Genesis Croix de Fer - or ???????

I am having to consolidate my bikes from 5 to 2. This means I need a workhorse for commuting/shopping/touring/towpaths/general transport.
The best I have come up with so far is the Genesis Croix de Fer - not perfect, but ticks a lot of boxes.
I need: comfort but also some speed; mudguards; racks; Shimano gears, decent mud clearance.
I would like: steel frame/forks; disc brakes; drop bars
Does anyone have any suggestions for alternatives to the Genesis - asked LBC and they simply pushed what they had - Ridgeback Panorama (not sprightly enough) or Whyte hybrid (alu frame, flat bars, no rack-fittings).
Thanks
The best I have come up with so far is the Genesis Croix de Fer - not perfect, but ticks a lot of boxes.
I need: comfort but also some speed; mudguards; racks; Shimano gears, decent mud clearance.
I would like: steel frame/forks; disc brakes; drop bars
Does anyone have any suggestions for alternatives to the Genesis - asked LBC and they simply pushed what they had - Ridgeback Panorama (not sprightly enough) or Whyte hybrid (alu frame, flat bars, no rack-fittings).
Thanks
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It's also very heavy. But, that doesn't matter at all if it's fast.
So, how fast can it go.
Well, this was quite fast.
http://app.strava.com/rides/5162765
https://twitter.com/roubaixcc
Facebook? No. Just say no.
If you plan to use it for commuting only, I would recommend the lower maintenance Genesis Day One Alfine... hub gears are not for fast sunday rides, but perfect for commuting.
Budget for a set of road tyres at least... the cross tyres they com with are just not to be used on roads
Specialized make a cross-roads with discs now too.
I have seen the Specialized Tricross disc, at £ 900 with an aluminum frame and sora groupset doesn't compare with the CdF, which offers a way more durable steel frame and Tiagra groupset for little more.
The Jamis is very sweet instead, makes a lot of sense
This is my self built CdF... 10.3 Kg instead of the 12.6 Kg of the "off the peg" one