact them they will give you good detailed geometry.
Oh dear I wish you hadn't posted that because it indirectly led me to this and now I want one and its much to expensive
http://www.kinesisbikes.co.uk/bikes/decade/tripster-atr