Accident Compensation

fossyant
fossyant Posts: 2,549
edited October 2010 in Commuting chat
My legal team (BCF's solicitor's) are about to enter into the 'negotiation' phase now we have medical evidence, after almost 2 years, 2 MRI scans and nerve tests......consultants....etc....etc...........

No idea what I should be expecting - £2.99 of a tenner ?

Short term injuries - cuts and bruises to hip shoulder and sore head (helmet impact on road). - All healed as normal.

Medium Term - Left side of upper lumbar region in back - sore and painful for over a year.

Long Term - Sprained Left shoulder A/C Joint - painful for 2 years, has now lead to osteoarthritis in joint - confirmed by independant surgeon that was caused by accident, probably brought on 5 years early (I'm arguing I had no problems before accident) and tendonosis of the upper muscle in the left rotator cuff (failed healing - thickening of tendon). Also have sever clicking and crunching in joint. Likely need surgery in next 5 years. These have been confirmed as permanent.

Then crap to add about stress/ inability to sleep with pain and etc. etc.

So then, what have you had done to you, and the sort of ball park figures paid ?

I've had whiplash in the past and a damaged hip that all healed, that came to £3k (car accident).

Comments

  • spen666
    spen666 Posts: 17,709
    Why are you asking a bunch of know nothing posters. ( myself included)

    You really should be directing your question at those who are being paid to represent you. That is why you instruct lawyers with a specialism in PI cases
    Want to know the Spen666 behind the posts?
    Then read MY BLOG @ http://www.pebennett.com

    Twittering @spen_666
  • rjsterry
    rjsterry Posts: 29,411
    Blunt but true.
    1985 Mercian King of Mercia - work in progress (Hah! Who am I kidding?)
    Pinnacle Monzonite

    Part of the anti-growth coalition
  • downfader
    downfader Posts: 3,686
    I think any attempt to draw an online picture of payouts could be misleading and people should always consult their legal teams first as Spen said (rather abruptly, but he's right)

    I did however get £1800 for personal injury for my off 2 years back. That was for cuts, bruises and torn muscles/ligaments:

    http://www.youtube.com/watch?v=4FHxgd9TvW8
  • fossyant
    fossyant Posts: 2,549
    I wasn't asking for a valuation, more what's happened to you. Im not daft enough to ask a bunch of folk that can't tell a sprocket from a chain ring......
  • Pufftmw
    Pufftmw Posts: 1,941
    I got £17k for a sublimated AC joint but then my solicitor was particularly good (wife at the time). Still gives me a bit of gip 15 years on and looks scary when I'm topless ;)

    Soft tissue injuries - £500-£1000
    Permanent/semi-permanent then another £5k

    I'm in no way qualified but its only the injuries that are long-term & severely debilitiating, that qualify for proper compensation. That is because of what needs to be taken into account in your future in terms of what you will need to spend. If you have an existing pre-condition and the accident only brought the onset on by a couple of years, then that won't account for much.

    As others have said, then get your solicitors to advise you, that is what they are paid for. If you are using a "Claims Company" then I hope you have a reasonable one. In cases of Personal Injury I would always recommend an APIL registered specialist PI solicitor.
  • bigmat
    bigmat Posts: 5,134
    fossyant wrote:

    Long Term - Sprained Left shoulder A/C Joint - painful for 2 years, has now lead to osteoarthritis in joint - confirmed by independant surgeon that was caused by accident, probably brought on 5 years early (I'm arguing I had no problems before accident) and tendonosis of the upper muscle in the left rotator cuff (failed healing - thickening of tendon). Also have sever clicking and crunching in joint. Likely need surgery in next 5 years. These have been confirmed as permanent.

    What's all that about? Did you have problems before the accident or not? Just tell the truth for god's sake. As you are no doubt aware, you can get an "independant surgeon" to confirm pretty much anything - as can the insurance company who will likely be assisting the defendant.
  • fossyant
    fossyant Posts: 2,549
    MatHammond wrote:
    fossyant wrote:

    Long Term - Sprained Left shoulder A/C Joint - painful for 2 years, has now lead to osteoarthritis in joint - confirmed by independant surgeon that was caused by accident, probably brought on 5 years early (I'm arguing I had no problems before accident) and tendonosis of the upper muscle in the left rotator cuff (failed healing - thickening of tendon). Also have sever clicking and crunching in joint. Likely need surgery in next 5 years. These have been confirmed as permanent.

    What's all that about? Did you have problems before the accident or not? Just tell the truth for god's sake. As you are no doubt aware, you can get an "independant surgeon" to confirm pretty much anything - as can the insurance company who will likely be assisting the defendant.

    No previous problems anywhere - nothing I'm aware of or recorded medically - my solicitor and the third party insurers asked for his view (now't to do with me) - just stated I may have already had it, so am disputing his quoted 'in view of probabilities'..... I.e. his guess with no medical evidence...... So get off your high horse....

    My shoulder has been totally screwed in this accident.

    Just seeing what other folk have had happen, long term effects - the poster above still has trouble after 15 years...blimey.........
  • bigmat
    bigmat Posts: 5,134
    fossyant wrote:
    MatHammond wrote:
    fossyant wrote:

    Long Term - Sprained Left shoulder A/C Joint - painful for 2 years, has now lead to osteoarthritis in joint - confirmed by independant surgeon that was caused by accident, probably brought on 5 years early (I'm arguing I had no problems before accident) and tendonosis of the upper muscle in the left rotator cuff (failed healing - thickening of tendon). Also have sever clicking and crunching in joint. Likely need surgery in next 5 years. These have been confirmed as permanent.

    What's all that about? Did you have problems before the accident or not? Just tell the truth for god's sake. As you are no doubt aware, you can get an "independant surgeon" to confirm pretty much anything - as can the insurance company who will likely be assisting the defendant.

    No previous problems anywhere - nothing I'm aware of or recorded medically - my solicitor and the third party insurers asked for his view (now't to do with me) - just stated I may have already had it, so am disputing his quoted 'in view of probabilities'..... I.e. his guess with no medical evidence...... So get off your high horse....

    My shoulder has been totally screwed in this accident.

    Just seeing what other folk have had happen, long term effects - the poster above still has trouble after 15 years...blimey.........

    No offence meant, your initial post came across the wrong way. Good luck anyway. You should be good for a few grand if permanent injuries involved, ask your solicitor for copies of the relevant bits of the JSB guidelines / examples of similar cases from Kemp & Kemp if you want a better idea of what you might be looking at.
  • fossyant
    fossyant Posts: 2,549
    My missus is hopping mad with the independent consultants report, as its worded as my fault because I an a competitive cyclist......
  • The Rookie
    The Rookie Posts: 27,812
    And you're a Troll!

    The Moderators are our big Billy Goats Gruff......

    Simon
    Currently riding a Whyte T130C, X0 drivetrain, Magura Trail brakes converted to mixed wheel size (homebuilt wheels) with 140mm Fox 34 Rhythm and RP23 suspension. 12.2Kg.
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