Morzine Trip - Recommended Bike / Travel Insurance?!!!

JimParsnips1

Hi guys

Me and my mate have booked to go to Morzine for 5 days in the summer - woo-hoo! It's been a long time coming and we can't wait.

All the exciting stuff is booked and we're now looking at the boring, practical shizzle - like insurance.

Can anyone recommend an insurer / policy that will cover the trip, medical, injury, gear AND lost of bike on route - i.e., cost if the airline damages/losses the bikes themselves?

We are primarily DHing although won't be killing ourselves off massive drops or gaps. Both our bikes are around £2.5k - Orange Five and a Scott AM rig (Dean - what is it?!) - basically trail machines which will be pimped for the Alps - bigger tyres, etc.

It goes without saying, we need the insurance to be a reasonable cost too. This s***'s getting expensive as it is!

Any links would be great...

Thanks all

UH DH

My advice would be not to fly with bikes.

Unless you've taken an airline thats not Easyjet, that will get expensive fast with their new Bike Baggage rules, so you'll need to be extra careful with weight.

Bestbet for insurance, I usually go with Post Office, though Dogtag is meant to be pretty good.

deantyler

easyJet have now changed there sports equipment policy back to what it was thanks to all of the complaints they received about it! I use dog tag insurance I think its £47 for a weeks insurance or summut like that but worth it as it is a recognised insurance company out there. ive heard stories that they are a bit funny about taking your word that you are insured and taking longer to respond until they find out for deffo! at least with dog tag you actually have a dog tag with all they need to know on it!

UH DH

See, thats my luck in play right there.

I impart stuff I know, just as it gets changed back. So it makes me look like a twat.

gregwari

Hey bud

We used these guys last year - http://www.snowcard.co.uk - cheap and seems to cover everything in terms of rescue but can't remember if they also cover flight costs - worth a look though. Also, make sure you get your E111 card (or whatever its now called, European health card?)

UH DH

gregwari wrote:

Hey bud

We used these guys last year - http://www.snowcard.co.uk - cheap and seems to cover everything in terms of rescue but can't remember if they also cover flight costs - worth a look though. Also, make sure you get your E111 card (or whatever its now called, European health card?)

European Health Insurance Card, or EHIC.

You can apply for one online, but watch out because a few sites actually charge you for them. The EHIC is free, so if they asxk for money, you've got one of the sites that apply for it for you, and charge you.

JimParsnips1

Hi guys

Thanks for all your responses - Snowcard looks the best option.

Having researched it a bit myself now - my advice is to ensure people check insurance companies that actually understand why you're going there - i.e., to do proper mountain biking. If it's less than £40 for five days or so, you're probably not going to be fully covered. It's the difference between being covered for a family bike ride on holiday and going on a lift-assisted downhill biking holiday - there is a difference!

Interesting comments re; Easyjet... Glad a bit of biking community pressure got them to change their mind!

Thanks all

PS - Dogtag cover seems good but my quote was twice the price of Snowcard...