What is a moderate crime area.

I have a kryptonite series 2 D lock and a magnum plus cable lock which I use most, along with all three of my Saracens which have Pinheads.
My question though is, whilst always looking for "ease of use" which I find cable locks are good at and lighter and rolled up easier to carry, I am wondering what is a low to moderate / moderate to high crime area.
The reviews here say good for moderate to high, but who decides what is what.
I have no concerns as my bikes are either outside Morrisons when I shop or in Tavistock in well seen places, but as I do want to look at a better lock (or do I) where do you end, you wouldn't I assume use a New York forgetaboutit in say a hamlet somewhere or would you.
My question though is, whilst always looking for "ease of use" which I find cable locks are good at and lighter and rolled up easier to carry, I am wondering what is a low to moderate / moderate to high crime area.
The reviews here say good for moderate to high, but who decides what is what.
I have no concerns as my bikes are either outside Morrisons when I shop or in Tavistock in well seen places, but as I do want to look at a better lock (or do I) where do you end, you wouldn't I assume use a New York forgetaboutit in say a hamlet somewhere or would you.
Peds with ipods, natures little speed humps
Banish unwanted fur - immac a squirrel
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Parktools :?:SheldonBrown
+1 to the previous post - use the best you can.
Banish unwanted fur - immac a squirrel
http://www.dailymail.co.uk/news/article ... heads.html
Banish unwanted fur - immac a squirrel
http://www.dailymail.co.uk/news/article ... heads.html