Accident insurance for when riding my MTB

concorde
concorde Posts: 1,008
edited May 2013 in MTB buying advice
Hi,

Just wondering if anybody has any (suspect you have) and who you've got it with? I want to get some. I am not self-employed but the nature of my work means that if I were to be injured I would not be able to work and would not get paid for those days I was out injured. So some insurance would be nice in case of a bad fall (especially with summer coming and the trails getting faster!)

Any advice much appreciated.

Thanks

Comments

  • The Rookie
    The Rookie Posts: 27,812
    Just get normal off work illness cover.....not cheap though, then you're covered for everything!
    Currently riding a Whyte T130C, X0 drivetrain, Magura Trail brakes converted to mixed wheel size (homebuilt wheels) with 140mm Fox 34 Rhythm and RP23 suspension. 12.2Kg.
  • nferrar
    nferrar Posts: 2,511
    Loads of personal injury cover policies available, I can't remember off the top of my head who I'm with but I've just got broken bone/hospital stay compensation cover as where I work has a decent policy on illness cover/pay
  • sofaboy73
    sofaboy73 Posts: 574
    as above, however check any exclusions. lots of policies don't cover winter sports / extreme sports etc
  • balmybaldwin
    balmybaldwin Posts: 127
    I get this as part of my bike cover with protect your bubble
    Bikes:
    Cannondale Killer V 1995 (Promo model) - My first Race bike now converted to a commuter
    Lapierre X-Flow 712 - XC fs rocket
    Pivot Mach 6 - Enduro Machine
    Pinarello FP2 - Roadie
  • _HENDO_
    _HENDO_ Posts: 93
    I use British Cycling Gold membership as it covers you for racing, general cycling and for me also any coaching I do. You got lots of other discounts too.
    For professional MTB & BMX coaching, training & guiding!
    www.pedaltoprogression.com
  • concorde
    concorde Posts: 1,008
    Okay, cheers.

    I had a recommendation from a mate who uses Metlife. He pays £10 per month and they've paid him out twice. Is £10 per month about the going rate?

    Cheers