need peoples thoughts {mib bike claim}

kay1983

Hi, early last year i was knocked off my bike, recieved 2 nasty lacerations to my chest, 1 ending up with my right nipple 1cm lower than my left, broken finger and torn ligaments.

i went to physio and all the carry on the mib send you to and they agreed to pay me out with compen, but i have just recieved email from solicitor stating the mib have had a witness come forward, i mean this happened early last year and the police put a call out on the news asking for witnesses and checked all cctv but nothing was seen and no one came forward.

has anyone had the same sort of experience or is it just the mib trying to pull a fast 1?

all comments welcome, thank you.

p.s. first time ive ever put a thread on one of these forums.

pangolin

Who are the mib? Sounds dodgy, I take it the witness is now saying it wasn't the cars fault?

kay1983

hi , the mib are the motor insurance bureau, there was no witnesses at the time just the car that hit me but the driver speeded off and left me on floor, no one at all seen the incident nor did any cctv.

im just wondering who this mysterious witness could be.

rjsterry

If only you and the driver involved were witnesses to the incident, then either it's the driver having a sudden pang of conscience, or it's cobblers. I would ask for full details, and restate that only you and the driver can have been witnesses (if I've understood you correctly).

veronese68

Like RJS said, question it. Restate your version of events and question the validity of the witness statemnet. Where were they? Why didn't they offer any help at the time? Why didn't you see them? This may unravel the witness statement and prove it to be nonsense.

cookdn

If the MIB are dealing with an injury claim on your behalf then I would have thought you really need a solicitor with experience of all this. Maybe James or DrLex can give you some more specific advice. You could always give Leigh Day & Co a call and see what they think.

Best regards

bigmat

Doesn't it depend on who the witness is and what they claim to have seen? If they have seen the car number plate for example, the MIB may decline to cover it and bounce it on to the assumed driver's insurers. I think you need to speak to them and clear up what is going on with this witness and how they suggest it is going to impact upon your claim.

DonDaddyD

MIB = Men in Black.

kay1983

Thank you every1. Yeah there was only me and other driver and no one else around at all. To be honest when I got up off the road I thought I was dead as there was not 1 vehicle or any1 walking around. I have got a solicitor on the case but the mib cant release any details yet as the specialist claims unit is speaking to this witness. Its got me worried and veronese68 that is a good point. Why didnt this witness help or come forward before now. Suppose I will just have to sit and wait some more. Its starting to get on my merves now as this has been dragged on for a year now this witness has just come forward.

Monkeypump

DonDaddyD wrote:

MIB = Men in Black.

Why did it take so long for someone to point this out???

fossyant

It's only a year. Took my case 3.5 years with a driver that admitted guilt !

danlikesbikes

kay1983 wrote:

Hi, early last year i was knocked off my bike, recieved 2 nasty lacerations to my chest, 1 ending up with my right nipple 1cm lower than my left, broken finger and torn ligaments.

i went to physio and all the carry on the mib send you to and they agreed to pay me out with compen, but i have just recieved email from solicitor stating the mib have had a witness come forward, i mean this happened early last year and the police put a call out on the news asking for witnesses and checked all cctv but nothing was seen and no one came forward.

has anyone had the same sort of experience or is it just the mib trying to pull a fast 1?

all comments welcome, thank you.

p.s. first time ive ever put a thread on one of these forums.

Doesn't sound like the MIB are trying to pull a fast one TBH. Sounds like they were preparing to pay your claim where no third party is found & then at a later date this "mystery" witness has come forward. Sounds like the witness has given a different version of events & they are investigating this.

Sounds like your solicitor should have relayed all this to you already though & perhaps they should have explained the delay...... thinking about it logically they probably wouldn't have though.

Have some working experience of the MIB and they are pretty good at what they do, could be better but generally they do the right thing. Would suggest you have a quick read of their guide - http://www.mib.org.uk/NR/rdonlyres/085D ... ooklet.pdf

In particular page 10 as it gives you an idea of what process they go through & of their timescales. Regarding their investigations they act rather like the police and can be quite in-depth but its part of their job.

Really I would have thought that your solicitor would be chasing this up for you & perhaps give them a call, but whilst the MID suggest that you should go down that route you could always just pick up the phone to the them and ask for an update. But be prepared if there is a dispute and that is what they are investigating they probably will not disclose much more info than you already know.

kay1983

Yeah my solicitor is chasing it up. Just cnt understand as there was no witnesses at all.

danlikesbikes

kay1983 wrote:

Yeah my solicitor is chasing it up. Just cnt understand as there was no witnesses at all.

Could be anything really. Its unlikely thats its the third party of they would just pass the claim over to them to deal with.

kay1983

Danlikesbikes wrote:

kay1983 wrote:

Yeah my solicitor is chasing it up. Just cnt understand as there was no witnesses at all.

Could be anything really. Its unlikely thats its the third party of they would just pass the claim over to them to deal with.

Thats what I thought m8. Got my head boggled.

veronese68

Let us know when you find out?

kay1983

Veronese68 wrote:

Let us know when you find out?

Yeah m8 no problem. Thank you for your thoughts.

merkin

Is it possible that this witness may not necessarily be a witness to the accident but someone who is disputing the level of your injuries? Ie you may have been seen doing the can-can whilst claiming to be wheelchair bound etc.

kay1983

True merkin but ive never claimed my injuries were worse than what they were . The experts said my injuries would of been sorted after 6month. I was in discomfort for approx that length of time.

kay1983

Ive just drove past where the accident happened and there is no walk way for public to use and no buildings overlooking. Got my head baffled. The specialist claims unit is getting intouch with witness. Should know more next week.

graeme_s-2

A year? Pah! I got rammed off my bike at a crowded junction in rush hour in April 2009. Driver fled the scene, Police lost my RTA report and did sweet FA, claim with the MIB is still ongoing. I had my shoulder inspected by an orthopaedic surgeon late last year, and I'm currently waiting for an appointment for an MRI.

At one point the MIB tried to claim that the incident hadn't occurred at all and declined to continue with my case. Luckily my solicitor appealed and a QC came down on my side.

kay1983

Jesus. Hope mine doesn't take that long. Well looks like I will have to expect to wait that long.

danlikesbikes

kay1983 wrote:

Jesus. Hope mine doesn't take that long. Well looks like I will have to expect to wait that long.

Without putting a downer on you the only other thing that I could think was the witness was not one who saw the accident but someone who knew about your accident either personally (as in colleague) or they could have interviewed someone from the medical side.

As you've already said though you went through their procedure regarding the medical & assume they also have your GP notes so you've done nothing wrong.

However I do see a lot of cases come across my desk where neighbours/colleagues are petty and report something that may not actually be true.

kay1983

If that is the case dan then it needs to be proving and will be put down as hear say surely.

danlikesbikes

Guess if it were the case then MIB would investigate & compare against your medical details, which as you've already said you have done nothing wrong, you were injured & went to their medical people.

But some people can be a bit.... well you know...... pain in the arse if they had something against you claiming money for your injury.

Either way you are right it will need proving and possibly that is what MIB are doing currently. Though I doubt that they would tell you the full details, but I'm sure that your solicitor is on top of it.

kay1983

Yeah my solicitor rang the claim handler and got told they are making contact with the witness. It is I got taking to hospital in a ambulqnce due to my injuries so they hwve no double it happened and I phoned the police 2days later to make a statement detailing where, when and how it happened. I was then sent to physio for 6sessions then to a orthopaedic expert who examined my injuries and said they were no doubt sustained due to the incident then the mib said they are happy with everything and were makinf me a offer until this witness came forward. I even got a interim payment .

kay1983

Pretictive txt is a nightmare. Double is doubt.ool

kay1983

Pretictive txt is a nightmare. Double is doubt.ool

kay1983

Mib have decided to change their mind.lol. now they arnt saying a witness has come forward, they need some clarification a car was involved in the accident so theu need to get the notes from the paramedics but I cant see how the paramedic can verify this as the car had fled.

danlikesbikes

Doh - oh well looks like they are now agreeing to pay, but dragging their feet somewhat with needing to check their facts. At least you know your back on track though.

kay1983

I know thanks dan. Just cant see how the paramedics can verify to the mib there was a car involved. The solicitor said they will see the notes as to what I was saying to the parameducs etc which I was saying to them the bleeping twit knocked me off my bike and bleeping left me.