How do you afford a new bike?

VTech

smidsy wrote:

VTech wrote:

Its amazing how we can actually classify a bike in the same sentence as a car and holiday ehh !

Indeed. Would not waste my money on a holiday

Holidays are the rejuvenation of the soul.

smidsy

VTech wrote:

CYCLING holidays are the rejuvenation of the soul.

FTFY

I could do one of those, never been a laze on the beach type though.

Besides a cycling related holiday is training

VTech

Uk airport - Majorca, less than £100 return and rooms from £20/night, easy.

Frank the tank

team47b wrote:

so wot you spendin' all the dosh on then Frank?

Please don't answer - bodyparts

That's my point.

I was wondering that myself.

Grill

VTech wrote:

Uk airport - Majorca, less than £100 return and rooms from £20/night, easy.

This. The week I have booked in Majorca may well be the cheapest holiday I've ever been on.

team47b

VTech wrote:

team47b wrote:

so wot you spendin' all the dosh on then Frank?

I was thinking the same although electricity and gas are the new cigarettes and booze !!

I think you may be onto something there.

I gave up smoking, drinking and I 'gave up' electricity, I live in a solar powered house

diy

It depends on the Finance model, some will not charge the retailer for the 0%, because they work on the basis that for every 10 people who pay off early within the 0%, there will be 2 or 3 who will be stuck paying 29% apr.

The number of people who have money saved in the bank earning 1 or 2% while they have mortgages or loans charging 6 or 10%. For many people they don't care, so the finance company will play a numbers game.

I also have solar - should make 8% net on it at least. Its a no brainer to anyone with a reasonable roof and 10-15K rotting in the bank