Bike Insurance??

rickypj
rickypj Posts: 42
edited June 2013 in MTB buying advice
Hi Everyone,

I Just wanted some advice on how best to insure my bikes. My house contents insures bikes upto £500 each but I have a new cube agree gtc race £1600 and a cube LTD race MTB £1000. I can add these on to my policy at an extra cost of about £130 per year. Is this what you all do or is it best to insure them separately with another company?

Any help would be great

Comments

  • sofaboy73
    sofaboy73 Posts: 574
    depends what you want it to cover and where it's kept.

    i keep my bike in the house and when it's out of the house i'm either on it, it's not unattended or it's locked and covered up in the car, so i don't bother as my contents insurance (direct line) just classifies anything in the house as 'contents' and therefore subject to a £10K single item limit (the bike limit of a £1000, only applies if out of house). obviously only covers me for the full value if i get burgled though.

    however £130 doesn't seem unreasonable give the value of items you're talking about (dependent on cover it provides)

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