0% Fiance at Rutland, Spending about £2500

Jamesfrench80@hotmail.co.

Spam

mac_man

0% is ok as long as you're not paying over the odds for the bike in the 1st place.

If it's a sale bike at 0% it could work out a good deal.

Is it a pay monthly deal or one where you have to pay the whole lot in one go at the end.

I prefer the former... only from the aspect that if you fail to pay the lump sum option by the final date you get locked into paying for the goods at 25 - 30% APR. The finance company bets on a % of customers not having sufficient funds to pay the lump sum.

Jamesfrench80@hotmail.co.

its a pay monthly gig, normal credit, no balloon I think, its applied to the sale bikes too, so could work out ok

mac_man

Sounds good... especially applying to sale bikes. Most 0% deals I've seen normally apply to full priced bikes.

ry1978

Most 0% deals are fine, the only draw back is that you can't really negotiate on the price or buy sale bikes as they are typically for full RRP goods only.

whyamihere

A fiance will cost you a lot more than £2500 over time, even if they're advertising as 0%.

mac_man

whyamihere wrote:

A fiance will cost you a lot more than £2500 over time, even if they're advertising as 0%.

??

How so? Just curious.
I've had a 0% deals on stuff before and not paid any more than the advertised price.

whyamihere

mac man wrote:

whyamihere wrote:

A fiance will cost you a lot more than £2500 over time, even if they're advertising as 0%.

??

How so? Just curious.
I've had a 0% deals on stuff before and not paid any more than the advertised price.

Read it carefully.

Jamesfrench80@hotmail.co.

no, Ive called there is no catch, the finance is 0% and the bike will cost me the same amount ! next question, whats the best bike for upto £2000- 2500

mac_man

whyamihere wrote:

mac man wrote:

whyamihere wrote:

A fiance will cost you a lot more than £2500 over time, even if they're advertising as 0%.

??

How so? Just curious.
I've had a 0% deals on stuff before and not paid any more than the advertised price.

Read it carefully.

LOL... that'll teach me to speed read.

Very true though

mac_man

Jamesfrench80@hotmail.co. wrote:

no, Ive called there is no catch, the finance is 0% and the bike will cost me the same amount ! next question, whats the best bike for upto £2000- 2500

Blimey... big question. What sort of riding do you do? XC? DH? or canal towpath ;-)

Do you want a hardtail...? full suss? 29er?

Wish I was in your dilemma.

Jamesfrench80@hotmail.co.

Spam

GHill

Take a look at the Trek Fuel Ex 8. Great bike (biased, I have one )

The Top Fuel is a better race bike though.

nicklouse

I smell something nice and fishy here.

mac_man

They're all pretty damn good bikes in that clearance list at Rutland.

TBH... I think you'd be happy with any one of them as they are all more than capable. If it was me I'd see if I could get a test ride on them all to see which one felt the best. You don't want to drop £2k on a bike only to find it doesn't just feel right after a couple of rides.

or at least sit on each one to see if they fit you right.

godihatehills

there does seem to be a lot of new riders and forum members driving traffic towards rutland/grafham doesnt there!?

mac_man

LOL... see where you're coming from. I hadn't noticed the post count. Cheeky sods.

Jamesfrench80@hotmail.co.

wowsers! sceptical bunch arent we! i understand though. I honestly come in peace, and asked this on yahoo answers and got nothing but mental answers, sorry if Ive invaded.

mac_man

Jamesfrench80@hotmail.co. wrote:

wowsers! sceptical bunch arent we! i understand though. I honestly come in peace, and asked this on yahoo answers and got nothing but mental answers, sorry if Ive invaded.

Everyone welcome...

And (assuming you are genuine) a warm welcome to the forums. We're not all cynical old b'stards. :-)

Jamesfrench80@hotmail.co.

thanks!

tarquin_foxglove

nicklouse wrote:

I smell something nice and fishy here.

Hmm, I agree.

Quick google later...
on twitter

on facebook

on trustpilot

nicklouse

cheers.