Wheels - rider weight limit

When wheel manufacturers quote a "rider weight limit" what is included?
If a rider is 85kg and he buys wheels with a 90kg max he should be fine. But what about the weight of the bike, toolkit, 1.5L water etc?
I've always understood that it just refers to the rider however I've just seen one if the online retailers say it includes the bike.
If a rider is 85kg and he buys wheels with a 90kg max he should be fine. But what about the weight of the bike, toolkit, 1.5L water etc?
I've always understood that it just refers to the rider however I've just seen one if the online retailers say it includes the bike.
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Wiggle says no.
But then again, an 80Kg rider who does 8K miles per year is more likely to have problems than a 90Kg rider who only rides them for 3K miles per year.
If you want to do big mileage, stay away from anything with a weight limit.
Some don't even bother with weight limits, like SHimano, essentially because refusing a warranty claim on the grounds that the customer is too heavy is not applicable in the real world, hence putting a weight limit reduces business and it's a waste of time...
Any Clearer?
I get that it's more horses for courses and cyclocrossing vs smooth European tarmac makes weight limits meaningless. I'm sure I would be fine on those or 90% of the wheels in the market however it's things like warranty that concern me enough to ask.
And yes, for that money I'm also looking at handbuilts.
If you like the C 35, get the C 35... you make an informed choice, can't go wrong... of course me thinks a moneky is a lot of cash for a pair of disposable wheels, but that's another story and one you don't need to listen to (again!).
I shall report you to the RSPCA, Sir.
In the mid range (200-500) prices are similar, in the low range (<200) , factory wheels are a lot cheaper