Insurance

craiggreg89
craiggreg89 Posts: 53
edited February 2014 in Road buying advice
Hi all

I have been thinking of getting bike insurance for a while with me spending a lot more time on the road these days. I am not so concerned about claiming if my bike got pinched but more with public liability cover.

Cycle Guard seems to be the cheapest with £600 for the value of the bike and £1 million liability cover. However when reading the claim print the excess seems to be £500 which i think is a bit steep?

I would only really claim if i were to damage somebody's car ect and i am fairly confident that if i were to hit a car the damage would be a lot less than £500 so seems pointless in having insurance.

Anybody know of any with cheaper excess?