New member, insurance advise please.

live_spark
live_spark Posts: 5
edited October 2011 in Road beginners
Hey, iv just bought my first proper road bike (specialized Roubiax Pro 2012) but im wondering who is best for insurance.
The bike is worth £3800 + pedals(£200) + brake upgrade (£280)
Who are good for payouts and have the least clauses...?
Does anyone insure accessories such as garmin's... ?
Im looking for full theft insurance, acidental damage and cover for sportives.
I have briefly looked into british cyciling membership and their insurance though jlt, but i just what everyone thoughts were?
sorry for the long winded first post.
and thanks in advance for any replies!
Mark.

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