Bike Insurance advice needed...

skippa76 Posts: 284
edited July 2011 in Road buying advice
Can anyone recommend a decent and competitively priced insurance for me and my bikes?

Are these guys any good -


  • PieterM
    PieterM Posts: 167
    This has been discussed numerous times on this forum. Do a search.
    The M&S home insurance is often recommended as it covers your home contents including bikes (up to £4k individual value I believe).
    European Cycling Trips:
  • sungod
    sungod Posts: 16,547
    yep, m&s

    they do above 4k as well, but above that value you have to declare the items up front

    choose the option for cover away from home, then your property is covered worldwide, it's excellent
    my bike - faster than god's and twice as shiny
  • nferrar
    nferrar Posts: 2,511
    Yeah hard to fault M&S, the specialist bike insurers are just crazy expensive (10% of bike's value per year) and often have much more stringent conditions (i.e. get-out-of-paying clauses). Just recently had to declare a new bike to M&S due to the value, even then the premium addition is less than 1% of the bike's value.
  • ianlash
    ianlash Posts: 147
    Direct Line Home Insurance Plus (not the normal one) covers bikes. Not had to claim though.
  • jediblade
    jediblade Posts: 2
    I've been with the ETA now for 18 months and while not having had to claim the pricing is decent and they reduced my renewal to meet E&L this year.
  • plowmar
    plowmar Posts: 1,032
    At lower levels the majority of household policies will cover for a small addition to premium.

    But Nferrar is right the specialists do tend to be expensive. Just research for what you need / want and buy accordingly.