Annual Travel Insurance, inc. winter Sports - any suggestio

prb007

Getting stupid quotes atm, all well over £100.
Anyone taken out a policy lately, for a family of 4,
Worldwide, excluding US & Canada?
To include skiing and snowboarding.
Hoping to go to Oz in December, Spain in July
and off to French Alps at end of this month,
so annual policy makes sense...

cheers.......in advance

Pigtail

My Direct Line annual family policy broke through £100 pretty spectacularly at renewal in October, so I cancelled it. I'm now looking at a quote for a fortnight in France and was quoted over £100 - without very generous cover. So I reckon you are doing pretty well at that. The world has changed, with volcanic ash and increased insurance premium tax.

James

pneumatic

I'd be surprised if you got a family of 4 for less than 100. We have ours through one of the teaching unions, courtesy of Mrs P. Generally, those corporate deals are pretty good value, but I'm sure we are around 130, possibly more, for worldwide plus winter sports.

As noted, if you buy it per trip, you'll still pay much more than for the annual.

mrushton

£130 is under £3 per week and is not a lot if you consider what happens if you don't take it out or get a rubbish/cheap policy. Someone I know scanned the small print furiously when his wife came off the back of a snowmobile in Banff,landing on a rock spine first. The ambulance trip alone was $600 Canadian. After that there was the body cast, early flight back home , about a year of physio/operations etc. If you work for a business they might have a plan. Someone I know broke her hip whilst cycling in Spain. She works for a major accounting firm and the policy incl. aprivate plane to get her back home.

prb007

Leaning towards these atm...
http://www.carreneige.com/en/index.php? ... d7935f6a56

IIRC, you buy it with your lift pass every day or weekly as applicable, for about 2 or 3EUR?
Some 'mainstream' insurers are asking over £200 for annual policies.
Some have 'winter sports' options which seem cheap, but only cover loss of equipment,
piste closure etc., NOT actual Skiing or Boarding - that's extra, ffs :shock:

Mad Roadie

prb007
have you checked out HSBC Premier - the bank account comes with lots of free add ons including travel insurance I believe. It may be worth the investment

Stevo_666

Try Columbus, i have family of 3 incl winter sports anywhere in the World for about £85 and seems to have a decent level of coverage.

prb007

I checked Columbus out - I am suitably impressed!
Cheers for that, will book closer to the date of my hols, to maximise duration of cover
May even book single week cover for the skiing/boarding trip, then
annual cover from just before Summer hols, to 'capture' next winters' ski trip
in the annual insurance!

Stellite

Try the BMC (British Mountaneering Council) , you do need to be a member but its pretty cheap for a family membership

Stevo_666

prb007 wrote:

I checked Columbus out - I am suitably impressed!
Cheers for that, will book closer to the date of my hols, to maximise duration of cover
May even book single week cover for the skiing/boarding trip, then
annual cover from just before Summer hols, to 'capture' next winters' ski trip
in the annual insurance!

No worries mate, I also play around with renewal dates to maximise the cover period and try to sneak in another holiday at the back end of the policy, but it's sometimes worth taking out the cover to apply from when you book the holiday so you've got the cancellation coverage etc (which a lot of people could have done with just before Christmas!)

northernneil

this popped into my inbox this morning from money saving expertand thought I would post it :-

Free travel insurance. The Co-op's Privilege Prem* bank account (min. income £11,200/yr) gives free global family travel insurance (inc. winter sports for under 65s), mobile & breakdown cover. Get accepted by 15 Jan and it waives the £13/mth fee for a YEAR, so it's FREE. It insures up to age 80 though pre-existing conditions may be excluded. In a year, either drop to its non-fee account or switch away. It has a £300 0% overdraft (15.9% above) & good feedback, more in Best Bank Accounts

Mr_Cellophane

I got a European cover with ski cover from one of the compare sites. Can't remember which one CompareTheMarket or Go Compare.
Policy was Top Dog (or something like that) underwritten by Axa. I just got £100 for lost lift pass, although the stupid woman hadn't read the policy properly and called me to say it was under the £200 excess. I had to tell her to read her own policy properly !
I chose them because it would allow each of us to travel separately. The last policy I took didn't cover my daughters if they weren't travelling with a parent.

guinea

Does anyone know a decent travel insurance firm that has a realistic insurance policy?

I travel worldwide with work and carry laptops, SLR camera, watch, phones etc. Easily £5k+ worth of stuff.

I'd like £10k personal belongings, large health/repatriation coverage and a small excess. I don't care how much it costs, the company pays. I just can't find it.

After getting mugged on my last business trip to Buenos Aires. I lost a watch and very nearly my laptop. I was then too paranoid to take anything else out of the hotel.

Squillinossett

Mad Roadie wrote:

prb007
have you checked out HSBC Premier - the bank account comes with lots of free add ons including travel insurance I believe. It may be worth the investment

I have this and its perfect, breakdown cover etc.

wanderinggirl

how about this from medibank? http://www.medibank.com.au/travel-insurance/ they seem to have good deals for everyone and i have tried applying for a travel insurance on them and so far i am pleased and satisfied

Stone Glider

Nationwide's Flexaccount includes 'free' travel insurance. It seems a decent basic package. I have to up-grade it for typical health issues but the people I spoke to were helpful and provided the paperwork in good time.