British Cycling Federation travel insurance?

dirtbiker100
dirtbiker100 Posts: 1,997
edited July 2011 in MTB general
Just wondering how many people have used the British Cycling Federation travel insurance in anger? Anyone crashed badly in the alps and been swept away in a helicopter or whatnot?
Looking at it compared to snowcard and dogtag, it's much much cheaper.
I seem to work out at
£49 - Snowcard
£32 - Dogtag
£19 – BCF full
£13 – BCF medical only – do I really need the other options?

I realise snowcard will do it all but damn they cost a lot.